16th
Pet Insurance
(182 reviews)
Review Score
8.95
They have four levels of cover to choose from and 15% of the price of every policy sold goes to the RSPCA charity.
Verified
09/07/2020
Rspca
It was great.
Good to hear. Thanks for leaving a review Ralph.
Verified
08/07/2020
Just Like Any Other Provider
Just like any other insurance company and more expensive! I do trust the RSPCA though as they are a well established brand.
Thanks for leaving a review Gemma.
Verified
09/09/2021
Shocking Service
I adopted a cat from the RSPA on 1st September 2021, the cat was ferrile lied to by the person at the RSPA adoption centre they said it came from multiple pet home and needed time to settle in. Don’t think this was true, I took out the free 28 day pet insurance on the 1st September. nevertheless this cat on the 6 day of been kept inside managed to jump out the window from the second floor. I rang the RSPA pet insurance for help they said my claim fell short of 7 days, the woman said as the cat had just gone missing I should wait a few days in case he came back. It’s now 2 days later and my cat still has not returned. I rang the RSPA insurance again to be told the same thing,. Don’t bother taking the free 28 day pet insurance they don’t help you. Very annoyed. I’m now going to move my donations to Cat protection because I feel totally let down by the RSPA in general.
About
Most people recognise the RSPCA for being an animal welfare charity, but did you know they also offer pet insurance? Caring for pets is what they’re all about and they offer a range of different pet insurance policies to suit a variety of budgets and needs. For each policy sold, 15% of the price you pay goes directly to helping less fortunate animals.
Pricing
Quotes our team received
Price Band
£
£
£
£
£
Quotes our team received
Details
Buster, a four-year-old Labrador Retriever
Cheapest dog quote
£58.12
per monthMaximum vet fees
£12k
per yearCover from
8
weeks
Details
Tinks, a three-year-old Bengal
Cheapest cat quote
£31.42
per monthMaximum vet fees
£12k
per yearCover from
8
weeksBenefits of RSPCA Pet Insurance
- Donation of 15% goes to help animals in need
- Their Gold, Platinum and Silver policies are awarded a 5 Star rating by Defaqto
- 10% multi-pet discount
- Farewell cover included as standard on the majority of policies
- No upper age limits
- Overseas travel cover
Compare RSPCA pet insurance policies
RSPCA offers four different levels of illness and injury pet insurance as detailed in the table below. They also offer an Accident Only policy with £2,500 vet fee cover for accidents, £500 dental injury cover, £1,000,000 third party liability cover (dog's only) and £150 farewell cover.
| Bronze | Silver | Gold | Platinum | |
|---|---|---|---|---|
| Vet fees | £4,000 per condition | £6,000 per condition | £8,000 per year | £12,000 per year |
| Third party liability | £1 million | £2 million | £2 million | £2 million |
| Advertising & reward | £500 | £750 | £1,000 | £1,000 |
| Loss from theft/straying | £500 | £1,000 | £2,000 | £2,000 |
| Holiday cancellation | Not covered | £2,000 | £2,000 | £2,000 |
| Quarantine costs | Not covered | £1,000 | £1,000 | £1,000 |
| Loss of pet passport | Not covered | £250 | £250 | £250 |
| Euthanasia, cremation or burial | £150 | £150 | £250 | £250 |
| Access to FirstVet | Included | Included | Included | Included |
Making an RSPCA pet insurance claim
If you need to claim on your RSPCA pet insurance policy, you need to call 03301 348 576. A member of the claims team will talk you through the process. Once your claim has been reviewed and approved, you'll need to pay the excess for the claim. It will either be deducted from the amount the RSPCA pay you or if the claim is settled directly with your vet practice, you may need to pay the excess to them.
Contact RSPCA
For enquiries about RSPCA pet insurance, you can call 1300 881 492 or email enquiries@rspcapetinsurance.org.au. Lines are open Monday to Friday 8am-8pm and Saturday 9am-2pm.
Frequently Asked Questions
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What policies do they offer?
RSPCA pet insurance offer five different policies; Accident Only, Bronze, Silver, Gold and Platinum. Each option suits different needs and budgets so there’s a policy for everyone.
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What pets do they cover?
RSPCA only offers cover for cats and dogs.
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Do they offer a multi-pet discount?
Yes, RSPCA offers a 10% multi-pet discount for each additional cat or dog that you insure with them.
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Does RSPCA pet insurance cover pre-existing conditions?
None of the RSPCA’s policies cover pets with pre-existing conditions.
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Does any of the money I pay for my policy go to the RSPCA charity?
Yes, 15% of the price for every policy purchased goes directly to helping animals in need.
