6th

/25

Lifetime Pet Cover Reviews

Pet Insurance

(1,423 reviews)

Review Score

9.10/10

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Pricing

Quotes our team received:

Quotes our team received:

Pet Details

Buster, a four-year-old Labrador Retriever

  Cover from

8 weeks  

Dog quote

£35.03

Maximum vet fees

£4,000

 per year

Cover from

8 weeks  

Maximum vet fees

£4,000

 per year

Pet Details

Tinks, a three-year-old Bengal

Cover from

8 weeks  

Cat quote

£11.92

Maximum vet fees

£4,000

 per year

Cover from

8 weeks  

Maximum vet fees

£4,000

 per year

Benefits of Lifetime Pet Cover

  • Lifetime cover as standard
  • Up to £4,000 veterinary fees per year
  • Dental treatment for accident and illness
  • All policies include a level of complementary therapy
  • Dedicated team to look after all claims and update you on the process.
  • Claims paid directly to the veterinary practice
  • No upper age limit
  • Multi-pet discount available

Compare pet insurance providers to see how Lifetime Pet Cover’s pet insurance performs against their competitors.

Frequently asked questions

What policies does Lifetime Pet Cover offer?

Lifetime Pet Cover offers a lifetime policy with three different price plans to choose from. Their simple and straightforward approach means that all of their policies are the same but the annual cover limit varies from £2,000 to £4,000.

What animals can I insure with Lifetime Pet Cover?

Lifetime Pet Cover offers pet insurance for cats and dogs.

Does Lifetime Pet Cover offer multi-pet policies?

Yes, they offer multi-pet policies for any pets that have the same registered owner and live at the same address. Pets insured on a multi-pet policy will all come under one policy reference number.

Does Lifetime Pet Cover cover pre-existing conditions?

Like most providers, Lifetime Pet Cover excludes pre-existing conditions from cover. However, a condition is no longer considered to be pre-existing if:

  • Your pet has received treatment for the condition and fully recovered from it, leaving no susceptibility to future issues.
  • Your pet has received no treatment for or in connection with the condition for a continuous period of 24 months.
  • Your pet hasn’t had any symptoms or vet consultations relating to the condition for the previous 24 months.

Will my premium increase each year?

Yes, your premium will increase each year as your pet gets older and vet costs increase. You might also see an increase due to changes in insurance premium tax or a re-evaluation of risk. If you make a claim, it’s likely that your premium will increase significantly at the next renewal. There’s no limit on how much the premium could be.

How long does it take to assess a claim?

Lifetime Pet Cover work to make the claims process as quick and simple as possible. They aim to pay your vet directly within 5 working days.

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