More Than - Travel Insurance reviews

More Than is a UK insurance company founded in 2001 and offers motor, home, pet and travel insurance. Its business arm More Than BUSINESS also offers business insurance.

More Than

Ranked #60 of 61 Travel Insurance providers based on 1774 reviews

Review Score


Quotes our team received:

  • European Travel £15.87
  • Worldwide Travel* £45.26

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Choose from one level of travel insurance

The table below provides a summary of More Than’s travel insurance options. More Than travel insurance levels include Silver, Gold and Diamond cover, which contains optional benefits and comprehensive cover. There is a useful guide to the types of benefits available, below.

There is an excess which is payable, per person, per claim. Excess can range from £40 – £100, depending on your level of cover. The policy booklet had the full terms and conditions. For more information, visit More Than’s official website.

Medical Expenses£10,000,000£15,000,000£20,000,000
Cancellation Cover£1,500£5,000£7,500
End Supplier FailureXX£1,500
Lost/Stolen Documents£100£250£500
Personal Liability£2,000,000£2,000,000£2,000,000

Your benefits for travel insurance cover levels

Medical Expenses

If you suffer an illness or injury whilst holidaying abroad, More Than will cover the cost of your medical expenses up to £20,000,000, depending on your level of cover.

End Supplier Failure

In the event of insolvency of your chosen airline, hotel, train or coach operator, car hire company or theme park (such as Disneyland) not forming part of an inclusive holiday, More Than will cover the irrecoverable cost up to £1,500. Please note, this does not apply to Gold or Silver levels of cover.

Pet Care

If your return home is delayed due to airline issues, injury or illness, More Than will cover the cost of Kennel and Cattery fees up to £500, depending on your level of cover. Please note, this is only applicable to Silver and Diamond levels of cover.

Cancellation Cover

If you have to cancel your holiday due to reasons outlined within your policy documents, More Than will cover the unrecoverable cost of your trip up to £7,500, depending on your level of cover.

What Type of Policies Do More Than Travel Insurance Offer?

More Than currently offers two travel insurance policies, Single Trip and Annual Multi Trip.

What countries are not covered by More Than Travel Insurance?

More Than will not provide cover for countries or areas which the Foreign and Commonwealth Office (FCO) has advised against all travel to. This also includes areas with ‘advised against all but essential travel’. To check your destination’s FCO advice, visit

Does More Than Travel Insurance Cover Pre-Existing Conditions?

More Than can cover for pre-existing condition, provided they have been declared and accepted in writing.

How Long Does It Take to Assess A Claim?

More Than does not provide a time limit for dealing with claims.

About More Than

MORE TH>N was launched in June 2001, bringing freshness and a new approach to the consumer financial services market. The MORE TH>N product range is broad, encompassing car, home, pet, travel and life insurance.

About More Than Travel Insurance

More Than currently offers two travel insurance policies, Single and Annual Multi Trip, which has three levels of cover, Silver, Gold and Diamond. More Than can also provide cover for many pre-existing medical conditions as wells as offering free travel insurance policies to children on a family policy.

All policies come with a wide variety of benefits and competitive coverage to ensure your trip is fully covered, should the unexpected occur.

Promotions & Offers

Save up to 20% on More Than’s single trip policies when you buy online.


For sales enquiries or to make a claim, call MORE TH>N on 0330 102 3638. Lines are open Monday to Friday, 8am to 7pm, Saturday 9am to 5pm.

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