Ski Travel Insurance

What is ski travel insurance?

As you might have already guessed from the name, ski travel insurance covers you if you’re going on a ski holiday. Ski holidays leave you open to more risks than usual, such as the risk of collisions and falls so it’s important that you have a comprehensive insurance policy in place to cover you both on and off the slopes.

What does ski travel insurance cover?

Most skiing insurance policies cover all the basics that come with standard travel insurance policies, such as cancellation cover, cover for stolen or lost luggage and medical costs. Further to this, Skiing holiday insurance policies normally offer additional cover for:

  • Loss of ski passes
  • Personal liability insurance in case you injure someone
  • Alternative equipment hire if your luggage is lost or delayed when travelling
  • Delays due to an avalanche
  • Loss, theft or damage of your own, or your hired skiing equipment
  • Piste closure for more than 24 hours due to too much snow, lack of snow, high winds or avalanche risk

What’s not covered by skiing holiday insurance?

When purchasing skiing insurance, you need to thoroughly read through your policy details and make sure that the type of skiing you’re doing is covered. Not all skiing holiday insurance policies cover:

  • Heli-skiing
  • Snowmobiling
  • Freestyle skiing
  • Ski touring
  • Competitive skiing
  • Off-piste skiing

If you’re thinking of doing any of the above activities on your winter sports holiday, you might need to take out an extreme sports travel insurance policy instead to ensure that you get the correct level of cover for higher-risk sports.

Things to consider when buying skiing holiday insurance

Who are you travelling with?

If you’re going on a skiing trip with your family or a group of friends, you might get a better deal if you all book onto the same policy.

How often do you go on skiing holidays?

If you go on skiing holidays more than once a year, you could also make a saving by buying an annual travel insurance policy.

Where are you travelling to?

If you’re going on a skiing holiday in Europe, you can expect to pay less for your policy than if you’re travelling to the USA or Canada. This is due to medical treatment costing much less in Europe.

Comparing skiing holiday insurance

When deciding on a skilling holiday insurance policy, you need to consider more than the price. Cheap ski travel insurance isn’t necessarily the best ski travel insurance. Unlike traditional comparison sites that highlight the cheapest policies, we encourage you to read ski travel insurance reviews as possible so that you can get an idea of how different insurers handle claims if the worst were to happen.

Compare travel insurance providers

Compare travel insurance providers on Compare by Review, the first and only comparison site that values customer experience and quality above price. Our full table of travel insurance providers will give you an impartial and unbiased overview so you can purchase a high-quality policy from a provider that will be there for you when you need them most.