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Find the right lifetime insurance for your pets.
Get your pets covered from accidents and injuries by securing the best lifetime insurance coverage. We scour the web, finding the UK’s top-rated insurance deals – so you don’t have to.
Get a QuoteTop Rated Providers
Our comparison table is organised by review score, a weighted average of product quality and user feedback from the past year. Click here to find out how we calculate our review score.
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1stReview Score9.2/10
Based on 101,253 reviews
Defaqto RatingMaximum Vet Fees:£15,000per policy yearExcess:£99dog | cat -
2ndReview Score9.0/10
Based on 7,796 reviews
Defaqto RatingMaximum Vet Fees:£12,500per policy yearExcess:£105|£95dog | cat -
3rdReview Score8.9/10
Based on 82,667 reviews
Defaqto RatingMaximum Vet Fees:£12,000per policy yearExcess:£110|£95dog | cat -
4thReview Score8.9/10
Based on 4,535 reviews
Defaqto RatingMaximum Vet Fees:£12,000per conditionExcess:£105|£85Dog|Cat -
5thReview Score8.8/10
Based on 3,543 reviews
Defaqto RatingMaximum Vet Fees:£6,000per policy yearExcess:£95|£75dog | cat -
6thReview Score8.8/10
Based on 38,001 reviews
Defaqto RatingMaximum Vet Fees:£6kper condition, per yearExcess:£99dog | cat -
7thReview Score8.7/10
Based on 16,100 reviews
Defaqto RatingMaximum Vet Fees:£15kper policy yearExcess:£120dog | cat -
8thReview Score8.7/10
Based on 4,075 reviews
Defaqto RatingMaximum Vet Fees:£12kper policy yearExcess:£100dog | cat -
9thReview Score8.6/10
Based on 4,728 reviews
Defaqto RatingMaximum Vet Fees:£3.25kper conditionExcess:£99dog | cat -
10thReview Score8.4/10
Based on 16,823 reviews
Defaqto RatingMaximum Vet Fees:£10kper policy yearExcess:£50dog | cat -
11thReview Score8.3/10
Based on 4,825 reviews
Defaqto RatingMaximum Vet Fees:£10kper policy yearExcess:£250dog | cat -
12thReview Score8.3/10
Based on 1,835 reviews
Defaqto RatingMaximum Vet Fees:£7kper policy yearExcess:£99dog | cat -
13thReview Score8.2/10
Based on 16,531 reviews
Defaqto RatingMaximum Vet Fees:£10kper policy yearExcess:£80dog | cat -
14thReview Score8.1/10
Based on 918 reviews
Defaqto RatingMaximum Vet Fees:£10kper policy yearExcess:£99dog | cat -
15thReview Score8.1/10
Based on 2,910 reviews
Defaqto RatingMaximum Vet Fees:£4kper policy yearExcess:£199|£140dog | cat -
16thReview Score8.0/10
Based on 8,394 reviews
Defaqto RatingMaximum Vet Fees:£5,000per policy year -
17thReview Score7.7/10
Based on 1,437 reviews
Defaqto RatingMaximum Vet Fees:£10kper policy yearExcess:£110|£80dog | cat -
18thReview Score7.6/10
Based on 15,594 reviews
Defaqto RatingMaximum Vet Fees:£4kper conditionExcess:£100dog | cat -
19thReview Score7.5/10
Based on 2,769 reviews
Defaqto RatingMaximum Vet Fees:£10,000per policy yearExcess:£0dog | cat -
20thReview Score7.2/10
Based on 528 reviews
Defaqto RatingMaximum Vet Fees:£10kper policy yearExcess:£90dog | cat -
21stReview Score6.9/10
Based on 890 reviews
Defaqto RatingMaximum Vet Fees:£8kper policy yearExcess:£75dog | cat -
22ndReview Score6.1/10
Based on 283 reviews
Defaqto RatingMaximum Vet Fees:£12kper policy yearExcess:£100dog | cat -
23rdReview Score5.6/10
Based on 207 reviews
Defaqto RatingMaximum Vet Fees:£10,000per policy yearExcess:£120dog | cat -
24thReview Score3.4/10
Based on 1,003 reviews
Defaqto RatingMaximum Vet Fees:£8kper policy yearExcess:£100dog | cat
Most lifetime pet insurance quotes are provided via Quotezone, who are FCA regulated.
Please note that some of the providers included within our table are not currently offering new policies.
1000s of reviews, all in one place
We have reviews from 1000s of real customers to offer transparency and choice on one page — helping you make the best decisions for your pet. See what other pet owners who have secured their lifetime pet insurance through Compare By Review have to say.
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MichelleCover PurchasedReviewed without invitationReviewed the Claims experience on 2 Jan 2025
1 out of 5 paws
Terrible
Put a claim in for my dog on 7th August, I paid excess plus 20% of the bill as per policy, the vet signed her off no more treatment needed september , 5 months later the vet is still waiting for pay…-
Recieved a response over 5 days after their claim was submitted
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Claim wasn't successful
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Was neither happy or unhappy with their experience when they spoke to someone
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KatCover PurchasedReviewed without invitationReviewed the Claims experience on 24 Dec 2024
1 out of 5 paws
Pointless
Have had no success with any claim for our pet leaving up paying for a useless policy cover as well as expensive vet bills. Total waste of time sadly.-
Recieved a response over 5 days after their claim was submitted
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Claim wasn't successful
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Was neither happy or unhappy with their experience when they spoke to someone
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KatCover PurchasedReviewed without invitationReviewed the Claims experience on 24 Dec 2024
1 out of 5 paws
Pointless
Have had no success with any claim for our pet leaving up paying for a useless policy cover as well as expensive vet bills. Total waste of time sadly.-
Recieved a response over 5 days after their claim was submitted
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Claim wasn't successful
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Was neither happy or unhappy with their experience when they spoke to someone
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K TroughtCover PurchasedReviewed without invitationReviewed the Claims experience on 23 Dec 2024