Ok To Travel - Travel Insurance reviews

OK To Travel Ltd was established to provide specialist travel insurance to those with pre-existing medical conditions. Ok To Travel’s insurer is European Insurer, Reiseversicherung AG (URV), part of Germany’s largest banking group and Versicherungskammer Bayern Group (VKB Group) who have extensive experience in travel insurance worldwide.

Ok To Travel

Ranked #20 of 61 Travel Insurance providers based on 877 reviews

Review Score


Quotes our team received:

  • European Travel £17.77
  • Worldwide Travel* £94.20

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Choose from three levels of travel insurance

Ok To Travel currently offers three levels of travel insurance, including Standard, Premier and Premier Plus. Each level comes with a variety of benefits and inclusions to ensure your policy covers exactly what you need when you’re on holiday.

There is also a payable excess that is applicable for each policy. This ranges from £75 – £500 depending on your level of cover and type of claim. For more information, visit Ok To Travel’s official website.

Standard Single TripPremier Single TripPremier Plus Single Trip
Medical Expenses£10,000,000£10,000,000£10,000,000
Missed Departure£500£500£500
End Supplier Failure£5,000£5,000£5,000
Baggage £2,000£2,000£3,000
Lost/Stolen Documents£300£300£300
Personal Accident£15,000£15,000£15,000
Personal Liability£2,000,000£2,000,000£2,000,000

Your benefits for travel insurance cover levels

Medical Expenses

If you need emergency medical attention whilst travelling, OK To Travel will cover the cost, up to £10,000,000 as standard. This extends to additional medical expenses, such as Cosmetic Surgery up to £2,500, Kennel & Cattery up to £500 and Recuperation Holiday up to £750.


If your baggage is lost, stolen or damaged while travelling abroad, OK To Travel will cover the cost up to £3,000, depending on your level of cover. This further extends to a valuables limit of £300, a personal money limit of £400 and cash limit of £300l

Personal Accident

If you suffer a life changing accident on holiday which results in death, permanent disability, loss of limbs or sight, OK To Travel will provide a personal accident benefit up to £15,000.

Personal Liability

If you are found to be legally liable for an incident or damage to property, Ok To Travel will cover the cost up to £2,000,000 as standard.

What Type of Policies Do Ok To Travel Offer?

OK To Travel offer a wide range of insurance policies, including Single, Annual, Long Stay and Cruise. In addition to these, they also provide a range of medical, disability and senior travel insurance.

What countries are not covered by Ok To Travel?

Ok To Travel insurance policies do not cover travel to a country, specific area or event which the Travel Advice Unit of the Foreign and Commonwealth Office (FCO) has advised against all travel or all but essential travel. For more information, visit the FCO website https://www.gov.uk/foreign-travel-advice/

Does Ok To Travel Cover Pre-Existing Conditions?

Yes. Ok To Travel is a medical travel insurance specialist, meaning they cover a wide variety of existing and recently diagnosed conditions. They currently cover hundreds of medical conditions including cancer, epilepsy, heart condition and leukemia. However, Ok To Travel will not cover undisclosed medical conditions. For more information, please refer to the policy wording for full terms and conditions.

How Long Does It Take to Assess A Claim?

OK To Travel do not provide a time limit for assessing claims. However, if it’s a medical emergency, OK To Travel aim to deal with your claim as quickly as possible.

About Ok To Travel

OK To Travel was established in 2011, with the aim of producing and distributing travel insurance policies to those with medical conditions.

About Ok To Travel

OK To Travel offers a variety of travel insurance products to suit the different needs of holidaymakers. They currently offer four core policies, which include:

  • 24 Hour Medical Emergency service
  • Consideration for all medical conditions
  • Legal Expenses
  • Medical Expenses up to £10,000,000

OK To Travel also provides additional insurance policies to those with medical conditions, disability and those who are aged over 65.

Ok To Travel Contact Info

OK To Travel Ltd is an Appointed Representative of Freedom Insurance Services Ltd, which is authorised and regulated by the Financial Conduct Authority.

Promotions & Offers

Ok To Travel not currently running any promotions or offers.


To make an enquiry about a travel insurance policy, you can call OK To Travel’s sales department on 01223 446 920. Lines are open Monday – Friday, 8:30am to 5:30pm and Saturday – 9am – 5pm. You can also email them directly at services@oktotravelinsurance.co.uk.

To make a claim, you can download the relevant claim form from www.travel-claims.net or contact the claims department on 0203 829 6761

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