What type of life insurance policies does Vitality offer?
Vitality offers four different types of life insurance you can choose from depending on your needs, these are Life Cover, Serious Illness Cover, Mortgage Protection Cover and Income Protection Cover.
Does Vitality reward me for living a healthy life?
Yes, Vitality rewards members of Wellness Optimiser or Vitality Optimiser with upfront and ongoing discounts in return for meeting health activities.
Can I add critical illness cover to my Vitality life insurance policy?
Vitality doesn’t offer critical illness cover, they offer serious illness cover, which pays out for less severe conditions as well as critical ones.
Will I need to provide medical information to get a life insurance policy with Vitality?
Vitality does not require any medical information. However, they will ask health and lifestyle questions to check your eligibility and calculate your premium.
Does Vitality cover terminal illnesses?
Yes, cover for terminal illness is included under Vitality as standard. If you are diagnosed with an incurable illness that will result in death within 12 months, Vitality will pay out either the single cash payment or the fixed monthly payments for the remainder of the term of the policy.