Why should I buy travel insurance in advance?
If you wait until the last minute to take out a travel insurance policy, you risk losing out on important cover, such as cancellation cover. Any claims you do make will be carefully scrutinised which could cause delays. Your insurance provider will probably ask you to provide additional proof that your claim happened after your policy was taken out.
Taking out a policy when you book your holiday also gives you enough time to compare travel insurance and make sure you find a policy that best suits your needs.