Maximum Benefit Pet Insurance

What is maximum benefit pet insurance?

Maximum benefit pet insurance policies allow you to claim for illness and injuries up to a pre-set limit, usually around £1,500. It’s typically seen as a mid-range pet insurance option. Unlike time limited policies, you’ll be able to claim for the same condition more than once. However, once you’ve reached the maximum amount, you’ll have to pay for further treatment yourself.

What are the pros and cons of maximum benefit pet insurance?

Pros

When you’ve reached the limit for one condition, other conditions can still be covered

Perfect for covering costs if your pet needs ‘maintaining’ medication for their whole life
No time constraints if you renew your policy

Cons

When you’ve reached the limit for a particular condition, you won’t be able to claim for that condition again
If your pet needs an operation, you could reach the limit very quickly
The maximum amount isn’t reset every year, if you use 50% of the maximum benefit in one year, you’ll only have 50% left for the remaining years
Only covers new illnesses and injuries, not pre-existing conditions

What other types of pet insurance can I get?

There are three other types of pet insurance policies available:

Time limited pet insurance – covers vet fees for a year, once the year’s up, you’ll have to pay for further treatment.
Lifetime pet insurance – covers vet fees for the whole of your pet’s life provided you renew the policy each year.
Accident only pet insurance – provides cover for accidents only.

Compare pet insurance providers

Compare pet insurance providers on Compare by Review today. We’re the first and only comparison site that ranks pet insurers exclusively on customer experience and product quality rather than price. Our full table of providers gives you an impartial and unbiased overview so you can purchase pet insurance from a high-quality provider that you can rely on when you need them most.

See full table of pet insurance providers