Yellow Jersey Reviews - Bicycle Insurance

Yellow Jersey Reviews

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Yellow Jersey Reviews - Bicycle Insurance

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About Yellow Jersey

Yellow Jersey was founded by three brothers, Ryan, Grant and Scott who have now been successfully running the business for over 15 years. As active members of the cycling and triathlon community, they were constantly asked what the best cycling insurance was. They knew that the level of cover offered with home insurance policies simply wasn’t adequate enough but they also weren’t confident recommending other specialist bicycle insurers to friends who owned multiple bikes, competed in races, or took their bikes abroad. They knew things could be better, so in 2014, Yellow Jersey was born. With a passion for two wheels, it’s their vision to give their customers more time to ride. They do this by making insurance as easy and stress-free as possible.

Compare Yellow Jersey bicycle insurance policies

Yellow Jersey offers three different levels of cover so that you can select a policy that best suits your personal needs:

BenefitEssentialsPerformanceUltimate
Accidental damage & theftIncludedIncludedIncluded
Public liability£2 million£2 million£2 million
New for old coverUnlimitedUnlimitedUnlimited
Cover in EuropeNot included30 days120 days
Cover worldwideNot includedNot included120 days
Cover in transitNot includedIncludedIncluded
Sportives/charity eventsNot includedIncludedIncluded
RacingNot includedNot includedIncluded
Race fee coverNot includedNot included£500
Emergency bike hireNot includedNot included£500
Theft from vehicleNot includedIncludedIncluded
Accessory cover£250£250£250
Helmet & clothingOptionalOptionalOptional
Additional wheelsetsNot includedOptionalOptional
Physio cover£250£500£750
Dental cover£250£500£750
Permanent injury£10,000£15,000£25,000

Key features of Yellow Jersey bicycle insurance polcies

Bicycle experts

Yellow Jersey claims are handled in-house by a dedicated team of cycling experts, recruited out of local bike shops. Yellow Jersey understand that stress-free and easy claims are the benchmark of high-quality insurance policies.

DNA+

All Yellow Jersey customers receive a free DNA+ bicycle security marking kit worth £36. The forensic marking kit will prove that your bike is stolen property if taken by a thief and also acts as a strong deterrent.

Claims & renewal

With a Yellow Jersey bicycle insurance policy, you won’t be charged more at renewal even if you’ve had to make a claim. In fact, Yellow Jersey actually reward all of their customers with a 25% discount at renewal.

Home & away

You’ll be covered no matter where your bike is stolen from, even if it was stolen when you lent it to a family member who lives with you.

Multi-bike

Yellow Jersey offers its customers a 60% multi-bike discount on all additional pedal cycles.

Handle the vandals

Yellow Jersey will make sure everything is up to scratch if your bicycle is damaged through vandalism.

Medical cover

All of Yellow Jersey’s bicycle insurance policies cover you for physio up to £750, dental treatment up to £750 and permanent injury up to £25,000.

Crash damage

You’re covered for crash damage while racing on the Ultimate tier, sportives and charity rides on the Performance tier and day to day riding on the Essentials tier.

Zero depreciation

They don’t depreciate bicycles after any period of time. The price you paid for your bike is the price you’ll be insured for. They’ll either replace your bike with a new version or pay the full repair costs.

Contact Yellow Jersey

You can call Yellow Jersey on 0333 003 0046 Monday to Friday 9am-5pm or send them an email using the contact form on their website.

Frequently asked questions

What is the maximum value bicycle Yellow Jersey insure?

Yellow Jersey insure single bicycles up to £15,000. The maximum total cover for all your bicycles and accessories is £50,000.

How many bicycles can I insure on my Yellow Jersey policy?

You can insure up to 15 bikes as long as the combined value of bikes and accessories doesn’t exceed £50,000. All insured bicycles must be owned by you, or be bikes that you are legally responsible for (for example hire bikes.)

Do I have to pay an excess if I need to make a claim?

Yes. The standard excess for all of Yellow Jersey’s bicycle insurance policies is 10% up to a maximum of £100 for theft or accidental damage. Unlike most other bicycle insurance policies, there is no excess on third party claims made against you.

What types of bicycles does Yellow Jersey cover?

Yellow Jersey covers any bike, including; road, mountain, cyclocross and time trial as well as tricycles, tandems, trailer cycles and push scooters. They are unable to cover any bikes that fall under the requirements of the Road Traffic Act, for example motorcycles, mopeds or scooters.