
You can insure up to 10 bikes on the same policy and the more you insure with them, the bigger the discount.
Get a QuoteGood for
- 5 star Defacto rating for their baseline cover
- High levels of public liability cover
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Quotes our team received

Details
Bicycle insurance only based on a £750 road bike.
Bicycle only
£72.60
per yearPersonal accident cover
£25k
Public liability cover
£5m

Details
Bicycle and cyclist insurance based on a £750 road bike.
Bicycle & cyclist
£97.56
per yearPersonal accident cover
£25k
Public liability cover
£5m
Benefits of cycleGuard Bicycle Insurance
• Cover in the UK & 30 days worldwide
• Multi Bike Discount
• 24/7 Cycle Rescue
• Public Liability up to £1m
• 0% monthly payment option
Frequently Asked Questions
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What is the maximum value of bikes cycleGuard insures?
cycleGuard can offer online quotations for bikes up to £20,000. You can add up to 10 bikes onto your policy but the total value cannot exceed the £20,000 limit. If you have a bike or bicycles over that value, you may still be able to get a policy but you will have to contact cycleGuard for a personalised quote on 0333 004 3444 or email support@guardcover.co.uk.
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Can you cover more than one bike on a cycleGuard policy?
Yes. You can cover yours and your family’s bikes all under one policy (provided you don’t exceed the £20,000 limit) and you’ll benefit from a multi-bike discount.
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Am I covered if I lend, loan or hire my bike to someone else?
Your bike will be covered for use by other family members, meaning spouse, partner, sibling, children and step-children but only if you live in the same location. cycleGuard’s Race and Compete cover option will also extend accidental damage cover to riders at the same cycling or triathlon club.
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Do I have to pay an excess?
Yes. The excess you pay depends on the type and value of the claim.
Claim amount is under £1,500 = excess of £50
Claim amount is £1,500 to £2,999 = excess of £100
Claim amount is £3,000 to £4,999 = excess of £150
Claim amount is over £5,000 = excess of £200
For all public liability claims, you must pay the first £500 of each claim arising from damage to third party property.