Find the best insurance providers based on real-world customer experiences and personal reviews

Top pet insurance providers ranked by their reviews

With well over 80 companies offering some degree of pet insurance in the UK, trying to decide which company to go with can be a daunting prospect. Our scores are based on real reviews from real people across the country – just like you. Use our review table to find the insurance that’s right for you.

Our team of researchers have reviewed and ranked 31 providers, presented in the table below. Pricing information correct as of 31st October 2018.

Geoffrey Insurance

Ranked #1 of 31 Pet Insurance providers based on 2957 reviews

Review Score

9.8 Read reviews >

Quotes our team received:

  • Dog £4.39 per month
  • Cat £3.75 per month

Tesco Pet Insurance

Ranked #2 of 31 Pet Insurance providers based on 11417 reviews

Review Score

9.3 Read reviews >

Quotes our team received:

  • Dog £6.01 per month
  • Cat £3.63 per month

Animal Friends

Ranked #3 of 31 Pet Insurance providers based on 6644 reviews

Review Score

9.1 Read reviews >

Quotes our team received:

  • Dog £3.73 per month
  • Cat £3.01 per month

Agria Pet Insurance

Ranked #4 of 31 Pet Insurance providers based on 532 reviews

Review Score

8.7 Read reviews >

Quotes our team received:

  • Dog £34.62 per month
  • Cat £18.14 per month

Brightside

Ranked #5 of 31 Pet Insurance providers based on 3830 reviews

Review Score

8.7 Read reviews >

Quotes our team received:

  • Dog £17.38 per month
  • Cat £8.45 per month

Pet Plan

Ranked #6 of 31 Pet Insurance providers based on 7726 reviews

Review Score

8 Read reviews >

Quotes our team received:

  • Dog £23.83 per month
  • Cat £9.46 per month

Insure Your Paws

Ranked #7 of 31 Pet Insurance providers based on 430 reviews

Review Score

7.9 Read reviews >

Quotes our team received:

  • Dog £5.00 per month
  • Cat £4.17 per month

Bought By Many

Ranked #8 of 31 Pet Insurance providers based on 3170 reviews

Review Score

7.7 Read reviews >

Quotes our team received:

  • Dog £13.88 per month
  • Cat £8.39 per month

Lifetime Pet Cover

Ranked #9 of 31 Pet Insurance providers based on 560 reviews

Review Score

7.2 Read reviews >

Quotes our team received:

  • Dog £23.67 per month
  • Cat £8.70 per month

Vetsure Pet Insurance

Ranked #10 of 31 Pet Insurance providers based on 645 reviews

Review Score

7 Read reviews >

Quotes our team received:

  • Dog £11.03 per month
  • Cat £6.89 per month

Direct Line

Ranked #11 of 31 Pet Insurance providers based on 7689 reviews

Review Score

6.8 Read reviews >

Quotes our team received:

  • Dog £12.74 per month
  • Cat £6.56 per month

Argos Pet Insurance

Ranked #12 of 31 Pet Insurance providers based on 817 reviews

Review Score

6.7 Read reviews >

Quotes our team received:

  • Dog £11.76 per month
  • Cat £7.66 per month

Aviva

Ranked #13 of 31 Pet Insurance providers based on 3874 reviews

Review Score

6.7 Read reviews >

Quotes our team received:

  • Dog £22.93 per month
  • Cat £6.84 per month

Sainsbury’s Bank

Ranked #14 of 31 Pet Insurance providers based on 11780 reviews

Review Score

6.6 Read reviews >

Quotes our team received:

  • Dog £17.82 per month
  • Cat £7.53 per month

4PAWS

Ranked #15 of 31 Pet Insurance providers based on 131 reviews

Review Score

6.6 Read reviews >

Quotes our team received:

  • Dog £15.99 per month
  • Cat £9.19 per month

Healthy Pets

Ranked #16 of 31 Pet Insurance providers based on 1078 reviews

Review Score

6.6 Read reviews >

Quotes our team received:

  • Dog £7.64 per month
  • Cat £3.83 per month

AA

Ranked #17 of 31 Pet Insurance providers based on 2584 reviews

Review Score

6.5 Read reviews >

Quotes our team received:

  • Dog £6.61 per month
  • Cat £4.05 per month

Debenhams

Ranked #18 of 31 Pet Insurance providers based on 3612 reviews

Review Score

6.4 Read reviews >

Quotes our team received:

  • Dog £7.59 per month
  • Cat £4.47 per month

M&S Bank

Ranked #19 of 31 Pet Insurance providers based on 2363 reviews

Review Score

5.8 Read reviews >

Quotes our team received:

  • Dog £15.14 per month
  • Cat £8.65 per month

Post Office

Ranked #20 of 31 Pet Insurance providers based on 2850 reviews

Review Score

5.8 Read reviews >

Quotes our team received:

  • Dog £17.26 per month
  • Cat £7.50 per month

NatWest

Ranked #21 of 31 Pet Insurance providers based on 1675 reviews

Review Score

5.8 Read reviews >

Co-op

Ranked #22 of 31 Pet Insurance providers based on 506 reviews

Review Score

5.8 Read reviews >

Quotes our team received:

  • Dog £12.06 per month
  • Cat £7.31 per month

Legal & General

Ranked #23 of 31 Pet Insurance providers based on 736 reviews

Review Score

5.7 Read reviews >

Quotes our team received:

  • Dog £6.99 per month
  • Cat £4.59 per month

Paws & Claws

Ranked #24 of 31 Pet Insurance providers based on 83 reviews

Review Score

5.2 Read reviews >

Quotes our team received:

  • Dog £4.62 per month
  • Cat £3.71 per month

Royal Bank of Scotland

Ranked #25 of 31 Pet Insurance providers based on 401 reviews

Review Score

5.1 Read reviews >

VetsMediCover

Ranked #26 of 31 Pet Insurance providers based on 170 reviews

Review Score

4.9 Read reviews >

Quotes our team received:

  • Dog £15.93 per month
  • Cat £6.68 per month

Insurance Emporium

Ranked #27 of 31 Pet Insurance providers based on 365 reviews

Review Score

4.9 Read reviews >

Quotes our team received:

  • Dog £3.90 per month
  • Cat £3.20 per month

Help U Cover

Ranked #28 of 31 Pet Insurance providers based on 314 reviews

Review Score

4.9 Read reviews >

Quotes our team received:

  • Dog £11.06 per month
  • Cat £5.96 per month

Pet Protect

Ranked #29 of 31 Pet Insurance providers based on 547 reviews

Review Score

4.6 Read reviews >

Quotes our team received:

  • Dog £19.60 per month
  • Cat £12.94 per month

John Lewis Finance

Ranked #30 of 31 Pet Insurance providers based on 19 reviews

Review Score

4.5 Read reviews >

Quotes our team received:

  • Dog £32.56 per month
  • Cat £17.58 per month

More Than

Ranked #31 of 31 Pet Insurance providers based on 649 reviews

Review Score

4.4 Read reviews >

Quotes our team received:

  • Dog £4.94 per month
  • Cat £6.49 per month

Why Do I Need Pet Insurance

In 2017, 44% of the UK population owned a pet, with a whopping £1.8 million paid every day in Pet Insurance claims.

While you might think it’s barking mad to be shelling out £35 a month on pet insurance, the alternative can turn your poorly pet into a pricey pet. Vets’ fees are rising year after year, with the average operation for broken bones costing £2,000 and £6,500 for arthritis treatment, it certainly pays to be insured.

If your breed of dog is infamous for health problems, a pet policy is by far the best means of ensuring a long and healthy life – without breaking the bank. Pet Insurance not only ensures your pet is covered in the event of an accident or sudden illness, but helps give you peace of mind.

What Do I Need To Compare Pet Insurance

To compare pet insurance, you will need to provide details of your pet’s current address, age, breed and gender. You will also need to disclose how much you paid or donated for them and whether your pet has been neutered or spayed.

As of the 6th April 2016, it is compulsory for owners to ensure their dog is microchipped. While it is not required by law to microchip your cat, it will help locate your pet should they be lost or stolen, as well as keep your insurance payments low.

You will also need to disclose all of your pet’s past conditions and any health risks they have. If not, your insurer may use a ‘non-disclosure’ as an excuse not to pay out or even cancel your cover completely. Pricing radically changes depending on your pet so make sure to disclose everything.

Which Policy Is Right For me?

This all depends on the level of cover you want. Getting the right pet insurance policy for you will depend on the type of insurance cover you take out – whether accident only, time limited, maximum cover or lifetime cover – and the amount of voluntary excess you would be happy to pay should your pet become sick.

A pet policy protects the furriest (and arguably the most adorable) member of your family, as well a preventing a significant dent in your finances. Pet owners can choose from four main types of cover:

  • Accident Only – the cheapest type of pet insurance, which provides cover for vet bills if your pet is injured in an accident.
  • Time Limit – provide cover for accidents or short term illness for a specific time, usually 12 months
  • Per Condition – known as maximum benefit cover, per condition policies allocate a fixed sum of money for each illness
  • Lifetime – The more expensive type of pet insurance, but protects your pet for life

Policies typically include cover for vet fees and medical treatments, kennel and cattery fees, liability cover and even advertising costs and rewards. There are exceptions to what pet insurers will pay out for, so its important to read the small print and make sure you know what you’re covered for.

Banned breeds, such as Pit Bulls, Japanese Tosas and Brazillian Mastiffs, often can’t be insured, even if they are not a pure breed. However, under the Dangerous Dogs Act 1991, any dog classified as a dangerous breed will need Third Party Liability, which is a available from a handful of insurers.

Why Compare Quotes With Compare By Review

We know how important it is to find the right protection plan for your pet. At compare by review, we understand that choosing the right type of pet insurance can be confusing and time consuming. That’s why we analyse thousands of real customer experiences to provide a simple, impartial comparison of pet insurers so you can purchase the right policy that works best for you.

 

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