Holiday Risk - Travel Insurance reviews

Holidayrisk.com was established in 1994 and is a trading name of Globeshield International Limited. The company is an independent travel insurance intermediary based in London, which is authorised and regulated by the Financial Conduct Authority

Holiday Risk

Ranked #17 of 61 Travel Insurance providers based on 1222 reviews

Review Score

8.4

Quotes our team received:

  • European Travel £9.41
  • Worldwide Travel* £25.64

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Choose from four levels of travel insurance

Holiday Risk currently offer four levels of travel insurance, including single trip, annual trip, over 65’s and winter. Each policy comes with a variety of benefits with comprehensive cover to ensure you have exactly what you need for your trip.

There is a payable excess that is applicable for each policy. Holiday Risk’s excess can amount up to £120 per claim, depending on your level of cover. The policy booklet has the full terms and conditions. For more information, visit Holiday Risk’s official website

SilverGoldPlatinum
Medical Expenses£5,000,000£10,000,000£10,000,000
Hospital Benefit£200£300£700
Cancellation£1,000£2,000£5,000
Missed Departure£200£250£250
Baggage£500£1,000£1,750
Lost/Stolen DocumentsX£300£350
Personal Accident£5,000£10,000£20,000
Personal Liability£2,000,000£2,000,000£2,000,000

Your benefits for travel insurance cover levels

Medical Expenses

If you require emergency medical attention whilst holidaying abroad, Holiday Risk cover the cost up to £10,000,000, depending on your level of cover. In addition to this, Holiday Risk will also provide cover for emergency dental treatment, to treat sudden pain, up to £350. They will also provide a Public Hospital Inconvenience Benefit (per 24 hours) to cover the costs of food, visitors transportation and telephone calls up to £20 per 24 hours, up to a maximum of £700.

Baggage

If your possessions are lost, stolen or damaged, Holiday Risk will cover the cost up to £1,750. If your possessions are delayed by 12 hours,  Holiday Risk will also cover the cost for essential items up to £50 per 24 hours (up to £200).

Personal Accident

If you suffer a life changing accident that results in permanent disability, loss of site or limbs or accidental death, Holiday Risk will provide a single payment of £20,000.

Personal Liability

If you are found legally liable for an incident caused by you, Holiday Risk will cover the cost of up to £2,000,000.

What Type of Policies Do Holiday Risk Offer?

Holiday Risk provide up to 4 levels of travel insurance, including Single Trip, Annual Trip, Over 65 and Winter.

What countries are not covered by Holiday Risk?

Holiday Risk insurance policies do not cover travel to a country, specific area or event which the Travel Advice Unit of the Foreign and Commonwealth Office (FCO) has advised against all travel or all but essential travel. For more information, visit the FCO website https://www.gov.uk/foreign-travel-advice/

Does Holiday Risk Cover Pre-Existing Conditions?

Yes. Holiday Risk will provide cover for a number of pre-existing conditions, including conditions related to cancer, mental health or psychiatric conditions and heart related conditions.However, Holiday Risk travel will not cover undisclosed medical conditions. For more information, please refer to the policy wording for full terms and conditions

How Long Does It Take to Assess A Claim?

Holiday Risk does not provide a time limit for dealing with travel insurance claims.

About Holiday Risk

Established in 1994, Holiday Risk is the trading name of Globeshield International Limited and is an independent travel insurance intermediary based in London. Holiday Risk aim to provide customers with a fast and friendly service, with insurance policies been designed to meet individual needs.

About Holiday Risk

Holiday Risk Travel Insurance offers great value cover for all types of holidays. They currently provide four policies, single trip, annual trip, over 65’s and winter, which includes:

  • Medical Expenses & Repatriation
  • Personal Liability
  • 24 Hour Emergency Assistance
  • Over 200 medical conditions covered as standard
  • Baggage Cover
  • Cancellation Cover
  • Online Medical Screening

Holiday Risk Contact Info

Holidayrisk Travel Policies purchased from this Website are underwritten by Travel Insurance Facilities Group (TIF) and insured by Union Reiseversicherung AG (URV). TIF are Authorised and Regulated by the Financial Conduct Authority. URV are Authorised by BaFin and Regulated by the Financial Conduct Authority. Holidayrisk is Authorised and Regulated by the Financial Conduct Authority (Firm Reference Number: 308028). You can check this on the Financial Services Register by visiting the website www.fca.org.uk/register or by contacting the Financial Conduct Authority (FCA).

Promotions & Offers

Holiday Risk are not currently running any promotions or offers.

Contact

You can contact Holiday Risk via their online contact form, located on their contact pages at https://www.holidayrisk.com/contact-us. Alternatively, you can call them on 0345 257 7885 or email them directly at insure@holidayrisk.com.

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