What is alternative accommodation cover?
If the unfortunate happens and your home is suddenly left uninhabitable and you have alternative accommodation insurance in place, your insurer will help you find suitable accommodation and pay the costs so you’re not left homeless whilst works are being carried out.
For a home to be classed as being uninhabitable it means that it’s either structurally damaged or lacking in the essential attributes for daily living such as running water, heating, electricity and sanitary facilities. It’s worth checking your policy and being clear on what is and what isn’t classed as damage that requires you to evacuate. Not all policies include alternative accommodation cover but it can be added to your policy separately for an additional cost.