Will my premium go up if I make a claim?
Your pet insurance costs will more than likely increase if you make a claim because some insurance providers will think there’s a higher chance of you needing to make another. It’s important to remember that when applying for a new policy, your pet’s health history will be taken into account. So you may be quoted a higher price than you expected.
Is the money paid directly?
The money is normally paid directly to the policyholder but in some instances, the insurer will pay the vet. If your pet has already received medical treatment, you may have to pay your vet upfront first and claim back the cost. Your insurance provider will be able to let you know how they’re going to pay out.