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Lifetime Pet Cover Reviews

All policies come with lifetime cover as standard, providing your pet with the best level of cover possible.

8.1 /10
Based on 918 reviews
#17 of 30 pet insurers
  • 918 reviews found on websites such as TrustPilot
  • Lifetime cover as standard
  • Up to £10,000 veterinary fees per year
  • Dental treatment for accident and illness
  • All policies include a level of complementary therapy
  • Dedicated team to look after all claims and update you on the process.
  • Claims paid directly to the veterinary practice
  • Multi-pet discount available

Price Band

£ £ £ £ £

Good for

  • £10k maximum vet fees per year
  • Lifetime cover as standard
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Tinks, a three-year-old Bengal

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Frequently asked Questions

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Lifetime Pet Cover offers a lifetime policy with five different price plans to choose from. Their simple and straightforward approach means that all of their policies are the same but the annual cover limit varies from £2,000 to £10,000.

Lifetime Pet Cover offers pet insurance for cats and dogs.

Yes, they offer multi-pet policies for any pets that have the same registered owner and live at the same address. Pets insured on a multi-pet policy will all come under one policy reference number.

Like most providers, Lifetime Pet Cover excludes pre-existing conditions from cover. However, a condition is no longer considered to be pre-existing if:

  • Your pet has received treatment for the condition and fully recovered from it, leaving no susceptibility to future issues.
  • Your pet has received no treatment for or in connection with the condition for a continuous period of 24 months.
  • Your pet hasn’t had any symptoms or vet consultations relating to the condition for the previous 24 months.

Yes, your premium will increase each year as your pet gets older and vet costs increase. You might also see an increase due to changes in insurance premium tax or a re-evaluation of risk. If you make a claim, it’s likely that your premium will increase significantly at the next renewal. There’s no limit on how much the premium could be.

Lifetime Pet Cover work to make the claims process as quick and simple as possible. They aim to pay your vet directly within 5 working days.

Pet Insurance Guides

Check out our insurance guides for more information