How much is landlord insurance?
Specific landlord insurance does tend to be more expensive than regular home insurance. It’s seen as a great risk and the chances of having to make a claim are higher. For example, not all tenants have a vested interest in the property so are less likely to look after it.
Some insurers will ask you what your tenants do for a living which may affect the cost of your premium. Usually, they will charge more for students or those on housing benefits.