4 Paws Reviews - Pet Insurance

Ranked 12 of 25 Pet Insurance providers

4 Paws Reviews



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4Paws is reviewed on

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Quotes our team received:

4-year old Labrador Retriever: £31.40
3-year old Bengal: £12.04

Our team have received a quote based on Buster, a 4-year old Labrador Retriever dog and Tinks, a 3-year old Bengal cat.

Benefits of 4Paws pet insurance

  • 4Paws Life Plus, Life Premium and Maximum benefit policies are rated 5 Star by Defaqto
  • 4Paws was awarded the Platinum Trust Service Award from Feefo
  • 4Paws have a team of dedicated pet specialists ready to help you with your questions
  • You can pay monthly for your cover at no extra cost
  • 4Paws has a UK based dedicated 24/7 emergency claim line
  • 4Paws aim to approve clams within 5-10 working days
  • 97% of valid claims are paid

Compare pet insurance providers to see how 4Paws’ pet insurance performs against their competitors.

About 4Paws pet insurance

4Paws specialise in insuring your four legged friends. With different levels of cover available to suit all budgets, all of their policies are underwritten by Aviva and Covéa.

Compare 4Paws pet insurance policies

4Paws offers four different pet insurance policies:

  • Time Limited – a time limited, low cost policy that’s designed to help with the costs of veterinary treatment for illness or injury. 4Paws’ Time Limited policy offers cover for up to 12 months per condition and there’s a veterinary fee limit of £3,000 per condition.
  • Maximum Benefit – 4Paws’ Maximum Benefit policies offer an enhanced level of cover with an extensive range of added benefits. There’s no time limit on claims, giving you the ability to claim year after year for an ongoing condition, up to the monetary limit for as long as you continue to renew the policy.
  • Lifetime – this is 4Paws most comprehensive pet insurance policy. The limit renews every year for as long as you continue to renew your policy. 4Paws also offers Lifetime Contribution Cover. If you contribute 30% towards the cost of each claim, 4Paws can reduce the cost of your policy.

4Paws offers three different levels of cover for Maximum Benefit and Lifetime policies. Benefits and cover limits are detailed in the table below.

BenefitStandardMaximum BenefitLifetime
Veterinary fees£3,000 per condition for 12 monthsUp to £7,000 per conditionUp to £12,000 per year, renewed each policy year
Complementary treatmentNot includedUp to £1,000Up to £1,500
Third party liability£1,000,000£1,000,000£2,000,000
Boarding feesNot included Up to £1,250Up to £2,000
Advertising & rewardNot includedUp to £1,500Up to £2,000
Theft or strayingNot includedUp to £1,500Up to £2,000
Death from injuryNot includedUp to £1,500Up to £2,000
Death from illnessNot includedUp to £1,500Up to £2,000
Holiday cancellationNot includedUp to £1,750Up to £3,000
Emergency repatriationNot includedUp to £1,000Up to £2,000
Quarantine or loss of documentsNot includedUp to £1,250Up to £1,500

Making a claim

If you need to make a claim, you can download a claim form online. 4Paws aims to settle all claims within 5-10 working days. If you have any questions about the claims process, you can contact a member of their team on 01423 535 040. Alternatively, you can submit a contact form online.

Frequently asked questions

What policies does 4Paws offer?

4Paws offer Standard, Maximum Benefit and Lifetime policies.  For more specific information visit their website. 

What age does 4Paws cover from?

4Paws cover pets from 6 weeks old. 

Does 4Paws cover annual vaccinations?

No, as with many other pet insurance companies, they don’t cover annual vaccinations or other preventative treatment such as wormers and flea treatment.

Will 4Paws insurance cover my pet if I take him abroad?

Yes, but only if you have a maximum benefit or lifetime policy.  These policies will cover up to 45 days abroad per policy year. 

How long does 4Paws take to assess a claim?

4Paw’s claims team are on hand, day or night, 7 days a week to help deal with your claim. 4Paws try to deal with your claim within 5-10 working days, providing all the information you have given is correct.

What percentage of claims with 4Paws are paid?

According to 4Paws, 97% of claims are paid.

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