Your personal information and user content
Our service allows you to search for and compare various types of Products from different providers. You will need to answer a number of questions on the site in order to compare or obtain a quote for any Product. These questions are designed to ensure that we and all relevant Providers have all the information necessary to provide you with appropriate and timely information relating to the products in which you are interested. Aspects of a Product such as the level of cover (if applicable) and the amount you will pay will be determined by the answers you provide to these questions. It is therefore very important that you answer all of the questions truthfully, completely and accurately and that you disclose all relevant facts. Failure to do so could invalidate the Product you purchase. If you are applying for an insurance product, for example, this could mean that you have no insurance cover. If your insurance product is invalid, claims may not be paid and you could be responsible for any third party costs if any event occurs where you would otherwise have been covered by the insurance product.
Product, you must contact the relevant provider
If you are in any doubt as to whether any information is relevant or required to be disclosed or that something may be incorrect you should disclose it to your proposed provider before you apply for a Product.
Before you obtain any Product from a provider, you must check all of the information, content, material or data the provider holds about you to ensure it is correct, complete, accurate and not misleading and that you have disclosed all relevant facts. It is your responsibility to identify and correct any mistakes or errors in the information, content, material or data before you obtain any Product. Failure to do so could invalidate the Product.
You must get permission from any other person whose information you intend to provide on the site before you provide it. In submitting any other person’s details, you are confirming to us that you have their permission to do so and that they understand how their details will be used.
You must take all reasonable precautions (including using appropriate virus checking software) to ensure that any information, content, material or data you provide (including User Content) is free from viruses and anything else which may have a harmful effect on any part of the site or the website of third parties or any other technology.
Suitability of Products
The Products displayed on our site are not provided by us but by third parties over whom we do not have control.
You should always check the suitability, adequacy and appropriateness of the Product that is of interest to you. It is your responsibility to satisfy yourself that you wish to obtain any Product before applying for it. If you are in any doubt as to the suitability, adequacy or appropriateness of any Product referred to on the site, we suggest that you seek independent professional advice before you obtain it.
The site provides information on a wide range of products and services but there may be other products or services available on the market which are not shown on the site and which may be more appropriate or suitable for you than those shown on the site.
Third party website and services
Your use of any Provider website and your obtaining of any Products will be subject to the Provider’s own terms and conditions (which will be different from ours). It is very important before you apply for any Product that you carefully read the accompanying terms and conditions, the Provider’s terms and conditions and any other documentation that applies to the Product. You must familiarise yourself with all the details of the product, for example:
- for insurance products, the restrictions, exclusions, conditions and obligations which apply to the insurance product;
- for money products, the interest rate, any early redemption charges, restrictions, exclusions, conditions and obligations which apply to the product;
- for travel products, the minimum check-in times, cancellations or modifications of bookings, refunds, visa or passport requirements, vaccination requirements, restrictions, exclusions, conditions and obligations which apply to the product; and
- for home services products, the restrictions, exclusions, conditions and obligations which apply to the product.
Any links to third party website on our site or in our emails are provided for your interest and convenience only. These websites are owned and operated by third parties over whom we do not have control. We do not endorse, recommend or accept responsibility for such third parties, their products or services, their website or for any information, opinions or views given or advice provided by such third parties (whether on their website or otherwise).