RAC - Travel Insurance reviews

Ranked 20 of 20 Travel Insurance providers



Review Score



Price band



We take the hard work out of comparing reviews by collecting real user reviews from multiple platforms, as well as our own, before applying our unique algorithm to ensure you can find the best insurance providers based on real-world customer experiences and personal reviews. Tell me more.




Review Score

RAC is reviewed on

Feefo collect honest feedback, straight from the customer and rate each brand or service between 1-5 stars.

Read reviews on Feefo

TrustPilot gather reviews for a variety of different services and brands. They rate each brand or service out of ten and provide the additional option of reviewing them.

Read reviews on Trustpilot

Smart Money People allows consumers to rate a variety of financial services and providers. Each provider is rated out of five, with the average score taken from the ratings of each financial product.

Read reviews on Smart Money People


Price band


Quotes our team received:

  • Single Trip £10.32
  • Annual Cover £20.59

Cover details

Choose from three levels of travel insurance

RAC offers three levels of cover available with varying benefits, so you can find the right cover to suit your needs. Policies offered by RAC are Single and Annual trip, with cover levels including Orange, Silver and Black cover. There is a useful guide to the type of benefits below.

RAC policies also come with a payable excess which is fixed until the end of the policy. For more information, visit RAC’s official website.

Medical Expenses£15,000,000£12,500,000£10,000,000
End Supplier Failure£2,500£2,500£2,500
Lost/Stolen Documents£500£300£`50
Personal Liability£2,00,000£2,000,00£2,000,000

Your benefits for travel insurance cover levels

Cancellation or Curtailment

If your holiday needs to be cancelled or curtailed (for reasons outlined in the policy booklet) RAC will provide cover for your holiday up to £7,500, depending on your level of cover.

Medical and Repatriation

If you require emergency medical attention, RAC will cover your medical bills up to £15 million, depending on your level of cover.  

Personal Belongings

If your baggage is lost, stolen or damaged during your holiday, RAC will cover the cost of your personal belongings up to £3,000. This extends to gadget cover, up to £300, and personal money, up to £450.

Frequently asked questions

What Type Of Policies Do RAC Offer?
What Countries Are Not Covered By RAC?
Does RAC Cover Pre-Existing Conditions?
How Long Does It Take To Assess A Claim?

About RAC

Since its inception in 1897, the RAC has been at the forefront of developing motoring services. Now, they are branded as one of the UK’s most progressive motoring organisations, providing services for both private and business motorists.

About RAC

RAC provide two levels of travel insurance, including Single Trip and Annual Multi Trip. Each policy comes with a range of benefits, such as £7,500 cancellation cover, £50,000 for legal expenses, £3,000 for personal belongings and free travel disruption cover with annual multi trip policies.

RAC also covers winter sports upgrades and medical conditions, for additional cost, and hundreds of sports and activities as standard.

RAC Contact Info

RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England and Wales No. 5171817. Registered office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Financial Services is authorised and regulated by the Financial Conduct Authority. RAC Travel Insurance is administered by Hood Travel Limited. 1st Floor Maitland House, Warrior Square, Southend on Sea, Essex, SS1 2JY. Registered in England No. 08318836. Hood Travel Limited is authorised and regulated by the Financial Conduct Authority.

Promotions & Offers

RAC currently has no offers or promotions.


To contact RAC’s travel insurance sales department, you can call them on 0330 159 0405. Lines are open Monday – Friday 8am – 7pm, Saturday 9am – 5pm and closed Sundays. If you need to make a a travel insurance claim, you can contact RAC’s claims department on 020 8667 2464. Lines are open 9am – 5pm Monday – Friday.

Save money on your travel insurance

Get a quote at RAC