Legal & General - Travel Insurance reviews

Legal and General is a British multinational financial services company that provides a variety of products and services, including home, pet, life and car insurance.

Legal & General

Ranked #53 of 61 Travel Insurance providers based on 736 reviews

Review Score


Quotes our team received:

  • European Travel £21.05
  • Worldwide Travel* £49.91

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Choose from three levels of travel insurance

The table below shows a summary of Legal and General’s travel insurance options. They currently have three levels of cover, Bronze, Silver and Gold, which offer a variety of benefits and generous cover. There is a useful guide to the type of benefits featured, below.

There is also a payable excess, which is fixed until the end of the policy. This excess ranges from £50 – 100 depending on your level of cover and is payable per person, per claim unless stated otherwise.

Medical Expenses£10,000,000£12,500,000£15,000,000
End Supplier FailureXX£1,500
Lost/Stolen Documents£100£200£250

Your benefits for travel insurance cover levels

Medical Expenses

If you suffer an accident or illness while travelling abroad, Legal & General will cover the cost of your medical bills up to £15,000,000, depending on your level of cover. Legal & General will also also cover the cost of emergency dental treatment up to £500, funeral expenses up to £7,000 and in-patient benefit up to £50 a day (up to £1,000).

Pet Care

If you’re unable to return home and care for your pets due to accident or illness, Legal & General will cover the cost of kennels or Catteries up to £750 (£75 per 24 hours), depending on your level of cover.

Personal Belongings

If your personal belongings are lost, stolen or damaged, Legal and General will cover the cost to replace your items up to £3,000. This includes a single item limit of £250, a valuables limit of £250 and personal money up to £750. Please note that limits will vary depending on your level of cover.

Legal & Liability
If your found liable for damage, injury or loss, Legal & General will cover the cost of legal expenses up to £2,000,000 as standard.


What Type of Policies Do Legal & General Travel Insurance Offer?

Legal & General currently offer two core travel insurance policies, Single and Annual Multi Trip. Each policy comes with a variety of add ons and benefits to ensure you get the best cover for your trip.

What countries are not covered by Legal & General Travel Insurance?

Legal & General will not provide cover for countries or areas which the Foreign and Commonwealth Office (FCO) has advised against all travel to. This also includes areas with ‘advised against all but essential travel’. To check your destination’s FCO advice, visit

Does Legal & General Travel Insurance Cover Pre-Existing Conditions?

This will depend on the medical condition you have. Legal & General requires all medical conditions to be declared with them to ensure they are fully covered for their trip. However, they do state that they are not able to cover all medical conditions. For more information, visit

How Long Does It Take to Assess A Claim?

Legal & General does not provide a time limit for dealing with claims.

About Legal & General

Legal and General was founded in 1836 and has since grown to become the UK’s largest provider of individual life assurance products and a market leader in managing retirement risks for pension schemes in both the UK and US.

About Legal & General Travel Insurance

Legal & General provides two travel insurance options; Single Trip and Annual Multi Trip. They also offer optional add ons to cater to those with specific insurance needs, including gadget cover, golf, cruise and winter sports.

Legal & General policies also come with three levels of cover which possess a variety of benefits such as baggage cover, cancellation cover, hospital benefit and a wide range of activities for you to enjoy on holiday.

Promotions & Offers

Legal & General currently have no offers or promotions.


If you would like to contact Legal and General, you can call them from the following numbers. Lines are open 8am to 8pm Monday to Friday and 9am to 5pm on Saturday:

  • Sales – 0800 316 7570
  • Customer Service – 0370 060 2729
  • Make a claim – 0370 060 2730

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