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Protect your little friend from accidents
Accident only pet insurance will keep your pet safe if they suffer any accidents. You’ll be able to immediately take it to a vet and have it seen to without worrying about the vet bill.
Get a QuoteTop Rated Providers
We compare product ratings and reviews from the most trusted providers of pet insurance in the UK. Our comparison table is ordered by review score. The review score is the average weighted score based on product quality and user reviews from the last 12 months. Find out more about how our review score is calculated.
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1stReview Score8.8/10
Based on 38,001 reviews
Defaqto RatingMaximum Vet Fees:£2.5kper accidentExcess:£99dog | cat -
2ndReview Score8.7/10
Based on 4,075 reviews
Defaqto RatingMaximum Vet Fees:£2.5kper conditionExcess:£100dog | cat -
3rdReview Score8.6/10
Based on 4,728 reviews
Defaqto RatingMaximum Vet Fees:£1kper accidentExcess:£99dog | cat -
4thReview Score8.6/10
Based on 1,006 reviews
Defaqto RatingMaximum Vet Fees:£2kper accidentExcess:£109dog | cat -
5thReview Score8.0/10
Based on 8,394 reviews
Defaqto RatingMaximum Vet Fees:£1,000per accidentExcess:£90dog | cat -
6thReview Score7.6/10
Based on 15,594 reviews
Defaqto RatingMaximum Vet Fees:£2.5kper accidentExcess:£100dog | cat -
7thReview Score6.9/10
Based on 890 reviews
Defaqto RatingMaximum Vet Fees:£2.25kper accidentExcess:£75dog | cat -
8thReview Score6.1/10
Based on 283 reviews
Defaqto RatingMaximum Vet Fees:£12,000per policy yearExcess:£100dog | cat -
9thReview Score5.6/10
Based on 207 reviews
Defaqto RatingMaximum Vet Fees:£3,000per accidentExcess:£120dog | cat
Most accident only pet insurance quotes are provided via Quotezone, who are FCA regulated.
Please note that some of the providers included within our table are not currently offering new policies.
Paws and reflect: Discover the ideal pet insurance coverage today!
We aggregate reviews from 10,000s of real customers to offer transparency and choice on one page – helping you make the best decisions for your pet. Why don’t you see what pet owners who have secured their pet insurance through Compare By Review have to say?
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MichelleCover PurchasedReviewed without invitationReviewed the Claims experience on 2 Jan 2025
1 out of 5 paws
Terrible
Put a claim in for my dog on 7th August, I paid excess plus 20% of the bill as per policy, the vet signed her off no more treatment needed september , 5 months later the vet is still waiting for pay…-
Recieved a response over 5 days after their claim was submitted
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Claim wasn't successful
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Was neither happy or unhappy with their experience when they spoke to someone
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KatCover PurchasedReviewed without invitationReviewed the Claims experience on 24 Dec 2024
1 out of 5 paws
Pointless
Have had no success with any claim for our pet leaving up paying for a useless policy cover as well as expensive vet bills. Total waste of time sadly.-
Recieved a response over 5 days after their claim was submitted
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Claim wasn't successful
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Was neither happy or unhappy with their experience when they spoke to someone
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KatCover PurchasedReviewed without invitationReviewed the Claims experience on 24 Dec 2024
1 out of 5 paws
Pointless
Have had no success with any claim for our pet leaving up paying for a useless policy cover as well as expensive vet bills. Total waste of time sadly.-
Recieved a response over 5 days after their claim was submitted
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Claim wasn't successful
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Was neither happy or unhappy with their experience when they spoke to someone
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K TroughtCover PurchasedReviewed without invitationReviewed the Claims experience on 23 Dec 2024
1 out of 5 paws
Never Pay Claim In Full
Avoid if you want peace of mind, never pay and not transparent on cover-
Recieved a response within 3-4 days after their claim was submitted
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Claim wasn't successful
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Was neither happy or unhappy with their experience when they spoke to someone
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Unhappy PupCover PurchasedReviewed without invitationReviewed the Claims experience on 18 Dec 2024