M&S Travel Insurance - Travel Insurance reviews

M&S is a unique retailer with a great heritage. M&S offer a range of personal banking products, insurance & travel services to suit a variety of financial needs.

M&S Travel Insurance

Ranked #59 of 61 Travel Insurance providers based on 1148 reviews

Review Score


Quotes our team received:

  • European Travel £36.13
  • Worldwide Travel* £47.09

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Choose from one levels of travel insurance

M&S travel insurance options include one level of cover which covers medical expenses as well as additional benefits to ensure your cover is fully comprehensive. There is a useful guide to the types of benefits available.

The claim limit for each insurance option is subject to excesses, which is payable per person per claim.The policy documents have the full terms and conditions. For more information visit M&S official website.

M&S Travel Insurance
Medical Expenses£10,000,000
Baggage£2,500 (optional)
Lost/Stolen Documents£250
Personal Accident£25,000
Personal Liability£2,000,000

Your benefits for travel insurance cover levels

Medical Expenses

If you suffer an accident or fall ill during your holiday, M&S Travel Insurance will cover the cost of your medical bills up to £10,000,000 as standard.

Personal Money

If your personal money is destroyed, lost or stolen whilst in your personal possession or from a safety deposit box, M&S will replace the money up to £500.  


If you have to cancel or cut your trip short, due to reasons stated within your policy documents, M&S Travel Insurance will cover the unspent or unused cost of your trip up to £4,000, depending on your level of cover.

What Type of Policies Do M&S Bank Travel Insurance Offer?

M&S Black offers a choice of Single and Multi Trip travel insurance policies.

What countries are not covered by M&S Bank Travel Insurance?

M&S Bank will not provide cover for countries or areas which the Foreign and Commonwealth Office (FCO) has advised against all travel to. This also includes areas with ‘advised against all but essential travel’. To check your destination’s FCO advice, visit https://www.gov.uk/foreign-travel-advice/

Does M&S Bank Travel Insurance Cover Pre-Existing Conditions?

Pre-existing medical conditions are covered by M&S Bank, provided they have been declared and are accepted in writing.

How Long Does It Take to Assess A Claim?

M&S Bank do not provide a time limit when dealing with claims.

About M&S

M&S Bank offer a range of financial services and aim to bring the trusted M&S values to banking and provide customers with a fresh new experience to banking.

About M&S Bank Travel Insurance

M&S Bank provides two core travel insurance policies, including Single Trip and Annual Multi Trip. Each policy comes with a variety of benefits and optional add ons such as Winter Sports and Cruise cover to ensure you’re fully covered for your trip.

Promotions & Offers

M&S Bank currently offers a 10% discount on new policies when you buy travel insurance online


To contact M&S, call 0800 731 4280. Lines are open 8am-9pm Monday to Friday, 9am-6pm Saturday, 10am-2pm Sunday.

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