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cycleGuard Reviews

You can insure up to 10 bikes on the same policy and the more you insure with them, the bigger the discount.

8.8 /10
Based on 647 reviews
#8 of 13 bicycle insurers
  • Sentiment Score: 0.0/10
  • 647 reviews found on websites such as TrustPilot

Price Band

£ £ £ £ £

Good for

  • 5 star Defacto rating for their baseline cover
  • High levels of public liability cover
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84% of consumers read reviews before purchasing
*Based on an independent survey of 1000 people by Compare By Review
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  • All (1),
  • Claims (1),
  • Service (0),
  • Sales (0),
  • Renewal (0)
Cover Purchased
i Reviewed without invitation
Reviewed the Claims experience on 7 Jul 2022


Useless - do not get this insurance. My bike was stolen from me whilst I was having dinner and had the bike by my side. Claim was rejected as their definition of theft has to involve some sort of vio…
  • Recieved a response over 5 days after their claim was submitted
  • Claim wasn't successful
  • Was neither happy or unhappy with their experience when they spoke to someone
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Quotes our team received

Bicycle Price Image One


Bicycle insurance only based on a £750 road bike.

Bicycle Only

Per Year

Personal Accident Cover


Public Liability Cover

Bicycle Price Image Two


Bicycle and cyclist insurance based on a £750 road bike.

Bicycle & Cyclist

Per Year

Personal Accident Cover


Public Liability Cover


Frequently asked Questions

FAQ Icon

cycleGuard can offer online quotations for bikes up to £20,000. You can add up to 10 bikes onto your policy but the total value cannot exceed the £20,000 limit. If you have a bike or bicycles over that value, you may still be able to get a policy but you will have to contact cycleGuard for a personalised quote on 0333 004 3444 or email

Yes. You can cover yours and your family’s bikes all under one policy (provided you don’t exceed the £20,000 limit) and you’ll benefit from a multi-bike discount.

Your bike will be covered for use by other family members, meaning spouse, partner, sibling, children and step-children but only if you live in the same location. cycleGuard’s Race and Compete cover option will also extend accidental damage cover to riders at the same cycling or triathlon club.

Yes. The excess you pay depends on the type and value of the claim. Claim amount is under £1,500 = excess of £50 Claim amount is £1,500 to £2,999 = excess of £100 Claim amount is £3,000 to £4,999 = excess of £150 Claim amount is over £5,000 = excess of £200 For all public liability claims, you must pay the first £500 of each claim arising from damage to third party property.