Compare Over 65’s Travel Insurance
More and more people are seeing their retirement as a golden opportunity to travel the world and seek new experiences. But while people are statistically living longer, more active lives, finding insurance can be difficult. Travel Insurance providers maintain that the older people get, the more likely they are to make a medical claim, especially on holiday.
But that doesn’t mean you can’t get a great insurance deal for your holiday. Compare By Review can help you compare travel insurance across lots of different providers so that you can find the best cover on your holiday.
Over 65’s travel insurance covers you for the cost of medical treatment abroad, including hospital charges, ambulance fees and getting you home if you can’t use your original ticket. You’ll also be covered for the cost of a friend or relative staying with you or flying out from home if needed. Travel policies can also cover the costs if your baggage is lost or stolen abroad and refund trips that have to be cancelled or cut short.
This will depend on the provider you take out a policy with. You will need to decide if your policy needs to cover you for Europe, USA, Canada or the Caribbean. If there’s a chance you will be going somewhere exotic, check that destination is covered before travelling.
Some people think that they don’t need travel insurance if they have a European Health Insurance Card (EHIC). The EHIC means you can get medical treatment on the same basis as people who live in that country when travelling around Europe.
But the EHIC should not be used as a substitute for travel insurance. It doesn’t pay for getting you home or other costs linked to your medical emergency. EHIC’s are also date-specific, so check the expiry on your card before you travel.
It’s also worth noting that outside of the EU there’s no EHIC, so medical treatment can be extremely costly. Be aware that not all countries recognise the EHIC card, making travel insurance the best option for you when travelling.
From a providers point of view, if you have previously or currently suffer from health conditions, it could mean you’re more likely to need medical attention while you’re travelling.
When purchasing a policy, always make sure to inform your provider of any medical conditions you have or have previously suffered. Even forgetting something as small as high blood pressure could cost you thousands of pounds if you don’t.
If you’re going on a cruise, you should be aware that not all travel insurance for over 65’s will cover you. On a cruise, more specific things can go wrong, such as falling ill and being confined to your cabin or missing a port because of bad weather. You could even need an emergency lift to hospital. Always make sure to read the small print when taking out a policy so you know exactly what you’re covered for.
Buying a travel insurance policy when you’re over 65 is easy when you search with Compare By Review. Our providers are ranked by customer experience and product quality so you know exactly where you’re investing your money. When you’ve found the perfect match, simply visit the providers site and buy. It’s as simple as that.