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Maximum Benefit Pet Insurance

(182 reviews)

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RSPCA Reviews

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They have four levels of cover to choose from and 15% of the price of every policy sold goes to the RSPCA charity.

Ralph de Vulder



It was great.
Good to hear. Thanks for leaving a review Ralph.

Gemma Durham


Just Like Any Other Provider

Just like any other insurance company and more expensive! I do trust the RSPCA though as they are a well established brand.
Thanks for leaving a review Gemma.



Most people recognise the RSPCA for being an animal welfare charity, but did you know they also offer pet insurance? Caring for pets is what they’re all about and they offer a range of different pet insurance policies to suit a variety of budgets and needs. For each policy sold, 15% of the price you pay goes directly to helping less fortunate animals.

Also reviewed on:


Quotes our team received

Price Band

£ £ £ £ £

Quotes our team received



Buster, a four-year-old Labrador Retriever

Dog quote


per month

Maximum vet fees


per condition



dog | cat


Tinks, a three-year-old Bengal

Cat quote


per month

Maximum vet fees


per condition



dog | cat

Benefits of RSPCA Maximum Benefit Pet Insurance

  • Donation of 15% goes to help animals in need
  • Their Gold, Platinum and Silver policies are awarded a 5 Star rating by Defaqto
  • 10% multi-pet discount
  • Farewell cover included as standard on the majority of policies
  • No upper age limits
  • Overseas travel cover
Compare maximum benefit pet insurance providers to see how RSPCA’s maximum benefit pet insurance performs against their competitors.

Compare RSPCA pet insurance policies

RSPCA offers four different levels of illness and injury pet insurance as detailed in the table below. They also offer an Accident Only policy with £2,500 vet fee cover for accidents, £500 dental injury cover, £1,000,000 third party liability cover (dog's only) and £150 farewell cover. 
  Bronze Silver Gold Platinum
Vet fees £4,000 per condition £6,000 per condition £8,000 per year £12,000 per year
Third party liability £1 million £2 million £2 million £2 million
Advertising & reward £500 £750 £1,000 £1,000
Loss from theft/straying £500 £1,000 £2,000 £2,000
Holiday cancellation Not covered £2,000 £2,000 £2,000
Quarantine costs Not covered £1,000 £1,000 £1,000
Loss of pet passport Not covered £250 £250 £250
Euthanasia, cremation or burial £150 £150 £250 £250
Access to FirstVet Included Included Included Included

Making an RSPCA pet insurance claim

If you need to claim on your RSPCA pet insurance policy, you need to call 03301 348 576. A member of the claims team will talk you through the process. Once your claim has been reviewed and approved, you'll need to pay the excess for the claim. It will either be deducted from the amount the RSPCA pay you or if the claim is settled directly with your vet practice, you may need to pay the excess to them. 

Contact RSPCA

For enquiries about RSPCA pet insurance, you can call 1300 881 492 or email enquiries@rspcapetinsurance.org.au. Lines are open Monday to Friday 8am-8pm and Saturday 9am-2pm. 

Frequently Asked Questions

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