More about Bikmo

Bikmo is now five years into their mission to allow anyone, anywhere to protect their lifestyle so they can spend more time actually enjoying it. Not only are the team passionate about cycling, but they’re also equally passionate about protecting our planet’s needs. In September 2019, they were certified as a BCorp. Certified B Corporations are legally required to consider the impact of their decisions on their workers, customers, suppliers, community and environment.

Bikmo chose to become BCorp certified because the heart of their business is to get customers riding more to provide the well-known benefits that cycling offers, including better health and a cleaner environment.

Bikmo’s Goals

Goal 1 is to be carbon neutral by 31st December 2020.

Goal 2 is to put £10m per year back into local retailers by 2023.

Goal 3 is to partner with 1% For The Planet to support cycling-related organisations.

Compare Bikmo cover levels

What do Bikmo bicycle insurance policies cover?

All Bikmo bicycle insurance policies cover you for damage you inflict while riding your bike.

If an accident occurs while you’re riding and you’re at fault, Bikmo covers you up to the value of £2 million plus defence costs.

Cover if your bike gets stolen, provided you comply with Bikmo’s locking requirements.

If you need to make changes to your bike values, or access claims and benefits, you can do this anytime, anywhere with the Bikmo Cloud Account.

Bikmo’s personal accident cover will pay out £20,000 for life-changing injuries and up to £1,500 for optical and dental injuries sustained whilst riding your bike.

Bikmo understands that your cycling clothing can have the same value as your bike, that’s why they cover clothing and headgear as standard.

Bikmo doesn’t depreciate bikes of any age, so you’re covered for the value you’re insured for.

Bikmo includes accessories cover as standard, so your Garmin, lights and power meter are all included. Limits apply.

Bikmo will cover your bike and your kit anywhere in the world whether you’re riding, racing or in transit.

You won’t be charged extra to pay monthly rather than annually.

Bikmo provides a minimum of £500 bike box cover with all policies.

If anyone damages your beloved bike, Bikmo will cover this too.

If you want to free up space in your garage or shed and choose to use on-street parking instead, Bikmo will cover your bike 24/7 provided the parking meets their policy requirements. 

You get up to £100,000 legal expenses cover with your Bikmo insurance policy. This is a free companion cover, underwritten by ARAG.

Bikmo offers excess free claims through their local retail network. If your claim is settled as cash, there’s an excess of £40 or 10% of the claim value, whichever is greater.

If you let a family member or friend ride your bicycle, they’ll be covered too.

Bikmo will provide you with a temporary hire bike if yours is in the process of being repaired or replaced.

You can contact Keith and his self-proclaimed ‘bike geek’ team for a personal, bike-only chat on 10244 470337.

Contact Bikmo

If you have any questions or just want to chat about biking in general, you can contact the Bikmo team on 01244 470337 or email them at hello@bikmo.com. Alternatively, you can fill out on a contact form on their ‘contact us’ page.