Covers the contents of your home only
Aviva Reviews
All Aviva policyholders have access to a 24/7 emergency contact number and can make claims quickly online.
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Sentiment Score: 6.4/10
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18828 reviews found on websites such as TrustPilot
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5 Star Defaqto rating
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95.2% of claims were settled in 2018
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10% discount if you already have insurance with Aviva
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Make changes or cancel anytime with no fee
Price Band
£
£
£
£
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Good for
- Rated 5 stars by Defaqto
- No limit to buildings' or contents' cover
84% of consumers read reviews before purchasing
*Based on an independent survey of 1000 people by Compare By Review
Cover Purchased
Reviewed without invitation
Reviewed the
Renewals
experience on 25 Sep 2020
Simple, Affordable
No messing around with itemising belongings or figuring out which type of locks the doors have. It was straightforward to arrange comprehensive coverage at a competitive price. Easy to renew onlin…
Reply by Compare by Review
Thanks for leaving a review, Joanna. It's great to hear that taking out a home insurance policy with Aviva is a simple process.
Cover Purchased
Reviewed without invitation
Reviewed the
Service
experience on 7 Jul 2020
Efficient
I have been with Aviva for two years now. You can do it all online nice and easy. Never had a problem even called and added to the insurance policy and it didn’t make the price go up to much…
Reply by Compare by Review
Thanks for leaving a review Zoe. Good to know that Aviva is always on hand to answer any queries.
Quotes our team received
Details
Contents Only Quote
£144.26
Per Year
Buildings' Cover Limit
No limit
Voluntary Excess
£250
Details
Covers the physical structure of your home as well as the contents
Buildings & Contents Quote
£173.04
Per Year
Buildings' Cover Limit
No limit
Voluntary Excess
£250
What home insurance policies does Aviva offer?
Aviva offers both buildings and contents insurance. Alongside the standard level of cover, you can choose to get further protection by adding on optional extras for an additional price. The tables below outlines the key features of Aviva’s home insurance policies so you can compare cover limits.
Aviva buildings insurance
| Buildings insurance | Standard limit |
|---|---|
| Buildings sum insured | Unlimited |
| Loss of rent/cost of alternative accommodation | £80,000 (or 20% of the buildings sum insured if higher) |
| Replacement locks | £1,000 |
| Tracing and accessing leaks | £5,000 |
| Emergency access | Up to buildings sum insured |
| Public liability | £5,000,0000 |
Aviva contents insurance
| Contents insurance | Standard limit |
|---|---|
| Contents sum insured | Unlimited |
| Valuables (total) | £10,000 (a higher limit is available if needed) |
| Valuables (single article limit) | £2,000 |
| Personal money | £750 |
| Home office equipment | £5,000 |
| Contents temporarily removed from your home | £5,000 |
| Contents in your garden | £1,500 |
| Theft from garage(s) | £2,500 |
| Theft from outbuildings | £2,500 |
| Garden re-landscaping | £2,500 in total (limited to £250 for any one plant) |
| Replacement locks | £1,000 |
| Food in freezer | £1,000 |
| Leakage of heating fuel and metered water | £2,000 |
| Loss of rent/cost of alternative accommodation | £10,000 |
| Fatal injury benefit | £5,000 |
| Household removals | Up to contents sum insured |
| Emergency access | Up to contents sum insured |
| Occupiers and personal liability | £5,000,000 |
| Employers liability | £10,000,000 |
| Tenants liability | £15,000 |
What optional extras can I add to my Aviva home insurance policy?
Aviva offers a range of optional extras so you can tailor your home insurance to your personal needs.
Frequently asked Questions
Aviva offers varying options of home insurance to suit everyone and every situation including:
- AvivaPlus Home Insurance
- Contents Insurance
- Buildings Insurance
- Renters Insurance
- Home Insurance for Landlords
Yes, there’s an array of optional add ons. Protected no-claims discount if you haven't claimed for five years. Legal Services will cover you and your family to help with advice and fees towards legal representation. Home Emergency covers labour and materials if there’s an emergency at your home. Extra personal belongings cover provides additional cover for your belongings that you take out of the home. Accidental damage cover allows you to choose between ‘extra’ and ‘limited’ cover for items in your home. Bicycle cover allows you to choose to protect your bikes, folding bikes and cycling gear.
Yes, if you have an emergency such as a burst pipe, Aviva has a dedicated line you can call for help and advice and to arrange a repair from a registered tradesman.
Buildings Insurance Guides
Check out our insurance guides for more information
