6th
Home Insurance
(13,849 reviews)
Review Score
7.5
More Than Reviews
See which providers perform best in our Home Insurance comparisonAll policyholders get access to More Than Rewards which provides discounts on everyday spending.
Verified
Rest Insured
Excellent price. Very helpful customer service. Excellent. All-inclusive policy. Almost every contingency.
Great to hear. Thanks for leaving a review, Trevor.
Verified
Good Price & Good Cover
I’ve been with More Than for years now and I’ve never had an issue. Great price and excellent service when I have needed to contact them.
Verified
Very Nearly A Scam. Certainly Questionable Practice
My More Than home contents renewal quote showed an increase of 25% if auto-renewed. Having not made a claim I called to get an explanation. I was told it was due in part to claims received due to flooding across the business ( nothing to do with my policy) I was told there was nothing they could do to reduce the cost. I then tried a price comparison site and to my surprise More Than quoted, (for the same policy) at 45% of the auto-renewal cost. I contacted More Than to ask to renew at the lower rate but was told this could not be done. If I allowed the policy to lapse they would be happy to renew at the price comparison site offer. In conclusion More Than are taking unfair advantage of any customers who auto-renew. In my option, their approach is virtually a scam and is certainly unfair to customers. Be very careful in any dealing with More Than.
About
More Than is a forward-thinking insurance company that provides a broad range of home insurance cover for all of life's eventualities.
Pricing
Quotes our team received
Price Band
Quotes our team received
Details
Covers the contents of your home only
Contents only quote
£70.11
per yearBuildings' cover limit
£1m
Contents' cover limit
£100k
Details
Covers the physical structure of your home as well as the contents
Buildings & contents quote
£191.25
per yearBuildings' cover limit
£1m
Contents' cover limit
£100k
Benefits of More Than Home Insurance
- Replace your old items with new
- Up to £1 million buildings and £100,000 contents cover as standard
- Access to More Than Rewards programme
- UK based call centres
- Live chat available online
What home insurance policies does More Than offer?
| Buildings & Contents | Buildings only | Contents only | |
|---|---|---|---|
| Maximum cover | Up to £100,000 cover for your contents and up to £1m buildings cover | Up to £1m buildings cover | Up to £100,000 cover for your contents |
| Home emergency assistance | Up to £200 | Up to £200 | Up to £200 |
| Alternative accommodation cover | Up to £45,000 | Up to £30,000 | Up to £15,000 |
| Replacement locks and keys | Up to £1,000 | Up to £1,000 | Up to £1,000 |
| Accidental damage cover | Optional | Optional | Optional |
| Home emergency cover | Optional up to £1,000 | Optional up to £1,000 | Optional up to £1,000 |
| Personal possessions cover | Optional | N/A | Optional |
| Bicycle cover | Optional | N/A | Optional |
| Legal services | Optional up to £50,000 | Optional up to £50,000 | N/A |
| Trace and access cover | Optional | Optional | N/A |
| Contents temporarily away from home | Optional up to £11,250 | N/A | Optional up to £11,250 |
What optional extras can I add to my More Than home insurance policy?
Frequently Asked Questions
-
What type of policies does More Than offer?
More Than offers Buildings insurance, Contents insurance and Buildings and Contents insurance combined.
-
Does More Than offer any optional extras?
Yes, there is a selection of optional extras and upgrades to choose from. Accidental Damage Cover takes the stress and worry about the possibility of accidents. Upgrade your policy with Extra Home Emergency Cover for a higher level of cover than the standard Home Emergency Assistance Cover. Personal Possessions Cover will protect your possessions, such as tablets, phones and jewellery when you take them out of the house. Add Legal Services to your policy to help with advice and financial costs associated with having legal representation and advice.
-
Does More Than have an emergency helpline?
Yes, their emergency helpline is available 24/7 365 days a year.
