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8.1 /10

Based on 15274 reviews

#4 of 10 home insurers

15274 reviews found on websites such as TrustPilot
Replace your old items with new
Up to £1 million buildings and £100,000 contents cover as standard
Access to More Than Rewards programme
UK based call centres
Live chat available online

Price Band

£ £ £ £ £

Good for

UK based call centres
Access to More Than Rewards programme

84% of consumers read reviews before purchasing

*Based on an independent survey of 1000 people by Compare By Review

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Quotes our team received

Details

Covers the contents of your home only

Contents Only Quote

£70.11

Per Year

Buildings' Cover Limit

£1m

Contents' Cover Limit

£100k

Details

Covers the physical structure of your home as well as the contents

Buildings & Contents Quote

£191.25

Per Year

Buildings' Cover Limit

£1m

Contents' Cover Limit

£100k

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What home insurance policies does More Than offer?

More Than offers buildings insurance only, contents insurance only and buildings and contents insurance combined. Details of each cover level are listed in the table below:

	Buildings & Contents	Buildings only	Contents only
Maximum cover	Up to £100,000 cover for your contents and up to £1m buildings cover	Up to £1m buildings cover	Up to £100,000 cover for your contents
Home emergency assistance	Up to £200	Up to £200	Up to £200
Alternative accommodation cover	Up to £45,000	Up to £30,000	Up to £15,000
Replacement locks and keys	Up to £1,000	Up to £1,000	Up to £1,000
Accidental damage cover	Optional	Optional	Optional
Home emergency cover	Optional up to £1,000	Optional up to £1,000	Optional up to £1,000
Personal possessions cover	Optional	N/A	Optional
Bicycle cover	Optional	N/A	Optional
Legal services	Optional up to £50,000	Optional up to £50,000	N/A
Trace and access cover	Optional	Optional	N/A
Contents temporarily away from home	Optional up to £11,250	N/A	Optional up to £11,250

What optional extras can I add to my More Than home insurance policy?

More Than gives you the option to tailor your home insurance policy to your personal needs. They offer a range of optional add ons, including:

Accidental damage - helps cover costs associated with repairing or replacing items if you accidentally damage your home or contents.
Personal possessions - covers personal belongings that are taken out of your home.
Bicycle cover - insure your family’s bikes against loss or damage up to £2,500 per bicycle in the UK and up to 60 days worldwide.
Legal services - provides you with help and advice regarding legal matters.
Upgraded buildings - provides you with increased alternative accommodation cover up to £100,000, plus up to £5,000 trace and access cover to repair any damage caused by tracing a leak, such as flooring that’s been damaged by locating a heating or water system leak.

Frequently asked Questions

More Than offers Buildings insurance, Contents insurance and Buildings and Contents insurance combined.

Yes, there is a selection of optional extras and upgrades to choose from. Accidental Damage Cover takes the stress and worry about the possibility of accidents. Upgrade your policy with Extra Home Emergency Cover for a higher level of cover than the standard Home Emergency Assistance Cover. Personal Possessions Cover will protect your possessions, such as tablets, phones and jewellery when you take them out of the house. Add Legal Services to your policy to help with advice and financial costs associated with having legal representation and advice.

Yes, their emergency helpline is available 24/7 365 days a year.

Home Insurance Guides

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