Cycleplan Bicycle Insurance Reviews - Compare by Review


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Bicycle Insurance

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Cycleplan will replace your bike on a 'New for Old' basis as standard on bikes up to 3 years old

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Cycleplan was born when the founders realised the limitations that come with insuring your bicycle and cycling accessories on your home insurance policy. Cycleplan policies give you the option to tailor your bicycle insurance to suit your bike and the specialist level of cover that you need. With a specialist bicycle insurance policy from Cycleplan, you'll be able to focus on the sport you love knowing that you have adequate cover if anything were to go wrong.


Quotes our team received

Price Band

£ £ £ £ £

Quotes our team received

Bicycle Price Image One


Bicycle insurance only based on a £1,000 road bike.

Bicycle only


per year

Personal accident cover


Public liability cover


Bicycle Price Image Two


Bicycle and cyclist insurance based on a £1,000 road bike.

Bicycle & cyclist


per year

Personal accident cover


Public liability cover


About Cycleplan bicycle insurance

Why choose Cyceplan?

No premium penalty after a claim

If you’re unfortunate enough to suffer a loss and have to make a claim, Cycleplan won’t penalise you upon your next renewal.


Build your own bespoke policy

Cycleplan’s flexible insurance allows you to pick and choose the cover options that apply to you, so you only pay for cover that you need.


Lowest price guarantee 

Cycleplan will refund the difference if you find a policy that closely matches your needs at a cheaper price.


What do Cycleplan insurance policies cover?

Cycleplan’s insurance policies are completely customisable so you only pay for cover that you’re actually going to need. You can choose to insure your bicycle only against theft, loss and damage (up to £30,000) or add any of the following options onto your policy:


Protect your cycling accessories against theft, loss and damage.

Loss of earnings

Financial support if you’re injured whilst cycling and unable to work.

Competitive use

Cover for competing in an organised race where a winner is selected.

Public liability insurance

Protect your legal liability if you cause injury to another person or damage to third-party property.

Replacement bicycle hire

Covers the cost f hiring a replacement bike, from an approved dealer, during a claim.

Personal accident cover

Provides cover if you’re involved in an accident which results in your permanent disablement or death.

Legal expenses cover

Covers the cost of a civil claim following a road accident.

European cover – multi-trip

Cover whilst using your bike in the European Union.

Worldwide cover – multi-trip

Cover whilst using your bike anywhere in the world.


Make a claim

If you need to claim on your Cycplan policy, you need to call the claims team as soon as possible on 0333 400 7387 or email If you call out of office hours, you can leave a message and a member of the team will get back to you the next working day. If your claim relates to theft or malicious damage, you need to notify the police as soon as you become aware of the loss or damage and request a crime reference number.

Cycleplan needs all claims to be reported within 28 days of the occurrence.


Contact Cycleplan

New customers can contact Cycleplan on 0800 092 9268. Existing customers can call 0333 400 7178 or email Lines are open Monday to Friday 9am-5:30pm.

To submit a claim, you need to call 0333 400 7387 or email

Frequently Asked Questions