Time Limited Pet Insurance

What is time limited pet insurance?

Time limited pet insurance policies, also known as annual or 12-month policies, cover the cost of vet fees over a 12-month period from the date the illness or injury first appeared. Once the 12-month period is up, your pet will no longer be covered for that particular condition even if you renew your policy.

What’s not covered by time limited pet insurance?

Exclusions will vary depending on the insurance provider but most time limited pet insurance policies won’t provide cover for routine health visits, pregnancy, worm and flea treatment and vaccinations.

What are the pros and cons of maximum benefit pet insurance?

Pros

  • Provides basic illness-related insurance for your pet
  • There’s no age limit so older pets can be covered

Cons

  • You can only claim once for each condition
  • Most policies have a maximum limit to how much you can claim
  • You always have to pay an excess

What other types of pet insurance can I get?

There are three other types of pet insurance policies available: 

Bengal cat sleeping

Compare pet insurance providers

Compare pet insurance providers on Compare by Review today. We’re the first and only comparison site that ranks pet insurers exclusively on customer experience and product quality rather than price. Our full table of providers gives you an impartial and unbiased overview so you can purchase pet insurance from a high-quality provider that you can rely on when you need them most.

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