4th
Home Insurance
(13,603 reviews)
Review Score
8.1
More Than Reviews
See which providers perform best in our Home Insurance comparisonAll policyholders get access to More Than Rewards which provides discounts on everyday spending.
Verified
01/07/2022
Excellent Insurer
For many years now we have insured with Morethan for our Home & Car cover Today i had the pleasure of speaking to Jason regarding our home cover. He was absolutely excellent to speak to in discussing our Cover & explaining everything in great detail. It was a pleasure talking to him as it always is with the Customer Services Team.
I cannot hesitate in recommending this company.
Many thanks
Geoffrey Sharp
Verified
01/09/2020
Rest Insured
Excellent price. Very helpful customer service. Excellent. All-inclusive policy. Almost every contingency.
Great to hear. Thanks for leaving a review, Trevor.
Verified
10/11/2020
Good Price & Good Cover
I’ve been with More Than for years now and I’ve never had an issue. Great price and excellent service when I have needed to contact them.
About
More Than is a forward-thinking insurance company that provides a broad range of home insurance cover for all of life's eventualities.
Pricing
Quotes our team received
Price Band
£
£
£
£
£
Quotes our team received
Details
Covers the contents of your home only
Contents only quote
£70.11
per yearBuildings' cover limit
£1m
Contents' cover limit
£100k
Details
Covers the physical structure of your home as well as the contents
Buildings & contents quote
£191.25
per yearBuildings' cover limit
£1m
Contents' cover limit
£100k
Benefits of More Than Home Insurance
- Replace your old items with new
- Up to £1 million buildings and £100,000 contents cover as standard
- Access to More Than Rewards programme
- UK based call centres
- Live chat available online
What home insurance policies does More Than offer?
More Than offers buildings insurance only, contents insurance only and buildings and contents insurance combined. Details of each cover level are listed in the table below:
| Buildings & Contents | Buildings only | Contents only | |
|---|---|---|---|
| Maximum cover | Up to £100,000 cover for your contents and up to £1m buildings cover | Up to £1m buildings cover | Up to £100,000 cover for your contents |
| Home emergency assistance | Up to £200 | Up to £200 | Up to £200 |
| Alternative accommodation cover | Up to £45,000 | Up to £30,000 | Up to £15,000 |
| Replacement locks and keys | Up to £1,000 | Up to £1,000 | Up to £1,000 |
| Accidental damage cover | Optional | Optional | Optional |
| Home emergency cover | Optional up to £1,000 | Optional up to £1,000 | Optional up to £1,000 |
| Personal possessions cover | Optional | N/A | Optional |
| Bicycle cover | Optional | N/A | Optional |
| Legal services | Optional up to £50,000 | Optional up to £50,000 | N/A |
| Trace and access cover | Optional | Optional | N/A |
| Contents temporarily away from home | Optional up to £11,250 | N/A | Optional up to £11,250 |
What optional extras can I add to my More Than home insurance policy?
More Than gives you the option to tailor your home insurance policy to your personal needs. They offer a range of optional add ons, including:
Frequently Asked Questions
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What type of policies does More Than offer?
More Than offers Buildings insurance, Contents insurance and Buildings and Contents insurance combined.
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Does More Than offer any optional extras?
Yes, there is a selection of optional extras and upgrades to choose from. Accidental Damage Cover takes the stress and worry about the possibility of accidents. Upgrade your policy with Extra Home Emergency Cover for a higher level of cover than the standard Home Emergency Assistance Cover. Personal Possessions Cover will protect your possessions, such as tablets, phones and jewellery when you take them out of the house. Add Legal Services to your policy to help with advice and financial costs associated with having legal representation and advice.
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Does More Than have an emergency helpline?
Yes, their emergency helpline is available 24/7 365 days a year.
