Bought By Many - Pet Insurance reviews

Bought By Many aims to create better insurance for everyone. Since 2012, they created groups with specific insurance needs and negotiated deals and discounts with established insures.

In 2017, Bought By Many launched their own Travel and Pet Insurance products with many more to come.

Bought By Many

Ranked #8 of 31 Pet Insurance providers based on 3170 reviews

Review Score


Quotes our team received:

  • Dog £13.88 per month
  • Cat £8.39 per month

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7 Review(s) in total

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Choose from four levels of pet insurance

Bought by Many currently has four levels of pet insurance to choose from. They range from Fixed For Life, Complete, Regular, Lifetime, Money Back, Pre-Existing Conditions and Liability Only. Each policy includes a range of cover with competitive benefits and up to 30 days overseas travel for your pet. There is a useful guide to the types of benefits available below.

The claim limit for each insurance option is subject to excesses, which are the amounts you have to pay for each claim.

  • If your pet is under 8 years of age the excess is £69
  • If your pet is 6 years of age or older, the excess is £69 plus 20% of the overall claim.

The policy booklet has the full terms and conditions. For more information visit Bought By Many’s official website.

Liability OnlyValueRegularFixed For LifeMoneyBackComplete
Policy TypeThird Party Liability OnlyTime Limited CoverLifetime CoverPer Condition CoverLifetimeLifetime Cover
Vet FeesX£3,000£7,000£7,000£7,000£15,000
Fixed ExcessX£69£69£69£69£69
Optional ExcessX20% Of Claims20% Of Claims20% Of Claims20% Of Claims20% Of Claims
Farewell CoverX£150£150£150£150£150
Complimentary TreatmentsX£500£1,000£1,000£1,000£2,500

Your benefits for pet insurance cover levels

20% Yearly Premiums Refunded

If your pet does not make a claim, Bought By Many will refund up to 20% of your annual premium.

Third Party Liability

If your dog causes injury or accident, Bought By Many will cover Third Party Liability claims up to £3,000,000 per incident.

Death From Illness and Injury

If your pet dies as a result from illness or injury, Bought By Many will cover the original costs of your pet up to £6,000.

Boarding Fees

If your pet needs to stay in kennels or cattery’s while you have an emergency hospital visit, Bought By Many will cover the cost of boarding fees up to £2,000 per policy year

Overseas Travel

Bought By Many’s vet fee cover extends wordwide, with an additional £2,500 for certain non recoverable costs arising because of your pet

Loss By Theft/Straying & Advertising

If your pet strays or is stolen, Bought By Many will cover the original cost of your pet as well as the advertising and reward costs up to £6,000.

What animals can I insure with Bought By Many?

Bought By Many provides pet insurance for cats and dogs. Each pet must be older than eight weeks in order to receive insurance coverage.

What types of policy do Bought By Many offer?

Bought By Many currently offer six policies. The Fixed For Life policy is per condition cover and is open to dog and cats under two, covers vet fees up to £7,000 and will never increase in price. The Complete and Regular policy, which provides Lifetime cover from £7,000 up to £15,000. The Moneyback policy has £7,000 vet fee cover and gives you 20% of your annual premium back if you don’t make a claim. The Pre-Existing policy includes insurance for medical conditions your pet has previously suffered from (providing they have not received treatment for them in the last three months), with the vet fee limit for those increasing in the first two years if you do not claim for them. They also provide a Liability only policy, which covers your dog if they cause damage or injury.

Does Bought By Many cover pre-existing conditions?

Bought By Many provides a Pre-Existing policy which allows pets with ongoing or previously diagnosed conditions to get insurance coverage. This is providing your pet has not received treatment or advice for a past condition in three months before the start of a policy.

How long does it take to assess a claim?

Bought By Many has recently launched Snap Claims, an online pet insurance claims process with no forms. It simply asks a handful of questions, including the contact details of your vet, and quickly arranges a payout if the claim is successful. Customers can also claim by phone if it’s more convenient.

About Bought By Many

Bought By Many is startup, founded on the goal of creating better insurance for everyone. Their vision of better insurance includes improving prices, expanding what people can get cover for and delivering exceptional customer experiences.

About Bought By Many Insurance

In 2017, Bought By Many launched their own unique pet insurance products for dogs and cats. Their Fixed For Life will never increase the price you pay for a premium, even if you make a claim. It’s open to dogs and cats aged under two and includes £7,000 vet fee cover per condition and up to £20,000 total claims in the pets life.

Their MoneyBack policy also has £7,000 vet fee cover a year and gives 20% of the annual premium back if your don’t make a claim.

Bought By Many also released a Pre-Existing policy, which includes insurance for medical conditions a pet has suffered from. The vet fee limit for those issues can increase up to £7,000 in the first two years if you do not claim for them and will cover past conditions providing your pet has not received treatment or advice for them in the past three months.

In addition to this, Bought By Many also has three policies, Value, Regular and Complete, with each policy having vet fee limits of £3,000, £7,000 and £15,000. Bought By Many’s Complete policy is one of the most comprehensive pet insurance policy on the market and includes dental cover as standard.

Bought By Many also has a cheap, Liability Only policy that offers £3,000,000 of public liability insurance. While this does not cover vet fees, you will be covered for claims if your dog harms someone or damages their property.

Bought By Many Contact Info

Bought By Many Ltd is a company registered in England and Wales with number 7886430. Address: 1-10 Summers Street, London EC1R 5BD. Bought By Many Ltd is authorised and regulated by the Financial Conduct Authority – Register number 652623.

To contact Bought By Many, visit their contact pages to talk to one of their experts or simply call 0345 340 4090. You can also email them directly at

Promotions & Offers

Bought By Many policies have a 15% multi-pet discount for pets on the same policy.

How To Make A Claim

Bought By Many has now launched online Snap Claims to make pet insurance claims quick and easy. Simply log into your account and click the option to make a claim. You can also make a claim over the phone, simply call 0333 130 4552.

How To Cancel Your Bought By Many Insurance Policy

There are two ways in which you can cancel your pet insurance policy. Simply get in touch using one of the following methods.

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