Accident Only Pet Insurance

Accident only pet insurance explained

As the name suggests, accident only pet insurance policies cover the cost of treatment if your pet is involved in an accident. It’s typically the cheapest type of pet insurance policy you can get as it offers the least extensive cover. Some providers may offer accident and illness pet insurance to cover your pet if they become ill as a result of an accident, but most don’t cover illnesses at all.

What are the pros and cons of accident only pet insurance?

Pros

  • Good choice for young pets who are unlikely to have health conditions
  • Premiums are less expensive than other pet insurance policies

Cons

  • Only covers your pet for accidents
  • There’s likely to be a cap on how much you can claim for each accident
  • Most policies tend to last 12 months so ongoing treatment won’t be covered

How does accident only pet insurance work?

Accident only pet insurance pays out a fixed sum towards each accident your pet suffers from. Some policies also cover illnesses that are caused as a result of the accident too but this isn’t very common. You should read your policy details thoroughly to see what your pet accident insurance covers. As with all pet insurance policies, there’s typically a cap and time limit on the cover. If you want your pet to receive cover continuously, you need to keep your monthly payments up to date and renew your accident only dog insurance or cat insurance at the end of the each policy term.

What other types of pet insurance can I get?

There are three other types of pet insurance policies available: 

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Compare pet insurance providers

Compare pet insurance providers on Compare by Review today. We’re the first and only comparison site that ranks pet insurers exclusively on customer experience and product quality rather than price. Our full table of pet insurance providers gives you an impartial and unbiased overview so, whether you’re after accident only dog insurance or accident only cat insurance you can purchase a policy from a high-quality provider that you can rely on when you need them most.

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