Vitality Reviews - Life Insurance

Ranked 6 of 10 Life Insurance providers

Vitality Reviews

Reviews

11,243

Review Score

8.6/10

Defaqto

Defaqto

Price band

£££££

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Reviews

11,243

Review Score

8.6/10

Vitality is reviewed on

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Pricing

Price band

£££££

Quotes our team received:

35 year old non-smoker: £9.76
With critical illness cover: £21.10

Our team have received quotes based on a 35 year old female non-smoker with and without critical illness cover.

Benefits of Vitality life insurance

  • 5 Star Defaqto rating
  • 4.3/5 Trustpilot score
  • Vitality paid out 99.8% of all life cover claims in 2018
  • Take advantage of Active Rewards such as gym discounts and cinema tickets
  • Cover for over 50s available
  • Access to ‘Vitality Magazine’

Compare life insurance providers to see how Vitality’s life insurance performs against their competitors.

About Vitality life insurance

Vitality offers a healthy living approach to their life insurance offering. By offering health incentive benefits, Vitality rewards those with a healthy outlook and life.

Frequently asked questions

What type of life insurance policies does Vitality offer?

Vitality offers four different types of life insurance you can choose from depending on your needs, these are Life Cover, Serious Illness Cover, Mortgage Protection Cover and Income Protection Cover.

Does Vitality reward me for living a healthy life?

Yes, Vitality rewards members of Wellness Optimiser or Vitality Optimiser with upfront and ongoing discounts in return for meeting health activities.

Can I add critical illness cover to my Vitality life insurance policy?

Vitality doesn’t offer critical illness cover, they offer serious illness cover, which pays out for less severe conditions as well as critical ones.

Will I need to provide medical information to get a life insurance policy with Vitality?

Vitality does not require any medical information. However, they will ask health and lifestyle questions to check your eligibility and calculate your premium.

Does Vitality cover terminal illnesses?

Yes, cover for terminal illness is included under Vitality as standard. If you are diagnosed with an incurable illness that will result in death within 12 months, Vitality will pay out either the single cash payment or the fixed monthly payments for the remainder of the term of the policy.

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