Lifetime Pet Cover - Pet Insurance reviews

Lifetime Pet Cover is an award winning pet insurance provider that prides itself on distributing lifetime pet insurance products.

Lifetime Pet Cover

Ranked #9 of 31 Pet Insurance providers based on 560 reviews

Review Score


Quotes our team received:

  • Dog £23.67 per month
  • Cat £8.70 per month

4 Review(s) in total

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Choose from five levels of pet insurance

Lifetime Pet Cover pet insurance range from one to five and each provide lifetime cover as standard. Policies by Lifetime Pet Cover includes competitive veterinary cover and complimentary treatments. There is an excess that is payable per condition, per year. Please note, once your pet has reached a certain age (9 for dogs or 12 for cats), it will change from a defined amount to 20-25% of the claim in addition to excess.

The policy booklet has the full terms and conditions. For more information visit the Lifetime Pet Cover’s official website.

Cover Level 1Cover Level 2Cover Level 3Cover Level 4Cover Level 5
Vet Fees£2,000£3,000£4,000£6,000£10,000
Travel CoverYesYesYesYesYes
Complementary TreatmentYesYesYesYesYes
Dental TreatmentYesYesYesYesYes
Pre Existing Conditions CoverYesYesYesYesYes

Your benefits for pet insurance cover levels

Complementary Treatment

Lifetime Pet Cover will cover complementary treatment for your cat or dog up to £1,000 across all levels of cover

Third Party Liability

If your dog responsible for causing an accident or injury, Lifetime Pet Cover will cover Third Party Liability claims up to £1,000,000 across all levels of cover.

What animals can I insure with Lifetime Pet Cover?

Lifetime Pet Cover provides pet insurance for both cats and dogs, from eight weeks old, with no upper age limit. However, your pet must be microchipped, registered with a veterinary practice in the UK and must not have been the subject of a complaint to the police. Your pet must not be listed on the dangerous dog act or crossed with a breed listed as a dangerous dog.

What types of policy do Lifetime Pet Cover offer?

Lifetime Pet Cover only offer Lifetime policies to ensure your pet is covered for life. Benefits include vet fee cover up to £10,000, dental treatment for accident and illness, complementary therapy and travel cover.

Does Lifetime Pet Cover cover pre-existing conditions?

Lifetime Pet Cover will cover pets with a pre-existing condition, providing the pet has been symptom-free for two years. If your pet has received treatment for a pre-existing condition within that time period and before the policy was taken out, Lifetime Pet Cover will not cover it.

How long does it take to assess a claim?

Lifetime Pet Cover work to make the claims process as quick and simple as possible. They aim to pay your vet direct within 5 working days.

About Lifetime Pet Cover

Lifetime Pet Cover has over 30 years experience in the pet insurance industry and understands the important of taking an empathetic approach to each individual case.

About Lifetime Pet Cover

Lifetime Pet Cover provides five levels of Lifetime cover, with veterinary fees covered from £2,000 to £10,000 per policy year. This is also inclusive of any complimentary treatment your pet recieved.

It’s worth noting that taking out a policy with Lifetime Pet Cover will require you to meet their criteria in order to be eligible for coverage.

  • Your pet must be over 8 weeks or over on the date of purchasing a policy
  • Your pet must not be used for tracking, racing or guarding
  • Your pet must not be a dog that is, or is crossed with, a dog listed on the Banned Breeds List.
  • Your dog must not have been the subject of any police complaint
  • This policy is only available to you if you and your pet permanently reside in the UK
  • Your dog must be microchipped
  • Your vet must be registered at a UK veterinary practice on the policy start date.

Lifetime Pet Cover Contact Info

To contact Lifetime Pet Cover, visit their contact page and fill in the contact form at You can also email them directly at Alternatively, you can phone their offices on 020 3750 0022

Promotions & Offers

  • Refer a friend and earn £25
  • Free GPS tracker with every policy worth up to £69.99 (limited to one per pet)

How To Make A Claim

There are three options to choose from when making a claim with Lifetime Pet Cover:

How To Cancel Your Lifetime Pet Cover Insurance Policy

There are two ways in which you can cancel your pet insurance policy. Simply get in touch using one of the following methods.

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