Travel Insurance 4 Medical - Travel Insurance reviews

Travel Insurance 4 Medical are medical travel insurance specialists with over 30 years of experience offering medical travel insurance policies to people with existing medical conditions.

Travel Insurance 4 Medical

Ranked #2 of 61 Travel Insurance providers based on 9575 reviews

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Quotes our team received:

  • European Travel £18.13
  • Worldwide Travel* £43.87

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Choose from five levels of travel insurance

Travel Insurance 4 Medical currently offers five policies, Single Trip, Annual, Backpacker, Winter Sports and Cruise. Each policy contains a variety of benefits and provide cover for thousands of conditions with instant cover.

Each policy is subject to payable excess. This is fixed until the end of the policy and ranges between £150 to £70 depending on your level of cover. For more information about Travel Insurance 4 Medical’s terms and conditions, visit their official website.

Economy Extra Single TripStandard Single TripSuperior Single Trip
Medical Expenses£3,000,000£5,000,000£10,000,000
Hospital Benefit£300£600£1,000
Missed Departure£300£500£1,000
Scheduled Airline FailureX£1,500£2,000
Stolen/Lost Documents£100£500£500
Personal Accident£5,000£10,000£30,000
Personal Liability£2,000,000£2,000,000£2,000,000

Your benefits for travel insurance cover levels

Trip Cancellation

If you fall ill or personal circumstances prevent you from going on your trip, Travel Insurance 4 Medical will cover the cost of cancellation £5,000, depending on your level of cover.

Airline Issues

If your miss your departure, Travel Insurance 4 Medical will cover your missed flight up to £1,000. In addition to this, if your airline succumbs to airline failure, they will provide cover up to £2,000 and a further £5,000 for cancellations after a 24 hour delay.


If you need to return to your own country in the event of illness or death, Travel Insurance For Medical will provide cover for you to return home up to £10 million pounds depending on your level of cover.

Lost Medication and Belongings

In the event of prescription medication becoming lost or stolen, Travel Insurance 4 Medical will cover your medicines up to £400, depending on your chosen level of cover. Travel Insurance 4 Medical has a possessions and valuables limit of up to £250 with addition cover for stolen, lost or damaged possessions of up to £2,500.

Medical Attention

If you require emergency medical attention whilst holidaying abroad, Travel Insurance 4 Medical covers medical fees up to £10,000,000, with additional cover for emergency dental attention up to £250.

Natural Disaster Occurrence

If your holiday is disrupted or canceled due to a natural disaster, Travel Insurance 4 Medical will provide up to £500 if your pre-booked accommodation is damaged.

What Type Of Policies Do Travel Insurance 4 Medical Offer?

Travel Insurance 4 Medical specialise in offering medical travel insurance and offer three core levels of cover, including Economy Extra, Standard Single and Superior. They also provide cover for winter sports holidays and cruises.

In addition to this, they also provide Backpacker insurance, with levels including Backpacker Lite, Backpacker and Backpacker Extra.

What countries are not covered by Travel Insurance 4 Medical?

Travel Insurance 4 Medical organise their destinations into different categories. These categories include the following:

United Kingdom
Europe Excluding Spain (Europe Exc)
Europe Including Spain (Europe Inc)
Australasia (travel to Australia and New Zealand only)
Worldwide Excluding USA Caribbean and Canada (WW Exc)
Worldwide Including USA Caribbean and Canada (WW Inc)

To ensure you’re fully covered for your trip, make sure your destination does not fall under the Foreign and Commonwealth Office’s (FCO) ‘advise against all travel’ category. To check your destination’s FCO advice, visit

Does Travel Insurance 4 Medical Cover Pre-Existing Conditions?

Yes. Travel Insurance 4 Medical covers thousands of medical conditions, including those not usually covered by standard travel insurers. They also use bespoke medical screening for a case-by-case quote so that you can get fair coverage.

How Long Does It Take To Assess A Claim?

Travel Insurance 4 Medical do not provide a time limit for assessing claims. However, during the busier seasons, it may take longer for your claim to be dealt with.

About Travel Insurance 4 Medical

Travel Insurance 4 Medical are a new brand from Rothwell & Towler, which was founded in 1973 and were the first insurance broker to offer cover for people with HIV. They now cover 1000s of conditions for a fair price.

About Travel Insurance 4 Medical

Travel Insurance 4 Medical offers comprehensive medical cover at a great price. They offer five levels of core cover for those with medical condition. Each policy covers a variety of medical conditions including cancer, asthma, HIV, DVT, heart conditions and thousands more. Travel Insurance 4 Medical currently provides the following policies

  • Single Trip
  • Annual
  • Backpacking
  • Winter Sports
  • Cruise

Each policy has a different levels of cover and a variety of benefits so you can choose the right policy for you. Each quote comes with a quick medical screening in order to determine your ability to travel and to ensure you have the correct price for your insurance. For more information, visit

Travel Insurance 4 Medical Contact Info

Travel Insurance 4 Medical is a trading name of Rothwell & Towler Ltd which is an Appointed Representative of Crispin Speers & Partners Ltd who are Authorised and Regulated by the Financial Conduct Authority (FCA). Register number 311507. Rothwell & Towler Ltd, Registered in England No. 08294942. Registered Office: St Clare House, 30-33 Minories, London, EC3N 1PE.

Promotions & Offers

Travel Insurance 4 Medical does not provide any offers or promotions on their products. However, they do provide a 14 day money back guarantee.


To contact Travel Insurance 4 Medical’s customer service team, call 0345 90 80 121. Lines are open Monday – Friday 09:00 – 17:30 and Saturday 09:00 – 16:00. Alternatively, you can contact them directly via email at

How To Make A Claim

If you need to make a claim with Travel Insurance 4 Medical, simply contact them via the following numbers. Lines are open Monday – Friday 08:00 – 20:00 and Saturdays 09:00 – 13:00 unless stated otherwise:

  • 24-hour medical emergency service: 020 3829 6745
  • Travel Claims Facilities: 020 3829 6761
  • Gadget Claims – 020 3794 9334

For more information about the claims process, visit Travel Insurance 4 Medical’s website

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