Metro Bank Current Account

Current Account

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What are the benefits of Metro Bank’s Current Account?

Metro Bank’s Current Account has everything you need for day-to-day banking for no monthly fee. Benefits include:

  • Contactless debit card
  • Text alerts to keep up to date with your finances
  • Free transactions in Europe
  • Use your card abroad
  • Set up Faster Payments and Standing Orders
  • Set up Direct Debits
  • Send money outside the UK with SWIFT/SEPA
  • Apply for an arranged overdraft
  • Access to mobile banking

Compare current accounts to see how Metro Bank perform against their competitors.

What other current accounts do they offer?

Metro Bank doesn’t currently offer any other current accounts.

How do I open a Metro Bank current account?

You can either open an account online or by visiting your local Metro Bank branch. Opening a current account online is easy. All you need is photo ID, three years of address history and a selfie. You can start online banking instantly and your card will arrive in days or you can collect it from any store 7 days a week.

What overdraft options do Metro Bank offer?

Metro Bank offers arranged overdrafts on request. This will either be accepted or rejected depending on your personal circumstances. If you need to use your arranged overdraft and exceed your limit, Metro Bank will text you to let you know that you need to top up your account in order to minimise any interest charges.

Like most banks, if you don’t have sufficient funds in your account or an arranged overdraft and a payment is due to come out, Metro Bank will either give or extend an arranged overdraft so you can make the payment, or refuse the payment due to insufficient funds. In any month, you’ll never be charged more than the monthly cap of £60 for charges relating to an unarranged overdraft.

Metro Bank’s arranged and unarranged overdrafts have a typical interest rate of 34% APR (variable).

Does Metro Bank have a mobile app?

Yes, you can manage your Metro Bank account on the go with their mobile banking app. The app allows you to:

  • Move money between your accounts
  • Make payments to over 35 countries
  • Block, unblock or cancel your cards
  • Order a replacement card
  • Create and edit Standing Orders
  • Open Instant Access Savings Accounts
  • View personalised reports to see how you’re spending your money