Buster, a four-year-old Labrador Retriever
RSPCA Reviews
They have four levels of cover to choose from and 15% of the price of every policy sold goes to the RSPCA charity.
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Sentiment Score: 2.7/10
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4075 reviews found on websites such as TrustPilot
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Donation of 15% goes to help animals in need
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Their Gold, Platinum and Silver policies are awarded a 5 Star rating by Defaqto
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10% multi-pet discount
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Farewell cover included as standard on the majority of policies
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No upper age limits
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Overseas travel cover
Price Band
£
£
£
£
£
Good for
- £12k maximum vet fees per year
- Rated 5 stars by Defaqto
84% of consumers read reviews before purchasing
*Based on an independent survey of 1000 people by Compare By Review
Cover Purchased
Reviewed without invitation
Reviewed the
Claims
experience on 24 Jan 2025
Review
If there is a negative rating, I would give a negative rating. Here is our story. We are first timer pet owners just over worrying about our puppy in the first month. There are minor skin, ear and…
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Recieved a response over 5 days after their claim was submitted
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Claim wasn't successful
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Was neither happy or unhappy with their experience when they spoke to someone
Cover Purchased
Reviewed without invitation
Reviewed the
Claims
experience on 24 Dec 2024
Pointless
Have had no success with any claim for our pet leaving up paying for a useless policy cover as well as expensive vet bills. Total waste of time sadly.
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Recieved a response over 5 days after their claim was submitted
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Claim wasn't successful
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Was neither happy or unhappy with their experience when they spoke to someone
Quotes our team received
Pet profile:
Cheapest Dog Quote
£58.12
Per Month
Maximum Vet Fees
£12k
Per Year
Cover From
8
Weeks
Pet profile:
Tinks, a three-year-old Bengal
Cheapest Cat Quote
£31.42
Per Month
Maximum Vet Fees
£12k
Per Year
Cover From
8
Weeks
Compare RSPCA pet insurance policies
RSPCA offers four different levels of illness and injury pet insurance as detailed in the table below. They also offer an Accident Only policy with £2,500 vet fee cover for accidents, £500 dental injury cover, £1,000,000 third party liability cover (dog's only) and £150 farewell cover.
| Bronze | Silver | Gold | Platinum | |
|---|---|---|---|---|
| Vet fees | £4,000 per condition | £6,000 per condition | £8,000 per year | £12,000 per year |
| Third party liability | £1 million | £2 million | £2 million | £2 million |
| Advertising & reward | £500 | £750 | £1,000 | £1,000 |
| Loss from theft/straying | £500 | £1,000 | £2,000 | £2,000 |
| Holiday cancellation | Not covered | £2,000 | £2,000 | £2,000 |
| Quarantine costs | Not covered | £1,000 | £1,000 | £1,000 |
| Loss of pet passport | Not covered | £250 | £250 | £250 |
| Euthanasia, cremation or burial | £150 | £150 | £250 | £250 |
| Access to FirstVet | Included | Included | Included | Included |
Making an RSPCA pet insurance claim
If you need to claim on your RSPCA pet insurance policy, you need to call 03301 348 576. A member of the claims team will talk you through the process. Once your claim has been reviewed and approved, you'll need to pay the excess for the claim. It will either be deducted from the amount the RSPCA pay you or if the claim is settled directly with your vet practice, you may need to pay the excess to them.
Contact RSPCA
For enquiries about RSPCA pet insurance, you can call 1300 881 492 or email enquiries@rspcapetinsurance.org.au. Lines are open Monday to Friday 8am-8pm and Saturday 9am-2pm.
Frequently asked Questions
RSPCA pet insurance offer five different policies; Accident Only, Bronze, Silver, Gold and Platinum. Each option suits different needs and budgets so there’s a policy for everyone.
RSPCA only offers cover for cats and dogs.
Yes, RSPCA offers a 10% multi-pet discount for each additional cat or dog that you insure with them.
None of the RSPCA’s policies cover pets with pre-existing conditions.
Yes, 15% of the price for every policy purchased goes directly to helping animals in need.