Churchill - Travel Insurance reviews

Founded in 1989, Churchill was one of the UK’s first direct motor insurers and has since expanded to offer a wide range of general insurance products, including pet, home, travel and car insurance.  


Ranked #25 of 61 Travel Insurance providers based on 4573 reviews

Review Score


Quotes our team received:

  • European Travel £33.76
  • Worldwide Travel* £42.74

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Choose from one level of travel insurance

The table below shows a summary of Churchill’s travel insurance options. They currently have one level of cover for all three of their travel insurance policies, which offers generous cover and a variety of benefits. There is a useful guide to the type of benefits featured, below.

There is also a payable excess, which is fixed until the end of the policy. This excess is currently £50 and is payable per person, per claim unless stated otherwise.

Churchill Travel Insurance
Medical Expenses£10,000,000
Hospital Benefit£1,000
Missed Departure£1,000
Lost/Stolen Documents£500
Personal Accident£25,000
Personal Liability£2,000,000

Your benefits for travel insurance cover levels

Medical Expenses

If you require emergency medical attention abroad due to an accident or sudden illness, Churchill will cover the cost of your medical bills up to £10,000,000 as standard. This extends to emergency dental treatment up to £500 and hospital benefit up to £1,000 if required.

Personal Belongings

If your personal belonging are lost, stolen or damaged whilst travelling abroad, Churchill will cover the cost of replacing your items up to £2,000. Churchill will also cover replacement items if your luggage is delayed up to £200.

Legal & Liability
If you’re found to be legally liable for damage, accident or death during your holiday, Churchill will cover the cost of legal expenses up to £2,000,000 as standard.

Delayed & Missed Departure

If your plane is delayed due to scheduled airline strikes or failures, Churchill will cover the cost of your delayed departure up to £1,000. If you miss your departing flight, Churchill will also provide a financial benefit of £200 for alternative flights.

What Type of Policies Does Churchill Offer?

Churchill currently offers three travel insurance policies, Single, Annual and Longstay. Each policy comes with competitive cover and a variety of benefits to ensure you’re fully covered for your trip.

What countries are not covered by Churchill Travel Insurance?

Churchill will not provide cover for countries or areas which the Foreign and Commonwealth Office (FCO) has advised against all travel to. This also includes areas with ‘advised against all but essential travel’. To check your destination’s FCO advice, visit

Does Churchill Travel Insurance Cover Pre-Existing Conditions?

Churchill Travel insurance will cover pre-existing medical conditions provided you have declared them and had them accepted in writing.

How Long Does It Take to Assess A Claim?

Churchill does not provide a time limit for dealing with claims

About Churchill

Churchill Insurance was launched by founder Martin Long in June 1989, as a direct car insurance provider. In 1994, Home Insurance was added to the Churchill Range and eventually went on to add other insurance services to its range, including pet, travel, car and motor insurance.

About Churchill Travel Insurance

Churchill provides three travel insurance policies, including Single Trip, Annual Trip and Longstay. Each option comes with a variety of benefits to ensure you’re fully covered for your trip, including emergency medical cover, baggage and personal money cover.

Promotions & Offers

Churchill is currently offering 25% off annual travel insurance when purchased online. For more information, visit


If you have any questions or queries regarding Churchill travel insurance policies, you can call their Quotes & Customer Service line on 0800 032 6534. Lines are open Monday – Friday, 8am – 9pm, Saturday 9am – 5pm and Sunday 10am – 5pm.

To make a claim, please call Churchills claims department on 0345 026 0245. Lines are open Monday – Friday, 9am – 5pm.


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