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Protect your little friend from accidents

Accident only pet insurance will keep your pet safe if they suffer any accidents. You’ll be able to immediately take it to a vet and have it seen to without worrying about the vet bill.

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Top Rated Providers

We compare product ratings and reviews from the most trusted providers of pet insurance in the UK. Our comparison table is ordered by review score. The review score is the average weighted score based on product quality and user reviews from the last 12 months. Find out more about how our review score is calculated.

  • 1st
    Review Score
    8.8/10

    Based on 38,001 reviews

    Defaqto Rating
    Maximum Vet Fees:
    £2.5k
    per accident
    Excess:
    £99
    dog | cat
    Get a Quote Read more
  • 2nd
    Review Score
    8.7/10

    Based on 4,075 reviews

    Defaqto Rating
    Maximum Vet Fees:
    £2.5k
    per condition
    Excess:
    £100
    dog | cat
    Get a Quote Read more
  • 3rd
    Review Score
    8.6/10

    Based on 4,728 reviews

    Defaqto Rating
    Maximum Vet Fees:
    £1k
    per accident
    Excess:
    £99
    dog | cat
    Get a Quote Read more
  • 4th
    Review Score
    8.6/10

    Based on 1,006 reviews

    Defaqto Rating
    Maximum Vet Fees:
    £2k
    per accident
    Excess:
    £109
    dog | cat
    Get a Quote Read more
  • 5th
    Review Score
    8.0/10

    Based on 8,394 reviews

    Defaqto Rating
    Maximum Vet Fees:
    £1,000
    per accident
    Excess:
    £90
    dog | cat
    Get a Quote Read more
  • 6th
    Review Score
    7.6/10

    Based on 15,594 reviews

    Defaqto Rating
    Maximum Vet Fees:
    £2.5k
    per accident
    Excess:
    £100
    dog | cat
    Get a Quote Read more
  • 7th
    Review Score
    6.9/10

    Based on 890 reviews

    Defaqto Rating
    Maximum Vet Fees:
    £2.25k
    per accident
    Excess:
    £75
    dog | cat
    Get a Quote Read more
  • 8th
    Review Score
    6.1/10

    Based on 283 reviews

    Defaqto Rating
    Maximum Vet Fees:
    £12,000
    per policy year
    Excess:
    £100
    dog | cat
    Get a Quote Read more
  • 9th
    Review Score
    5.6/10

    Based on 207 reviews

    Defaqto Rating
    Maximum Vet Fees:
    £3,000
    per accident
    Excess:
    £120
    dog | cat
    Get a Quote Read more

Most accident only pet insurance quotes are provided via Quotezone, who are FCA regulated.

Please note that some of the providers included within our table are not currently offering new policies.

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Paws and reflect: Discover the ideal pet insurance coverage today!

We aggregate reviews from 10,000s of real customers to offer transparency and choice on one page – helping you make the best decisions for your pet. Why don’t you see what pet owners who have secured their pet insurance through Compare By Review have to say?

  • Michelle
    Cover Purchased
    Reviewed without invitation
    Reviewed the Claims experience on 2 Jan 2025

    1 out of 5 paws

    Terrible

    Put a claim in for my dog on 7th August, I paid excess plus 20% of the bill as per policy, the vet signed her off no more treatment needed september , 5 months later the vet is still waiting for pay…
    • Recieved a response over 5 days after their claim was submitted
    • Claim wasn't successful
    • Was neither happy or unhappy with their experience when they spoke to someone
  • Kat
    Cover Purchased
    Reviewed without invitation
    Reviewed the Claims experience on 24 Dec 2024

    1 out of 5 paws

    Pointless

    Have had no success with any claim for our pet leaving up paying for a useless policy cover as well as expensive vet bills. Total waste of time sadly.
    • Recieved a response over 5 days after their claim was submitted
    • Claim wasn't successful
    • Was neither happy or unhappy with their experience when they spoke to someone
  • Kat
    Cover Purchased
    Reviewed without invitation
    Reviewed the Claims experience on 24 Dec 2024

    1 out of 5 paws

    Pointless

    Have had no success with any claim for our pet leaving up paying for a useless policy cover as well as expensive vet bills. Total waste of time sadly.
    • Recieved a response over 5 days after their claim was submitted
    • Claim wasn't successful
    • Was neither happy or unhappy with their experience when they spoke to someone
  • K Trought
    Cover Purchased
    Reviewed without invitation
    Reviewed the Claims experience on 23 Dec 2024

    1 out of 5 paws

    Never Pay Claim In Full

    Avoid if you want peace of mind, never pay and not transparent on cover
    • Recieved a response within 3-4 days after their claim was submitted
    • Claim wasn't successful
    • Was neither happy or unhappy with their experience when they spoke to someone
  • Unhappy Pup
    Cover Purchased
    Reviewed without invitation
    Reviewed the Claims experience on 18 Dec 2024