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Children’s health insurance covers the cost of private healthcare for your child or children. It doesn’t replace NHS care, but it can offer you some benefits over the NHS and it gives you access to private medical care if your child should need it.
Generally, private healthcare for children covers your child for acute health conditions, such as cancer treatment or pneumonia. It can also include quicker diagnosis of conditions and access to new treatments that aren’t currently available on the NHS.
There are three levels of private health insurance for children. Most providers offer the following levels of cover:
You can also add on extra benefits if they aren’t already included, such as:
The cost of private medical insurance for children is dependant on many factors including your child’s age, where you live and what level of cover you take out. Private health insurance is typically cheaper the younger you are but premiums are often higher if you live in the North West of England, South East of England or London.
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