Laka’s insurance policies work differently to most others. They offer a standard bicycle insurance policy that covers the following:
- Accidental damage to your bike
- Races and events
- Roadside assistance
- Loss of gear by a third-party such as an airline or courier
- Theft from your home, or away from your home when your bike is locked with a Sold Secure Gold lock
- Pay extra to include cover for your cycling clothing and accessories up to £2,000
But if you want a more substantial policy that covers you personally and not just your bicycle, you have more options. All new policyholders have the option to join the Laka Club for just £1. This gives you third-party liability cover up to £2,000,000 and other great cycling perks, such as discounts from well-known cycling brands. If you also want personal accident cover, you can take out Laka’s Health & Recovery insurance. Made with cyclists in mind, this policy covers you worldwide and isn’t just limited to cycling injuries, it extends to skiing, hiking, surfing and much more. From physio to dental to mental treatment, your medical bills will be covered up to £1,500 and you’ll have access to virtual GPs fo faster diagnosis, faster treatments and faster recovery.