Buster, a four-year-old Labrador Retriever
Every policy sold contributes to PDSA's life saving charity work. They settle 97% of claims and offer a free 24/7 vet advice line.
463 reviews found on websites such as TrustPilot
The choice of 5 policies to suit every budget
Their Ultimate and Ultimate Plus policies are rated 5 Star by Defaqto
24/7 access to a veterinary expert through PDSA petanswer™
Option to pay your vet directly
£ £ £ £ £
- Rated 5 stars by Defaqto
- 24/7 access to a veterinary expert
84% of consumers read reviews before purchasing
*Based on an independent survey of 1000 people by Compare By Review
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Tinks, a three-year-old Bengal
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Compare PDSA pet insurance policies
PDSA offers two different types of pet insurance policies; Time Limited and Lifetime. They have 6 Lifetime policies to choose from and 2 Time Limited options, so there's a policy to suit every pet owner's needs and budget.
PDSA's Lifetime policies cover your pet up to a specified limit each year. Once you've reached the limit for the year, your pet will no longer be covered until the limit refreshes when you renew the policy. Your pet will be covered for life for any lifelong or long term conditions, provided you pay your premiums on time and renew your policy each year.
|Lifetime £1,000||Lifetime £2,000||Lifetime £3,000||Lifetime £4,000||Lifetime £5,000||Lifetime £8,000|
|Fixed excess||£100-£200 (as chosen)||£100-£200 (as chosen)||£100-£200 (as chosen)||£100-£200 (as chosen)||£100-£200 (as chosen)||£100-£200 (as chosen)|
|Death of pet||£250||£250||£500||£700||£1,000||£1,500|
|Advertising & reward||Not covered||£500||£500||£700||£1,000||£1,500|
|Theft & straying||Not covered||£500||£500||£700||£1,000||£1,500|
|Holiday cancellation||Not covered||£500||£500||£700||£1,000||£1,500|
Time Limited policies
If you opt for a Time Limited policy, your pet will only be covered up to the specified limit you choose, or up to a maximum of 12 months from the date your pet first showed symptoms (whichever comes first). Once the 12 month period is up, or the vet fee limit has been reached, your pet will no longer be covered for that condition and any related illnesses will be excluded from your policy.
|Time Limited £2,000||Time Limited £5,000|
|Vet fees||£2,000 per condition||£5,000 per condition|
|Fixed excess||£100-£200 (as chosen)||£100-£200 (as chosen)|
|Death of pet||Not covered||Not covered|
|Advertising & reward||Not covered||Not covered|
|Theft & straying||Not covered||Not covered|
|Holiday cancellation||Not covered||Not covered|
Making a PDSA pet insurance claim
If you want to claim on your PDSA policy, you can download a claim form on their website. Once you have completed the form and signed it, you need to pass the form onto your vet so they can fill in their relevant sections and sign it. Your vet will also need to attach any invoices and your pet's full medical history. You or your vet then need to post the form to:
PDSA Pet Insurance
The Connect Centre
Once PDSA has received your claim form, they will assess it and if it's successful, they'll send you or your vet a cheque within 10 working days.
If you have a question about your PDSA pet insurance policy, you can contact them by phone:
0333 234 0605
0333 234 0599
0333 234 6000
Lines are open Monday - Friday 8am - 8pm, Saturday 9am - 2pm
Frequently asked Questions
You can choose from 5 levels of PDSA pet insurance cover to suit both your budget and your pet’s individual needs; Classic, Advance, Advance Plus, Ultimate and Ultimate Plus.
You can download the claims form from the PDSA website. Fill in the relevant sections, get your vet to fill in the sections relevant to them, sign it and send it back. Your vet will also need to attach any invoices and your pet’s full clinical history for PDSA to review.