Coverwise - Travel Insurance reviews

Since its inception in 2001, Coverwise has aimed to provide affordable travel insurance with excellent cover and customer service. Each product comes with three cover levels to ensure your policy best suits your needs while holidaying abroad.


Ranked #5 of 61 Travel Insurance providers based on 21888 reviews

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Quotes our team received:

  • European Travel £14.01
  • Worldwide Travel* £21.88

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Choose from four levels of travel insurance

Coverwise provide four levels of travel insurance, including Single, Annual, Business and Winter. Each policy contains a variety of benefits and competitive cover. There is a useful guide to the type of benefits featured, below.

There is also a payable excess, which is fixed until the end of the policy. Coverwise have £50 excess which is payable per claim and can be waived depending on your level of cover.

The policy booklet has the full terms and conditions. For more information, visit Coverwise’s official website.

Medical Expenses£10,000,000£10,000,000£15,000,000£15,000,000
Hospital BenefitXXX£2,000
Missed DepartureXX£1,000£1,000
Personal Accident£10,000£10,000£10,000£20,000
Personal Liability£2,000,000£2,000,000£2,000,000£2,000,000

Your benefits for travel insurance cover levels

Medical Expenses

If you suffer an accident or injury whilst on holiday, Coverwise will cover your medical expenses up to £20,000,000 depending on your level of cover.

Flight Cancellation

If your flights are cancelled, Coverwise will cover the cost up to £6,000.

Personal Accident

If you suffer a life changing accident, Coverwise will provide a payout of up to £80,000 if you are unable to return to work.

Personal Liability

If you cause loss or damage while you’re travelling abroad, Coverwise will cover the damage up to £2,000,000 as standard.

What Type Of Policies Do Coverwise Offer?

Coverwise currently offer four policies, Single, Annual, Business and Winter. Each policy has three levels of cover so you can pick the right level of cover for your trip.

What countries are not covered by Coverwise?

Coverwise does not provide cover for countries or areas which the Foreign and Commonwealth Office (FCO) has advised against all travel to. This also includes areas with ‘advised against all but essential travel’. To check your destination’s FCO advice, visit

Does Coverwise Cover Pre-Existing Conditions?

Coverwise now offer cover for pre-existing medical conditions on “select” policies. In order to obtain cover, you will be subject to a brief assessment and asked questions about your condition. If you do not declare your conditions and claim for medical treatment abroad, your claim will be declined on the basis it was not previously declared.

How Long Does It Take To Assess A Claim?

Coverwise aim to answer all emails within 48 hours of receipt if received during their normal office opening hours. Responses will be delayed if Coverwise are contacted after 2pm on Saturday or anytime on a Sunday or Bank Holiday.

About Coverwise

Coverwise was founded in 2001, with the aim of delivering products to suit a variety of needs and provide high level of customer service and support in the event that you need to make a claim.

About Coverwise

Coverwise provide four travel insurance policies to cover a variety of holidays abroad, including:

  • Single Trip
  • Annual Trip
  • Business
  • Winter

Each policy comes with a variety of benefits, including medical screening for those with pre existing conditions, cancellation costs, medical and repatriation expenses, baggage, money and include a 24-hour medical helpline.

Coverwise Contact Info

Coverwise Ltd is an International General Insurance Intermediary. Coverwise head office is located in Gibraltar at Coverwise Ltd 945 Europort, Gibraltar. They are licensed and regulated by the Financial Services Commission. Their authorisation allows them to distribute general insurance products throughout the E.U. You can check our entry on the FSC website at

Promotions & Offers

CoverWise currently has no offers or promotions


To contact Coverwise, you can use their contact form which is located on their contact pages. Visit for more information.

You can also call their Sales & Service team on 01903 255 650. Lines are open Monday to Friday, 09:00 – 18:00 and Saturday 09:00 – 17:00.

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