The Ultimate Guide to European Travel Insurance During Coronavirus

Now that more countries in Europe are opening their borders to UK residents, your holiday plans could be back on or you might be contemplating booking a last minute trip. If that’s the case, European travel insurance needs to be at the top of your agenda. We cannot stress enough how important it is to have a comprehensive travel insurance policy in place when going abroad, especially if you’re travelling in the midst of a global pandemic.

If you’re travelling to a destination in Europe, you might be wondering what type of travel insurance you need to purchase for your trip. We’ve dug deep to find out exactly what European travel insurance is available to anyone travelling during a pandemic. So, whether you’re looking for Turkey travel insurance, Spain travel insurance or France travel insurance, we have the answers.

Turkey Travel Insurance

A truly breathtaking country, Turkey boasts turquoise coloured seas, unique historical and archaeological landmarks and unforgettable hospitality. The Turkish coastline offers some of the most beautiful beaches in Europe that are often a stone’s throw away from an archaeological treasure. So, whether you want to experience the rich culture Turkey has to offer or you’re looking for somewhere with silky sand and golden sun, Turkey is the destination for you.

Last updated 14 August 2020

Can I travel to Turkey?

Yes, UK residents have currently been given the green light to visit Turkey. Turkey is exempt from the FCDO’s all but essential travel list, plus you don’t need to quarantine when you get to Turkey or when you arrive back in the UK which is great news if you have a holiday booked.

Do I need travel insurance for Turkey?

Travel insurance isn’t a legal requirement, but considering the current climate, travelling without insurance is a risk you probably can’t afford to take. With coronavirus cases still prevalent around the globe, you need to make sure you’re protected for as many eventualities as possible when travelling abroad during these uncertain times. Luckily most travel insurers are now offering some form of coronavirus cover so you can relax on your holiday knowing that you’re covered. The top 10 travel insurance providers on our comparison table are all currently offering travel insurance that covers medical expenses for coronavirus.

Read more: Coronavirus Travel Insurance: Who’s Offering the Best Policy?

What type of travel insurance do I need for Turkey?

The type of travel insurance you need for Turkey will depend on your personal reasons for travelling. There are different types of travel insurance that might suit your trip and once you’ve selected the type of insurance you want, you’ll be able to tailor the policy to your individual needs. The different types of insurance you might need include:

  • Single trip travel insurance – this covers one-off trips so, if you only want to cover a single trip to Turkey, this is the best type of insurance for you.
  • Annual travel insurance – if you are a frequent flyer and take two or more holidays a year, you could save money by taking out an insurance policy for the entire year. You can choose whether you want your annual travel insurance to cover you for trips just in Europe or worldwide.

You can also take out family travel insurance, business travel insurance and over 65s travel insurance so it’s worth considering these too if you think they’d be more suited to you.

What should be included in my Turkey travel insurance?

Travelling during a pandemic comes with more risks than usual, so it’s absolutely essential at the moment to make sure you get coronavirus cover. Look out for these important features that should be included in your policy:

  • Medical cover & Medical cover for COVID-19 – most insurers will offer medical cover up to £5m. You should also make sure your policy includes medical costs associated with coronavirus.
  • Cancellation cover – pays up to a certain amount if you need to cancel or cut your trip short due to an emergency (most insurers have a list of qualifying reasons for cancellation cover so it’s worth checking what you’d be covered for). Many insurers are not offering cover if you need to cancel or cut short your trip due to reasons associated with coronavirus, so it’s worth considering an insurer that is offering this level of cover.
  • Repatriation cover – this covers the cost of bringing you back to the UK in an emergency. Again, it’s important to ensure that the insurance you choose includes repatriation cover if you contract coronavirus in Turkey and need to be brought home urgently.
  • Baggage cover – this covers you if your luggage is lost or stolen. If you’re taking expensive gadgets and jewellery with you, make sure the maximum limit is enough to cover the cost of these items.
  • Passport cover – this covers the cost of replacing your passport if it’s lost or stolen whilst you’re travelling.

Spain Travel Insurance

Home to the party isle of Ibiza, the vibrant city of Madrid and the peaceful Menorca, Spain is a diverse country with plenty to offer, so it’s no wonder it’s one of the most popular holiday destinations for Brits. It’s located in southern Europe where you can enjoy pleasant weather year-round making it an ideal destination if you’re seeking some sun.

Last updated 14 August 2020

Can I travel to Spain?

Due to evidence that coronavirus cases are increasing in several regions of Spain, the FCDO is currently advising against all but essential travel there.

What is essential travel?

Unfortunately, there is no clear answer to this question. The FCDO hasn’t released an official statement that clearly states what essential and non-essential travel is. You will have to consider why you’re travelling and whether you deem it essential or not. Understandably, some people still need to travel for urgent family or business matters so there’s nothing stopping you from travelling to countries that the FCDO is currently advising against if flights are still running.

If you do visit Spain, you will be subject to the following three requirements:

  • Temperature check
  • Undergo a visual health assessment
  • Provide the Spanish Ministry of Health with mandatory contact details and any history of exposure to coronavirus 48 hours prior to travel

If you fail one of the above requirements or present symptoms, you will be seen by a health professional. It’s also important to remember that you must self-isolate for 14 days when you return to the UK.

Can I get travel insurance for Spain?

If you deem your travel essential and still wish to visit Spain, the bad news is that any insurance you had before the FCDO advised against travelling won’t be valid. But the good news is anyone entering the Canary Islands will be covered for coronavirus related costs. If you’re visiting a different part of Spain, you can also take out high risk destination travel insurance from Holidaysafe and Alpha Travel Insurance.

As a new initiative to tempt tourists back to the Canary Islands, the Canaries’ Department of Tourism, Industry and Commerce is offering holidaymakers free travel insurance to cover coronavirus related costs if they contract the virus whilst travelling. This will not cover COVID-19 cases that were known about before travelling and you must be staying in tourist accommodation and not in a holiday home or with friends or family to qualify. It covers you for:

  • Medical expenses
  • Repatriation costs
  • Accommodation charges & quarantine fees for extended stays

There’s no cost to holidaymakers for this level of cover and everyone that visits will be automatically covered so there’s no need to apply or fill in any forms. It’s valid for all Spanish and international travellers who visit any of the eight Canary Islands, Tenerife, Fuerteventura, Gran Canaria, Lanzarote, La Gomera, La Palma, La Graciosa and El Hierro.

However, it’s important to bear in mind that this level of cover is extremely limited and only covers coronavirus related costs. Due to the fact that the FCDO has advised against all but essential travel to Spain, you won’t be able to purchase a new policy and any insurance you already had won’t be valid. This means that if you lose your belongings or need hospital treatment for something other than COVID-19, you won’t be able to make an insurance claim.

What is high risk destination travel insurance?

High risk destination travel insurance covers you for travelling to high risk countries that the FCDO advises against. The list of countries that you shouldn’t be travelling to is constantly growing due to the current circumstances and standard travel insurance policies do not cover you for visiting these countries. Holidaysafe and Alpha Travel Insurance have teamed up with Voyager Insurance Services to provide customers with high risk destination travel insurance.

What are the benefits of high risk destination travel insurance?

  • It covers you for emergency medical evacuation and repatriation
  • Includes cover for political and natural disaster evacuation expenses
  • Emergency and medical helpline available 24/7
  • Suitable for leisure trips up to 31 days and business trips up to 365 days
  • Single and multi-trip policies available
  • Two levels of cover to choose from
  • 24/7 access to a UK based GP at any time during your trip
  • Cover for personal accident, hijack, mugging and wrongful detention
  • PTSD assessment and counselling following a hostile event
  • Includes cover for winter sports and over 100 leisure activities
  • Optional cover for baggage, cancellation and enhanced protection against personal accident

Does high risk destination travel insurance cover coronavirus?

No. Because the coronavirus pandemic has been declared, you won’t be covered for any costs associated with coronavirus. However, it’s still worth taking out a policy with additional baggage and cancellation cover so you’re covered for as many eventualities as possible. Travelling with no insurance at all is extremely risky and if you fall ill, you’ll be left to foot the expensive hospital bills.

France Travel Insurance

From the picturesque villages and enchanting cities to the fine wine and exquisite cuisine, the list of reasons to visit France is endless. An attractive destination for many tourists, France is one of the most visited countries in the world and it’s not hard to see why. It’s rich in history and there’s plenty to see and do. With countless beaches to visit and just as many forts and chateau to explore, you’ll never tire of exploring what France has to offer.

Last updated 14 August 2020

Can I travel to France?

Due to an increase in coronavirus cases across France, the FCDO is currently advising against all but essential travel to France.

What is essential travel?

The FCDO hasn’t released an official statement that defines what essential and non-essential travel is. If you do wish to visit France, you will have to consider your personal reasons for travelling and whether you think your trip is essential or not. The FCDO understand that some people still need to travel for urgent family or business matters so if your travel plans are undisrupted by the new advice and you can still get to France, there’s nothing stopping you from travelling there.

Can I get travel insurance for France?

Since the FCDO has now advised against travelling to France, any travel insurance you already had for your trip will become invalid. But it’s not all bad news. If you still plan on visiting France, you can take out a high risk destination travel insurance policy.

What is high risk destination travel insurance?

High risk destination travel insurance covers you for travelling to high risk countries that the FCDO advises against. The list of countries that you shouldn’t be travelling to is constantly growing due to the current circumstances and standard travel insurance policies do not cover you for visiting these countries. Holidaysafe and Alpha Travel Insurance have teamed up with Voyager Insurance Services to provide customers with high risk destination travel insurance.

What are the benefits of high risk destination travel insurance?

  • It covers you for emergency medical evacuation and repatriation
  • Includes cover for political and natural disaster evacuation expenses
  • Emergency and medical helpline available 24/7
  • Suitable for leisure trips up to 31 days and business trips up to 365 days
  • Single and multi-trip policies available
  • Two levels of cover to choose from
  • 24/7 access to a UK based GP at any time during your trip
  • Cover for personal accident, hijack, mugging and wrongful detention
  • PTSD assessment and counselling following a hostile event
  • Includes cover for winter sports and over 100 leisure activities
  • Optional cover for baggage, cancellation and enhanced protection against personal accident

Does high risk travel insurance cover coronavirus?

No. Because the coronavirus pandemic has been declared, you won’t be covered for any costs associated with coronavirus. However, it’s still worth taking out a policy with additional baggage and cancellation cover so you’re covered for as many eventualities as possible. Travelling with no insurance at all is extremely risky and if you fall ill, you’ll be left to foot the expensive hospital bills.

Ireland Travel Insurance

Despite its small size, tourist attractions are abundant in Ireland. Breathtaking landscapes and fascinating history is everywhere you go, from the majestic monuments of prehistoric Ireland at Slea Head in Kerry to the rustic ruins of Ireland’s monastic past at Glendalough and Cashel. Boasting astounding natural beauty, Ireland needs to be on your list of destinations to visit.

Last updated 14 August 2020

Can I travel to Ireland?

Yes, you can visit Ireland. However, travel is subject to entry restrictions. Anyone that arrives in Ireland from the UK must restrict their movement for 14 days on arrival. Also, all arrivals must complete a Public Health Passenger Locator Form before they arrive. This form will be used by health authorities so they can contact you and verify your location in the country.

Do I need travel insurance for Ireland?

Whilst travel insurance isn’t required to enter Ireland, it’s more important than ever to make sure you have a policy in place when you travel that provides sufficient cover. Because Ireland is exempt from the FCDO’s all but essential travel advice, you’ll be able to get a policy from plenty of UK insurers. Thankfully, most UK insurers are now offering coronavirus cover too so you can relax on your holiday knowing that you’re covered. The top 10 travel insurance providers on our comparison table are all currently offering travel insurance that covers medical expenses for coronavirus.

Read more: Coronavirus Travel Insurance: Who’s Offering the Best Policy?

What type of travel insurance do I need for Ireland?

This depends entirely on your reason for travelling. Once you’ve chosen the type of travel insurance you need, you’ll be able to tailor your policy to suit your individual needs. The types of travel insurance you might need include:

  • Single trip travel insurance – perfect for one-off trips. If Ireland is the only place you’ll be visiting this year, this insurance is likely to be exactly what you need.
  • Annual travel insurance – if you holiday more than once a year, an annual policy might save you money in the long run. Rather than taking out multiple single trip policies, you can select an annual policy that will cover you for either Europe or worldwide.

You might also want to consider family travel insurance, business travel insurance and over 65s travel insurance too.

What should be included in my Ireland travel insurance?

Travelling in the midst of a global pandemic won’t be risk free and we can’t stress enough how essential it is that you take out a policy with coronavirus cover. Other features to look out for include:

  • Medical cover & Medical cover for COVID-19 – most insurers will offer medical cover up to £5m. You should also make sure your policy includes medical costs associated with coronavirus.
  • Cancellation cover – pays up to a certain amount if you need to cancel or cut your trip short due to an emergency (most insurers have a list of qualifying reasons for cancellation cover so it’s worth checking what you’d be covered for). Many insurers are not offering cover if you need to cancel or cut short your trip due to reasons associated with coronavirus, so it’s worth considering an insurer that is offering this level of cover.
  • Repatriation cover – this covers the cost of bringing you back to the UK in an emergency. Again, it’s important to ensure that the insurance you choose includes repatriation cover if you contract coronavirus in Ireland and need to be brought home urgently.
  • Baggage cover – this covers you if your luggage is lost or stolen. If you’re taking expensive gadgets and jewellery with you, make sure the maximum limit is enough to cover the cost of these items.
  • Passport cover – this covers the cost of replacing your passport if it’s lost or stolen whilst you’re travelling.

Italy Travel Insurance

Italy is home to some of the richest artistic heritage in the world. Every traveller will be able to find something unique when visiting this stunning destination, whether it’s the breathtaking landscapes, historical monuments, delicious cuisine or great gelato. These are just some of the amazing things about Italy that make it an unforgettable holiday destination and will leave you wanting to visit again and again.

Last updated 14 August 2020

Can I travel to Italy?

Yes. Entry to Italy from the UK is currently permitted and you no longer have to justify your reason for entering the country. However, if you’ve stayed in or transited through a small number of listed countries in the 14 days prior to you travelling to Italy, you’ll be forbidden entry. Before you travel, you’ll need to complete a self-declaration form.

Do I need travel insurance for Italy?

Travel insurance isn’t a legal requirement when travelling abroad, however, it comes with many risks and given the current climate, travelling with no insurance at all is probably a risk you can’t afford to take. Thankfully, there are plenty of UK insurers who are now offering cover for coronavirus related issues and you’ll be able to get Italy travel insurance easily because it’s exempt from the FCDO’s all but essential travel advice. The top 10 travel insurance providers on our comparison table are all currently offering travel insurance that covers medical expenses for coronavirus.

Read more: Coronavirus Travel Insurance: Who’s Offering the Best Policy?

What type of travel insurance do I need for Italy?

You don’t need a specific travel insurance policy in place when you travel to Italy, you can select whichever one best suits your personal needs. The types of travel insurance to look out for are:

  • Single trip travel insurance – if your holiday to Italy is a one-off trip and the only holiday you’ll be taking all year, this is likely to be the best policy for you.
  • Annual trip travel insurance – if you travel often and are thinking of going on two or more holidays a year, an annual trip policy will save you money. You can choose whether you want your annual policy to cover you for trips worldwide or just to Europe.

You might also want to consider family travel insurance, business travel insurance and over 65s travel insurance too.

What should be included in my Italy travel insurance?

Travelling during a pandemic comes with many risks. It’s absolutely essential that you take out a comprehensive policy that includes cover if you contract coronavirus whilst abroad. Other features to look out for include:

  • Medical cover & Medical cover for COVID-19 – most insurers will offer medical cover up to £5m. You should also make sure your policy includes medical costs associated with coronavirus.
  • Cancellation cover – pays up to a certain amount if you need to cancel or cut your trip short due to an emergency (most insurers have a list of qualifying reasons for cancellation cover so it’s worth checking what you’d be covered for). Many insurers are not offering cover if you need to cancel or cut short your trip due to reasons associated with coronavirus, so it’s worth considering an insurer that is offering this level of cover.
  • Repatriation cover – this covers the cost of bringing you back to the UK in an emergency. Again, it’s important to ensure that the insurance you choose includes repatriation cover if you contract coronavirus in Italy and need to be brought home urgently.
  • Baggage cover – this covers you if your luggage is lost or stolen. If you’re taking expensive gadgets and jewellery with you, make sure the maximum limit is enough to cover the cost of these items.
  • Passport cover – this covers the cost of replacing your passport if it’s lost or stolen whilst you’re travelling.

Greece Travel Insurance

A trip to the exotic Greek islands promises tranquillity. Crystal clear seas, pristine beaches, luscious forests and peaceful lakes, Greece is world-famous for its natural beauty. But with vibrant nightlife, there’s a wild side to Greece for those that are seeking something more eventful.

Last updated 7 September 2020

Can I travel to Greece?

As of 7 September, the FCDO has advised against all but essential travel to the Greek islands of Lesvos, Tinos, Serifos, Mykonos, Crete, Santorini and Zakynthos. Travellers arriving back in England from these islands after 4am on Wednesday 9 September are required to self-isolate for 14 days. The rest of Greece remains exempt from this advice, so you can still travel if you wish.

If you do travel to Greece, you’ll need to fill in a Passenger Locator Form (PLF) at least 24 hours before travel. If you fail to fill in this form before you travel it could result in your carrier not allowing you to travel, a 500 euro fine when you arrive in Greece or the Greek authorities not allowing you to enter the country.

All travellers details must be included on the PLF, including children. People from the same household can be on the same form but if you’re travelling with other households, you’ll each need to fill in your own. But you will need to check this directly with your airline first as some airlines require individual PLFs for every traveller over the age of 18 within the same household. It’s also worth checking if your particular airline requires anything else from you in order to be allowed boarding.

Do I need travel insurance for Greece?

Greece travel insurance isn’t a legal requirement but if you’re travelling during a global pandemic, it’s more important than ever to make sure you have a comprehensive policy in place before you travel. Fortunately, most UK insurers are now offering some form of cover if you contract coronavirus whilst you’re travelling so you can relax and enjoy your holiday knowing that you’re covered. The top 10 travel insurance providers on our comparison table are all currently offering travel insurance that covers medical expenses for coronavirus.

Read more: Coronavirus Travel Insurance: Who’s Offering the Best Policy?

What type of travel insurance do I need for Greece?

You don’t need a specific travel insurance policy for Greece, you can choose a policy that best suits your personal needs. The different types of travel insurance to look out for include:

Single trip travel insurance – if you only holiday once a year, then a single trip travel insurance policy will suffice for your one-off trip to Greece.
Annual travel insurance – if you holiday more regularly, you could save money by taking out annual travel insurance. You can choose whether you want your annual policy to cover you for Europe or worldwide.

You might also want to consider family travel insurance, business travel insurance and over 65s travel insurance too.

What should be included in my Greece travel insurance?

As coronavirus cases are still prevalent in Greece, you’ll want to ensure that your travel insurance policy offers comprehensive coronavirus cover. Other features to look out for include:

  • Medical cover & Medical cover for COVID-19 – most insurers will offer medical cover up to £5m. You should also make sure your policy includes medical costs associated with coronavirus.
  • Cancellation cover – pays up to a certain amount if you need to cancel or cut your trip short due to an emergency (most insurers have a list of qualifying reasons for cancellation cover so it’s worth checking what you’d be covered for). Many insurers are not offering cover if you need to cancel or cut short your trip due to reasons associated with coronavirus, so it’s worth considering an insurer that is offering this level of cover.
  • Repatriation cover – this covers the cost of bringing you back to the UK in an emergency. Again, it’s important to ensure that the insurance you choose includes repatriation cover if you contract coronavirus in Greece and need to be brought home urgently.
  • Baggage cover – this covers you if your luggage is lost or stolen. If you’re taking expensive gadgets and jewellery with you, make sure the maximum limit is enough to cover the cost of these items.
  • Passport cover – this covers the cost of replacing your passport if it’s lost or stolen whilst you’re travelling.

Portugal Travel Insurance

Centuries-old cities, beautiful beaches, friendly locals and fabulous port wine, Portugal is full of charm. It features some of the most picturesque medieval villages, romantic locations and ancient vineyards. Whether you want to find tranquillity on the golden beaches in the Algarve or head to the vineyards in Douro Valley, Portugal is waiting to be explored.

Last updated 11 September 2020

Can I travel to Portugal?

The FCDO is currently advising against all but essential travel to Portugal. However, Madeira and Azores are exempt from this advice. When entering Portugal, you will be subject to a health screening. If you’re travelling to Madeira, Azores or Porto Santo, you must take a COVID-19 test before you travel or on arrival. When you return to the UK, you must self isolate for 14 days.

What is essential travel?

There’s no clear definition of essential travel. If you’re travelling to Portugal, you must consider your reasons for travelling and decide whether you think your journey is essential or not. Of course, some people will still need to travel to Portugal for urgent family or business matters so there’s nothing stopping you from travelling to a country that the FCDO is currently advising against if you still have a way of getting there. But bear in mind that upon entering Portugal, you will be subject to a health screening to determine whether you’re allowed to enter.

Can I get travel insurance for Portugal?

If you’re visiting Madeira or Azores, you can still take out a standard travel insurance policy with most UK insurers. But if you’re visiting a part of Portugal that the FCDO currently advises against, any insurance you did have will not be valid and you won’t be able to take out a new policy from any UK insurer. But it’s not all bad news, you have two options when it comes to getting travel insurance for your trip. You can either take out high risk destination travel insurance from a UK insurer that does not cover coronavirus, or you can take out travel insurance with coronavirus cover from Turismo de Portugal.

What does travel insurance from Turismo de Portugal cover?

In an attempt to welcome more tourists back to Portugal, the Portuguese tourist board has launched a travel insurance policy for foreign visitors that covers coronavirus. The fully comprehensive policy includes cover for medical, surgical, pharmaceutical and hospital expenses associated with COVID-19, as well as additional cover for cancellation, interruption and extension of trips. This insurance extends to the whole of mainland Portugal, so you’ll be covered even if you’re visiting a part of Portugal that the FCDO is currently advising against. Prices start from €37.20 for up to 10 days cover increasing to €65.20 for 30-60 days cover. For as long as the current travel advice is in place, you won’t get better travel insurance than this for Portugal.

What is high risk destination travel insurance?

High risk destination travel insurance covers you for visiting high risk countries that the FCDO advises against, standard travel insurance policies do not cover you for visiting these countries. The list of countries that you’re advised against travelling to is constantly growing due to the global pandemic, so if you want to be insured whilst you’re travelling, this is normally the highest level of cover you can get. However, with Portugal’s offering, high risk destination travel insurance probably isn’t worth it.

What are the benefits of high risk destination travel insurance?

  • It covers you for emergency medical evacuation and repatriation
  • Includes cover for political and natural disaster evacuation expenses
  • Emergency and medical helpline available 24/7
  • Suitable for leisure trips up to 31 days and business trips up to 365 days
  • Single and multi-trip policies available
  • Two levels of cover to choose from
  • 24/7 access to a UK based GP at any time during your trip
  • Cover for personal accident, hijack, mugging and wrongful detention
  • PTSD assessment and counselling following a hostile event
  • Includes cover for winter sports and over 100 leisure activities
  • Optional cover for baggage, cancellation and enhanced protection against personal accident

Does high risk destination travel insurance cover coronavirus?

Coronavirus has been declared a global pandemic so no, high risk destination travel insurance will not cover you for any costs associated with coronavirus.

Germany Travel Insurance

Germany is a vibrant destination and is home to some of Europe’s most exciting cities and breathtaking scenery. A country synonymous with sausages, beer, enchanting castles and festive celebrations, a trip to Germany promises to be unforgettable.

Last updated 14 August 2020

Can I travel to Germany?

Yes. Germany is exempt from the FCDO’s all but essential travel advice so you’re able to travel there. If you’re visiting from the UK, there’s no need to quarantine on arrival and there are no additional requirements necessary to get into the country. You also don’t need to self-isolate when you return home.

Do I need travel insurance for Germany?

Travel insurance isn’t a legal requirement when going on holiday, but we can’t stress enough the importance of having a comprehensive policy in place before you travel. Coronavirus cases are still rising around the world, so travelling without insurance is extremely risky. Fortunately, most travel insurers are now offering some form of coronavirus cover so you can enjoy your holiday knowing that you’re covered if you contract the virus. The top 10 travel insurance providers on our comparison table are all currently offering travel insurance that covers medical expenses for coronavirus.

Read more: Coronavirus Travel Insurance: Who’s Offering the Best Policy?

What type of travel insurance do I need for Germany

The answer to this question will depend entirely on your reasons for travelling. Once you’ve decided which type of travel insurance you need, you’ll be able to tailor your policy to suit your holiday. The different types of insurance you might need include:

  • Single trip travel insurance – if your holiday to Germany is a one-off trip and you don’t plan on travelling again this year, this policy might be best for you.
  • Annual travel insurance – if you go abroad regularly, you could save money by taking out an yearly travel insurance policy. You can choose whether you want your annual insurance to cover you for trips just in Europe or worldwide.

You can also take out family travel insurance, business travel insurance and over 65s travel insurance so it’s worth considering these too if you think they may be better suited to your needs.

What should be included in my Germany travel insurance?

There are lots of risks associated with travelling during a global pandemic, so it’s essential that you choose an insurance policy that covers coronavirus. Look out for these important features that should be included in your policy:

  • Medical cover & Medical cover for COVID-19 – most insurers will offer medical cover up to £5m. You should also make sure your policy includes medical costs associated with coronavirus.
  • Cancellation cover – pays up to a certain amount if you need to cancel or cut your trip short due to an emergency (most insurers have a list of qualifying reasons for cancellation cover so it’s worth checking what you’d be covered for). Many insurers are not offering cover if you need to cancel or cut short your trip due to reasons associated with coronavirus, so it’s worth considering an insurer that is offering this level of cover.
  • Repatriation cover – this covers the cost of bringing you back to the UK in an emergency. Again, it’s important to ensure that the insurance you choose includes repatriation cover if you contract coronavirus in Ireland and need to be brought home urgently.
  • Baggage cover – this covers you if your luggage is lost or stolen. If you’re taking expensive gadgets and jewellery with you, make sure the maximum limit is enough to cover the cost of these items.
  • Passport cover – this covers the cost of replacing your passport if it’s lost or stolen whilst you’re travelling.

Are there any travel restrictions for the top European destinations?

CountryFCDO approved travel?Are UK arrivals allowed entry?Do I have to quarantine when I arrive?Do I have to quarantine when I return to the UK?Entry requirements in response to COVID-19
TurkeyYesYes (must complete a passenger locator form before prior to arrival)NoNoMedical evaluation at airport - COVID-19 test if you show symptoms
SpainNoYes (must complete a sanitary control form online to show on arrival)NoYes for 14 daysTemperature check and visual assessment at airport - seen by health professional if presenting symptoms
FranceNoYesNoYes for 14 daysNo additional requirements
IrelandYesYes (must complete a passenger locator form before prior to arrival)Yes for 14 daysNoNo additional requirements
ItalyYesYes (must complete a self-declaration form before prior to arrival)NoNoNo additional requirements
GreeceYesYes (must complete a passenger locator form before prior to arrival)No, unless you test positive for COVID-19 at the airportNoRandom COVID-19 testing at airport, if positive you must self-isolate for 14 days
Portugal (mainland)NoNoNoYesHealth screening at airport - referred to health authorities if presenting symtpoms
Germany YesYesNoNoNo additional requirements

Last updated 17 August 2020

Please note, all information included in the table above is correct for UK visitors only. You should check the FCDO advice before travelling to make sure there are no further restrictions and familiarise yourself with any new rules that are a result of COVID-19, such as whether you have to wear a mask or not.