Are my expenses covered?
This answer to this question will vary depending on the insurance provider and type of policy you take out. In general, if you have like for like cover then this should also cover your expenses and living costs. If your costs are more expensive than your normal living costs you will be reimbursed. If you’re able to live in your home but don’t have access to a kitchen, your policy should cover you for eating out. Some insurance providers will also cover you for putting your pets into kennels or catteries whilst your home is being repaired.