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Coverwise Reviews

Travel Insurance

(9,391 reviews)

Review Score

7.99/10

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Pricing

Quotes our team received:

Quotes our team received:

Trip Details

7 nights in Spain

  Medical cover limit

£20 million  

Single trip quote

£7.4

Cancellation cover limit

£3,000

 

Medical cover limit

£20 million  

Cancellation cover limit

£3,000

 

Trip Details

Worldwide cover including USA

Medical cover limit

£20 million  

Annual trip quote

£28.05

Cancellation cover limit

£3,000

 

Medical cover limit

£20 million  

Cancellation cover limit

£3,000

 

Benefits of Coverwise travel insurance

  • Coverwise’s Gold, Gold Select, Platinum and Platinum Select levels of cover are rated 5 Star by Defaqto
  • 24/7 emergency assistance
  • Trip cancellation cover
  • Trip curtailment cover
  • Up to £20,000,000 emergency medical expenses cover

Compare travel insurance providers to see how Coverwise’s travel insurance performs against their competitors.

Compare Coverwise travel insurance policies

Coverwise offers single trip travel insurance, annual multi-trip travel insurance, winter sports travel insurance and business travel insurance. Once you’ve chosen the policy that suits your needs, you have a choice over the level of cover. The different cover levels are listed in the table below.

StandardBronzeSilverGold
Medical expenses£20,000,000£20,000,000£20,000,000£20,000,000
Cancellation£1,000£1,500£2,000£3,000
Baggage£1,000£1,500£1,500£2,000
AbandonmentNot includedNot included£2,000£3,000
Missed departureNot includedNot included£1,000£1,000
Delayed departureNot includedNot included£100£300
Hospital benefit£2,000£2,000£2,000£2,000
Hospital benefit per day£20£20£20£20
Personal accident£10,000£10,000£10,000£20,000
Personal liability£2,000,000£2,000,000£2,000,000£2,000,000
Emergency dental£1,000£1,000£1,000£1,000
Passport & Visas£500£500£500£600
Personal money£300£350£350£500
Legal expenses£20,000£20,000£50,000£50,000
Baggage delayNot includedNot includedNot included£300
Catastrophe coverNot includedNot includedNot included£1,000
Replacement employeeNot includedNot includedNot included£1,000
HijackNot includedNot includedNot included£500 (£50 each 24 hours)
Extended kennel/cattery feesNot includedNot includedNot included£200 (£50 per day)
Curtailment£1,000£1,500£2,000£3,000
Single item limit£200£200£200£200/£300
Cash limit£200 (£50 if under 16)£200 (£50 if under 16)£200 (£50 if under 16)£200 (£50 if under 16)
Excess£125 - £200£100 - £200£50£50

Making a claim

All Coverwise claims are dealt with by AXA, the Coverwise Sales and Service team are unable to assist you with the claims process. In order to make a claim, you need to fill in and submit an AXA Travel Insurance claims notification online. Once AXA has received your form, a member of their claims team will register your claim and keep you updated throughout the process.

Frequently asked questions

What type of policies does Coverwise offer?

Coverwise currently offers four policies, Single, Annual, Business and Winter. Each policy has four different levels of cover to choose from so you can pick the right level of cover for your trip.

What countries are not covered by Coverwise?

Coverwise does not cover travel to a country, specific area or event which the Travel Advice Unit of the Foreign and Commonwealth Office (FCO) has advised against all travel or all but essential travel. For more information, visit the FCO website.

Does Coverwise cover pre-existing conditions?

Coverwise now offers cover for pre-existing medical conditions on “select” policies. In order to obtain cover, you will be subject to a brief assessment and asked questions about your condition. If you do not declare your conditions and claim for medical treatment abroad, your claim will be declined on the basis it was not previously declared.

How long does it take Coverwise to assess a claim?

Coverwise aims to answer all emails within 48 hours of receipt if received during their normal office opening hours. Responses will be delayed if Coverwise is contacted after 2pm on Saturday or any time on a Sunday or bank holiday.

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