Sainsbury’s Bank - Travel Insurance reviews

In February 1997, Sainsbury’s became the first major supermarket to open a bank in the UK. Since then, Sainsbury’s have gone on to offer an award-winning range of financial products with attractive rewards for Sainsbury’s shoppers, including credit cards, savings and loans, as well as mortgages, travel money and car, home, pet, travel and life insurance.

Sainsbury’s Bank

Ranked #57 of 61 Travel Insurance providers based on 273 reviews

Review Score


Quotes our team received:

  • European Travel £26.82
  • Worldwide Travel* £48.50

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Choose from three levels of travel insurance

The table below shows a summary of Sainsbury’s travel insurance options. They currently have three levels of cover for all of their travel insurance policies, which offers a range of benefits and comprehensive cover. There is a useful guide to the type of benefits featured below.

There is also a payable excess, which is fixed until the end of the policy and is payable per claim.

Medical Expenses£10,000,000£15,000,000Unlimited
Missed Departure£300£1,000£1,250
End Supplier FailureX£2,500£2,500
Personal Identity£2,000,000£2,000,000£2,000,000

Your benefits for travel insurance cover levels

Medical Expenses

If you suffer an accident or illness whilst travelling abroad, Platinum Cover will cover the cost of your medical treatment up to £15,000,000. However, if you choose the black level of cover, you will have unlimited cover for medical expenses (not including hospital benefit)

Cancellation Cover

If your trip needs to be cancelled or cut short for reasons outlined in your policy documents, Sainsbury’s travel insurance will cover the unrecoverable cost up to £7,500.

Gadget Cover

Sainsbury’s travel insurance provides cover for gadgets, such as tablets, laptops, e-readers, games consoles, audio and video equipment, photographic equipment and personal organisers, if they are lost, stolen or accidently damaged. Payout ranges from £500 to £750, depending on your level of cover.

Personal Money

If your personal money is lost or stolen during your trip, Sainsbury’s will pay up to £750, depending on your level of cover.

What Type of Policies Do Sainsbury's Travel Insurance Offer?


Sainsbury’s currently offer three travel insurance policies, Single Trip, Annual Trip and Extended Stay.



What countries are not covered by Sainsbury's Travel Insurance?

Sainsbury’s will not provide cover for countries or areas which the Foreign and Commonwealth Office (FCO) has advised against all travel to. This also includes areas with ‘advised against all but essential travel’. To check your destination’s FCO advice, visit

Does Sainsbury's Travel Insurance Cover Pre-Existing Conditions?

Yes, Sainsbury’s are able to cover pre-existing conditions, provided they have been declared and have written confirmation. However, cover for pre-existing medical conditions may be extra.

How Long Does It Take to Assess A Claim?

Sainsbury’s doesn’t provide a time limit to dealing with claims

About Sainsbury's Travel Insurance

Sainsbury’s was the first major supermarket to open a bank in the UK in February 1997. Over ten years later, Sainsbury’s now provides an award-winning range of financial products with attractive rewards for Sainsbury’s shoppers.

About Sainsbury’s Travel Insurance

Sainsbury’s Travel Insurance provides three core travel insurance policies, including Single Trip, Annual and Longstay cover. Each policy comes with a variety of optional add ons, such as wedding, extended gadget cover and many more. Sainsbury’s travel insurance also comes with a variety of benefits, including medical expenses cover, personal money and baggage cover and basic gadget cover.

Promotions & Offers

Sainsbury’s offer a 20% travel insurance policies for nectar card holders.


To contact Sainsbury’s travel insurance, please call 0330 102 1933. Lines are open: 8am to 7pm Monday to Friday and 9am – 5pm Saturday

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