Essential Travel - Travel Insurance reviews

Founded in 2001, is one of the UK’s leading independent online travel essentials providers. Since their inception, they have protected 5 million holidaymakers with fully comprehensive, competitively priced travel insurance, that’s underwritten by White Horse Insurance Ireland DAC.

Essential Travel

Ranked #44 of 61 Travel Insurance providers based on 1656 reviews

Review Score


Quotes our team received:

  • European Travel £20.56
  • Worldwide Travel* £25.99

Reviewed on:

Reviewed elsewhere

Leave a review for Essential Travel

Choose from four levels of travel insurance

Essential Travel offers four levels of travel insurance, Standard, Essential, Essential Plus and Superior. Each level of cover comes with a variety of benefits and optional add ons to ensure you get the most of your cover. There is a useful guide to the type of benefits features below.

Standard EssentialEssentialEssential PlusSuperior Essential
Medical Expenses£2,500,000£5,000,000£5,000,000£10,000,000
Hospital Benefit£300£600£600£1,200
Missed DepartureX£500£500£1,000
Lost/Stolen DocumentsXX£300£400
Personal Accident£7,500£15,000£15,000£30,000
Personal Liability£500,000£1,000,000£1,000,000£2,000,000

Your benefits for travel insurance cover levels

Medical Expenses

Should you require emergency medical attention, Essential Travel will cover the cost of your medical bills up to £10,000,000 depending on your level of cover. This further extends to a hospital benefit up to £1,200.

Personal Accident

If you suffer an accident that results in total, permanent, disability, loss of limbs or sight, Essential Travel will provide a financial benefit, if you’re unable to return to work, up to £30,000, depending on your level of cover.


If you have to cancel or cut your trip short due to any reason outlined in your policy documents, Essential Travel will cover the unused or unrecoverable cost of your trip up to £5,000, depending on your level of cover.

Kennel/Cattery Fees

If your pets are in boarding kennels and you are unable to return home due to an accident or illness abroad, Essential Travel will cover the cost of your pets extended stay up to £200, depending on your level of cover.

What Type Of Policies Do Essential Travel Offer?

Essential travel offer two main travel insurance policies, Single Trip, Annual Multi Trip. They also provide other travel insurance policies, including Medical Conditions and Cover For Children.

What countries are not covered by Essential Travel?


Essential Travel will not provide cover for countries or areas which the Foreign and Commonwealth Office (FCO) has advised against all travel to. This also includes areas with ‘advised against all but essential travel’. To check your destination’s FCO advice, visit



Does Essential Travel Cover Pre-Existing Conditions?


Yes. Essential Travel does provide cover for medical conditions. If you have ever had a disease or illness which has received medication, advice or treatment for, it will need to be declared to Essential Travel to ensure it is covered. For more information, visit



How Long Does It Take To Assess A Claim?

Essential Travel doesn’t provide a time limit to dealing with claims.

About Essential Travel

Essential Travel was founded in 2001 and has grown to become one of the UK’s leading independent online travel essential providers. They offer great value travel insurance as well as other extras that makes booking your holiday, quicker, cheaper and safer.

About Essential Travel

Essential Travel provides two main travel insurance policies, single and annual multi trip, as well as additional policies, medical conditions and cover for children. Each policy comes with optional add ons for you to tailor your cover to cater to your specific insurance needs. Add ons include cover for Winter Sports, Business, Backpacker, Golf, Cruise and many more.

Essential Travel policies come with a variety of benefits, such as cover for kennel/cattery fees, personal money and possessions, cancellation, personal liability, and loss of hotel facilities.

Promotions & Offers

Essential Travel currently have no promotions or offers.


To contact Essential Travel’s sales department, you can call them on 0800 014 2709. You can also email them directly at to resolve any travel insurance queries. Office hours are from 8am – 11pm, Monday to Friday and 8:30am – 8pm, Saturday and Sunday.

Help others by sharing your experience LEAVE A REVIEW