HSBC - Travel Insurance reviews

HSBC Bank plc is one of the largest banking and financial service organisation in the world. HSBC UK banking products currently include current accounts, loans, mortgages, credit cards and more.


Ranked #54 of 61 Travel Insurance providers based on 2128 reviews

Review Score


Quotes our team received:

  • European Travel £43.79
  • Worldwide Travel* £64.13

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Choose from one level of travel insurance

The table below shows a summary of HSBC’s travel insurance options. They currently have one level of cover for all of their travel insurance policies, which offers a range of benefits and comprehensive cover. There is a useful guide to the type of benefits featured below.

There is also a payable excess, which is fixed until the end of the policy and is payable per claim.

HSBC Travel Insurance
Medical Expenses£10,000,000
Hospital Benefit£1,000
Missed Departure£1,000
Baggage£1,500 (optional)
Personal Accident£50,000
Personal Liability£2,000,000

Your benefits for travel insurance cover levels

Medical Expenses

If you become ill on holiday or suffer an accident, HSBC Travel Insurance will cover the cost of your medical treatment up to £10 million, as standard.

Cancellation Cover

If you have to cancel or cut your holiday short due to unforeseeable circumstances, HSBC travel insurance will cover the non-recoverable travel and accommodations costs up to £5,000 as standard.

Major Incidents Cover

If you need to cancel or abandon your trip due to major incidents, such as terrorist attacks, HSBC Travel Insurance will cover the cost of your trip.

What Type of Policies Do HSBC Travel Insurance Offer?

HSBC currently offer the choice of two travel insurance policies, Single Trip and Annual Trip. Each policies covers destinations to the UK, Europe and Worldwide.

What countries are not covered by HSBC Travel Insurance?

HSBC will not provide cover for countries or areas which the Foreign and Commonwealth Office (FCO) has advised against all travel to. This also includes areas with ‘advised against all but essential travel’. To check your destination’s FCO advice, visit

Does HSBC Travel Insurance Cover Pre-Existing Conditions?

HSBC are unable to provide a quote for those with medical conditions online. However, if you call their contact centre on 0800 051 6603, they may still be able to offer you an insurance quote.

How Long Does It Take to Assess A Claim?

HSBC doesn’t provide a time limit to dealing with claims

About HSBC

Founded in 1865, HSBC Bank plc has grown to become one of the largest banking and financial service organisations in the world. HSBC’s international network consists of over 7,500 offices in over 80 countries across the world.

About HSBC Travel Insurance

HSBC provides two travel insurance policies, Single and Annual Trip. Each option comes with a range of competitive benefits to ensure your trip is fully covered, including baggage cover, medical expenses cover and many more.

Promotions & Offers

HSBC offer a 15% online discount when you buy your single trip or annual multi-trip policy online. This offer is only available on new policies.


If you any questions regarding HSBC’s travel insurance policies, you can visit your local branch. You can also contact their customer service department on 0800 299 399. Lines are open from 8am – 8pm, Monday to Thursday, 8am – 7pm Friday, 9am – 5pm Saturday and 10am – 2pm Sunday.

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