Argos Pet Insurance - Pet Insurance reviews

Argos Ltd, trading as Argos, is a British catalogue retailer operating in the United Kingdom and Ireland, and a subsidiary of Sainsbury’s. Argos Pet Insurance is underwritten by Royal & Sun Alliance Insurance plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority as an insurance company and to undertake insurance mediation

Argos Pet Insurance

Ranked #12 of 31 Pet Insurance providers based on 817 reviews

Review Score


Quotes our team received:

  • Dog £11.76 per month
  • Cat £7.66 per month

6 Review(s) in total

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Choose from three levels of pet insurance

Argos Pet Insurance pet insurance  currently offer three policies, ranging from silver, gold and platinum. Each policy includes veterinary fee cover and renewable benefits. There is a useful guide to the types of benefits available below.

Argos Pet Insurance has compulsory, fixed, excess of £65 per condition per policy year. In addition to this, pet owners can also pay an optional excess of their choosing, from £50 to £100, to keep their premium lower.

The policy booklet has the full terms and conditions. For more information visit the Argos Pet Insurance official website.

Cover Type12 Month12 MonthLifetime
Vet Fees£2,500£4,000£7,000
Third Party Liability£1 million£1.5 million£2 million
Accidental DamageX£500£500
Theft or Straying£250£750£1,500
Death From Accident & Illness£250£750£1,500
Prescribed FoodXX4 Weeks

Your benefits for pet insurance cover levels

Third Party Liability

If your dog responsible for causing an accident or injury, Argos will cover Third Party Liability claims up to £1,000,000 – £2,000,000, depending on your policy level.

Accidental Damage

If your pet damages someone’s property, Argos will provide cover for Accidental Damage up to £500.

Loss By Theft/Straying & Advertising

If your pet strays or is stolen, Argos will cover the original cost of your pet as well as the advertising and reward costs from £250 up to £750 – £1,000, depending on your level of coverage.

Death From Illness and Injury

If your pet dies as a result from illness or injury, Argos will cover the original costs of your pet from £250 up to £750 and £1,500.

Holiday Cancellation

Argos offers cover for holiday cancellation, in the event your cat or dog needs urgent surgery and you need to cancel your holiday, up to £1,500

Complementary Treatment & Special Diet

Argos will cover complementary medicine for your cat or dog up to 5 sessions for each condition. In addition to this, Argos Lifetime Policy will cover specially prescribed food for up to 4 weeks.

Overseas Travel

Argos’s vet fee cover extends worldwide, to countries part of the PETS Travel Scheme. Argos Pet Insurance provide cover for quarantine costs between £150 – £1,500, tick and worming treatment costs between £150 – £1,000 and emergency expenses abroad between £150 to £1,000. These prices are subject to your level of cover and policies terms and conditions

Boarding Fees

If your pet requires emergency stay in kennels or cattery’s while you are in hospital, Argos will cover the fees from £150 to £1,000 per policy period.

What animals can I insure with Argos Pet Insurance?

Argos Pet Insurance provide cover for cats and dogs aged 8 weeks with no upper age limit.

What types of policy do Argos Pet Insurance offer?

Argos Pet Insurance currently provide three policies, Silver, Gold (Time Limited) and Platinum (Lifetime), covering vet fees up to £7,000.

Does Argos Pet Insurance cover pre-existing conditions?

Argos Pet Insurance now accept some pre-existing conditions, providing all treatment and medication has finished and your pet has been symptom free for two years.

How long will it take to assess a claim?

Argos Pet Insurance aim to asses your claim within 5 working days, but can take up to 15 during busy periods. As soon as the claim is approved, they will pay you directly (minus your excess and any items not covered by your policy).

About Argos Pet Insurance

Argos Pet Insurance has been providing UK pets with pet insurance for over 10 years, having teamed up with RSA to provide over 23 years of insurance expertise and a range of dog and cat insurance policies.

About Argos Pet Insurance

Argos Pet Insurance currently offer three levels of cover, Silver, Gold and Platinum.

Their Silver package is their cheapest Time Limited option and covers vet fees up to £2,500 for £12 months. In addition to this, Argos also covers a range of benefits, including death from accident and illness up to £250, emergency boarding up to £150 and holiday cancellation up to £250.

Argos’ Gold package is a Time Limited policy that covers vet fees up to £4,000 for 12 months. In addition to this, Argos Pet Insurance also provides cover for a range of benefits including accidental damage up to £500, death from accident or illness up to £750, emergency boarding up to £500 and holiday cancellation up to £1,500.

Argos’ Platinum package offers Lifetime cover and provides cover for vet fees up to £7,000 per policy year. They also provide cover for a range of benefits including dietary food up to four weeks,  death from accident or injury up to £1,500, emergency boarding up to £1,000 and holiday cancellation up to £3,000.

Argos Pet Insurance Contact Info

To contact Argos Pet Insurance, call 0800 107 1077 or email them directly at

Promotions & Offers

  • Quote EMAIL1 to get a free PITPAT for your dog (worth £39.99)
  • Quote PETOFFER1 to get £25 to spend at Argos when you buy a Cat Policy
  • 10% Multi-Pet Discount

How To Make A Claim

If you wish to make a claim with Argos Pet Insurance, you should ensure to follow the steps below:

  • Call the UK call centre on 0345 078 7500 to pre-authorise a claim.
  • Fill in a claim form by downloading one from or call the UK call centre. You can also email for them to email or post the forms to you.
  • Ensure all pages are complete with the correct information and that your vet has signed and completed the correct pages. Any missing information may delay your claim. Return everything to Argos Pet Claims, Freepost – RSTK-EEBG-CJYS PO BOX 1364, Peterborough, PE2 2RA

How To Cancel Your Argos Pet Insurance Policy

To cancel your policy, simply call 0800 050 2022

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