Coverwise Reviews - Travel Insurance
Ranked 4 of 25 Travel Insurance providers
Defaqto
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Featured reviews
Automatic Renewal
I would recommend
Reply from Coverwise Reviews
No comment has been added from Coverwise.
Reply from Compare by Review
Thanks for leaving a review, Cinz. Glad to hear they were able to issue you a refund.
Good value
Good value cover, as recommended by martin lewis.
I would recommend
Reply from Coverwise Reviews
No comment has been added from Coverwise.
Reply from Compare by Review
Good to know. Thanks for leaving a review, Sam.
Easy of service
Coverwise insurance is well priced.
I would recommend
Reply from Coverwise Reviews
No comment has been added from Coverwise.
Reply from Compare by Review
Glad to hear it’s well priced, hopefully the level of cover is also substantial. Thanks for leaving a review, Fiona.
Coverwise – Annual Travel Insurance
I would recommend
Reply from Coverwise Reviews
No comment has been added from Coverwise.
Reply from Compare by Review
Thanks for leaving a review Rebecca. Glad to hear that Coverwise were open, honest and helpful when your partner became ill on holiday and that you’ve had a positive experience with them for the last two years.
Coverwise is reviewed on
Pricing
Quotes our team received:
Single Trip: £5.90
Annual: £21.90
Our team have received a single trip quote based on a 25 year old travelling to Spain for 7 nights and an annual quote based on a 25 year old travelling worldwide, including the USA.
Benefits of Coverwise travel insurance
- Coverwise’s Gold, Gold Select, Platinum and Platinum Select levels of cover are rated 5 Star by Defaqto
- 24/7 emergency assistance
- Trip cancellation cover
- Trip curtailment cover
- Up to £20,000,000 emergency medical expenses cover
Compare travel insurance providers to see how Coverwise’s travel insurance performs against their competitors.
About Coverwise travel insurance
Coverwise is a travel insurance provider dedicated to offering excellent cover at affordable prices. Coverwise aims to provide a range of policies to meet a variety of needs, wherever and whenever you travel.
Compare Coverwise travel insurance policies
Coverwise offers single trip travel insurance, annual multi-trip travel insurance, winter sports travel insurance and business travel insurance. Once you’ve chosen the policy that suits your needs, you have a choice over the level of cover. The different cover levels are listed in the table below.
| Standard | Bronze | Silver | Gold | |
|---|---|---|---|---|
| Medical expenses | £20,000,000 | £20,000,000 | £20,000,000 | £20,000,000 |
| Cancellation | £1,000 | £1,500 | £2,000 | £3,000 |
| Baggage | £1,000 | £1,500 | £1,500 | £2,000 |
| Abandonment | Not included | Not included | £2,000 | £3,000 |
| Missed departure | Not included | Not included | £1,000 | £1,000 |
| Delayed departure | Not included | Not included | £100 | £300 |
| Hospital benefit | £2,000 | £2,000 | £2,000 | £2,000 |
| Hospital benefit per day | £20 | £20 | £20 | £20 |
| Personal accident | £10,000 | £10,000 | £10,000 | £20,000 |
| Personal liability | £2,000,000 | £2,000,000 | £2,000,000 | £2,000,000 |
| Emergency dental | £1,000 | £1,000 | £1,000 | £1,000 |
| Passport & Visas | £500 | £500 | £500 | £600 |
| Personal money | £300 | £350 | £350 | £500 |
| Legal expenses | £20,000 | £20,000 | £50,000 | £50,000 |
| Baggage delay | Not included | Not included | Not included | £300 |
| Catastrophe cover | Not included | Not included | Not included | £1,000 |
| Replacement employee | Not included | Not included | Not included | £1,000 |
| Hijack | Not included | Not included | Not included | £500 (£50 each 24 hours) |
| Extended kennel/cattery fees | Not included | Not included | Not included | £200 (£50 per day) |
| Curtailment | £1,000 | £1,500 | £2,000 | £3,000 |
| Single item limit | £200 | £200 | £200 | £200/£300 |
| Cash limit | £200 (£50 if under 16) | £200 (£50 if under 16) | £200 (£50 if under 16) | £200 (£50 if under 16) |
| Excess | £125 - £200 | £100 - £200 | £50 | £50 |
Making a claim
All Coverwise claims are dealt with by AXA, the Coverwise Sales and Service team are unable to assist you with the claims process. In order to make a claim, you need to fill in and submit an AXA Travel Insurance claims notification online. Once AXA has received your form, a member of their claims team will register your claim and keep you updated throughout the process.
Frequently asked questions
What type of policies does Coverwise offer?
Coverwise currently offers four policies, Single, Annual, Business and Winter. Each policy has four different levels of cover to choose from so you can pick the right level of cover for your trip.
What countries are not covered by Coverwise?
Coverwise does not cover travel to a country, specific area or event which the Travel Advice Unit of the Foreign and Commonwealth Office (FCO) has advised against all travel or all but essential travel. For more information, visit the FCO website.
Does Coverwise cover pre-existing conditions?
Coverwise now offers cover for pre-existing medical conditions on “select” policies. In order to obtain cover, you will be subject to a brief assessment and asked questions about your condition. If you do not declare your conditions and claim for medical treatment abroad, your claim will be declined on the basis it was not previously declared.
How long does it take Coverwise to assess a claim?
Coverwise aims to answer all emails within 48 hours of receipt if received during their normal office opening hours. Responses will be delayed if Coverwise is contacted after 2pm on Saturday or any time on a Sunday or bank holiday.
I didn’t use the annual insurance but got it just in case. The company automatically renewed which was annoying but I managed to get a refund.