Premier Cover - Travel Insurance reviews

Premier Cover is a division of Citybond Holdings Ltd. which has been specialising in providing travel insurance for over 32 years.

Premier Cover

Ranked #36 of 61 Travel Insurance providers based on 470 reviews

Review Score


Quotes our team received:

  • European Travel £19.84
  • Worldwide Travel* £43.73

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Choose from three levels of travel insurance

Premier Cover offers three levels of travel insurance, Classic, Club and Deluxe cover. Each policy comes with a variety of benefits and optional add ons to ensure you get the most from your policy. There is a useful guide to the type of benefits featured below.

Premier Cover policies also come with a payable excess, which is fixed until the end of the policy. This excess ranges from £0-£95, depending on your level of cover and is payable per claim.

Medical Expenses£5,000,000£7,500,000£10,000,000
Missed Departure£1,000£1,000£1,500
End Supplier Failure£1,500£2,000£2,500
Personal Accident£10,000£20,000£100,000
Personal Liability£1,000,000£2,000,000£3,000,000

Your benefits for travel insurance cover levels

Medical Expenses

If you require emergency medical attention whilst holidaying abroad, Premier Cover will cover the cost of your medical bills up to £10,000,000. This further extends to emergency dental treatment, up to £500, and hospital benefit up to £1,500 (£50 per 24hrs)

Personal Accident

If you suffer an accident that causes accidental death, Premier cover will provide a financial benefit up to £50,000, depending on your level of cover. If you lose a limb or your sight, or are left with permanent, total disablement as a result of your accident, they will also cover you up to £100,000.

Personal Belongings

If your baggage is lost, stolen or damaged during your holiday, RAC will cover the cost of your personal belongings up to £3,000. This extends to personal money, passport and documents up to £750.

Personal Liability

If your found liable for causing an accident, injury, death or damage to property, Premier Cover will cover the legal costs up to £3,000,000 depending on your policy level.

What Type Of Policies Do Premier Cover Offer?

Premier Cover currently three main policies, Single Trip, Annual Multi Trip and Wintersports. Each policy comes with additional cover options, such as travel disruption, golf plus, business plus, wedding, cruise, gadgets, and medical conditions, should you require it.

What Countries Are Not Covered by Premier Cover?

Premier Cover doesn’t provide cover for countries or areas which the Foreign and Commonwealth Office (FCO) has advised against all travel to. This also includes areas with ‘advised against all but essential travel’. However, if the FCO changes their advice about a country/area they provide for, their travel disruption cover would cover the cancellation should you have already booked a holiday. To check your destination’s FCO advice, visit

Does Premier Cover Cover Pre-Existing Conditions?

Yes. Premier cover is a specialist travel insurance which focuses on providing those with medical conditions, insurance coverage.

How Long Does It Take To Assess A Claim?

Premier Cover doesn’t provide a time limit for dealing with claims

About Premier Cover

Premier Cover aims to provide everyone with a pre-existing medical condition with an easy way to purchase cover. They were the first company in the travel insurance market to offer online medical screening and consider all conditions with no age limit on Single Trip policies.

About Premier Cover

Premier Cover provides three travel insurance policies, Single Trip, Annual Multi Trip and Winter Sports. Each policy comes with three cover levels, which offer a variety of benefits, including cancellation and curtailment cover, medical expenses, legal expenses, and cover for your personal belongings.

There are also a variety of additional cover options to choose from to ensure your insurance policy best fits your trip. The range of options include:

  • Travel Disruption
  • Golf Plus
  • Business Plus
  • Wedding
  • Gadgets

Promotions & Offers

Premier Cover has no promotions or offers.


You can contact Premier Cover by submitting your query via their online contact form. Visit for more information.

You can also call their sales department on 0800 298 1112. Lines are open Monday – Friday, 8am to 8pm and Saturday – Sunday, 8am to 6pm. You can also email them directly at

For medical screening enquiries, please contact Healthscreen247. You can contact them via phone on 0330 123 5682 or email them directly at For more information about Healthscreen247, visit their website at


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