Get up to 15% cashback when using your Lloyds Visa debit card at selected retailers. Merchant offers and cashback amounts vary.
27/08/2020
Great to know that Lloyds offers a great banking app. Thanks for leaving a review, Claire.
01/09/2020
Good bank. Secure. My money feels safe with them
Pleased to hear.
26/09/2020
A standard current account which is easy to use on the high street. Helpful and reliable staff.
Great to hear. Thanks for leaving a review, Ben.
Lloyd’s Classic Account is their simple, free current account. Their Classic Account includes, but isn’t limited to the following benefits:
Compare current accounts to see how Lloyds perform against their competitors.
Whilst their Classic Current Account might seem like a good fit for your needs, you might want to take advantage of some of the benefits that Lloyds other current accounts offer.
The Club Lloyds Current Account offers variable credit interest and plenty of other great features. If you pay in at least £1,500 a month, there’s no monthly fee. But if you pay in less than £1,500 a month, a £3 fee for maintaining the account will apply. Benefits include:
This account is packed with great benefits all for a £21 monthly fee.
This account is packed with great insurance benefits and variable credit interest when you pay at least two separate Direct Debits each month. This account costs £21 a month for the Platinum Account features, PLUS £3 a month for the Club Lloyds Account features. However, the £3 monthly fee will be waived for each month that you pay in a minimum of £1,500. The maximum combined fee for this account is £24 a month. Benefits of this account include:
Lloyds also offer a Student Current Account. To be eligible, you must be aged 17 or over, have lived in the UK for the least three years and be studying full time on a course that lasts at least two years, or a one year full time access course leading to a degree. You can apply for this account as soon as your course has been confirmed or once you’ve begun your course.
This account is tailored to children and teens to encourage money management. Benefits include:
Yes, Lloyds don’t have a limit on the number of current accounts you can open with them, which is great news if you like the look of more than one of the accounts they have on offer. However, you should be wary of opening multiple accounts just to use features like overdrafts and you should always look at what the competition is offering to see if you can get a product that’s more suited to your personal needs.
Opening an account is easy and can be done online or by visiting your local branch. You’ll need to let Lloyds know:
Representative example
A variable representative rate of 39.9% APR
A variable interest rate of 39.9% EAR
Based on borrowing £1,200
As an example, if you were to borrow £500, the interest cost would be £3.22 for 7 days, £13.86 for 30 days, £28.09 for 60 days.
Yes, their highly-rated and secure banking app comes with a host of great features so you can manage your finances whenever and wherever you are. Making banking easier than ever before, you have the ability to amend your personal details without having to contact customer services or visit a branch, view your pending transactions and pay people. Also, if you suspect that your card is either lost or stolen, you can freeze and unfreeze your card in the app.
Excellent banking app, lots of detail and plenty of options to look after your money. Feels really secure, never had any issues with it.
Excellent banking app, lots of detail and plenty of options to look after your money. Feels really secure, never had any issues with it.