12th
Travel Insurance
(2,880 reviews)
Review Score
8.6
Coverwise Reviews
See which providers perform best in our Travel Insurance comparisonAll policies include cancellation cover, curtailment cover, 24/7 medical assistance and £20m medical cover as standard.
Easy Of Service
Coverwise - Annual Travel Insurance
Thanks for leaving a review Rebecca. Glad to hear that Coverwise were open, honest and helpful when your partner became ill on holiday and that you've had a positive experience with them for the last two years.
Good Value
About
Coverwise is a travel insurance provider dedicated to offering excellent cover at affordable prices. Coverwise aims to provide a range of policies to meet a variety of needs, wherever and whenever you travel.
Pricing
Quotes our team received
Price Band
Quotes our team received
Trip Details
7 nights in Spain
Single trip quote
£7.40
Medical cover limit
£20m
Cancellation cover limit
£3k
Trip Details
Worldwide cover including USA
Annual trip quote
£22.86
Medical cover limit
£20m
Cancellation cover limit
£3k
Benefits of Coverwise Travel Insurance
- 24/7 emergency assistance
- Coverwise's Gold, Gold Select, Platinum and Platinum Select levels of cover are rated 5 Star by Defaqto
- Trip cancellation cover
- Trip curtailment cover
- Up to £20,000,000 emergency medical expenses cover
Compare Coverwise travel insurance policies
Coverwise offers single trip travel insurance, annual multi-trip travel insurance, winter sports travel insurance and business travel insurance. Once you’ve chosen the policy that suits your needs, you have a choice over the level of cover. The different cover levels are listed in the table below.
| Standard | Bronze | Silver | Gold | |
|---|---|---|---|---|
| Medical expenses | £20,000,000 | £20,000,000 | £20,000,000 | £20,000,000 |
| Cancellation | £1,000 | £1,500 | £2,000 | £3,000 |
| Baggage | £1,000 | £1,500 | £1,500 | £2,000 |
| Abandonment | Not included | Not included | £2,000 | £3,000 |
| Missed departure | Not included | Not included | £1,000 | £1,000 |
| Delayed departure | Not included | Not included | £100 | £300 |
| Hospital benefit | £2,000 | £2,000 | £2,000 | £2,000 |
| Hospital benefit per day | £20 | £20 | £20 | £20 |
| Personal accident | £10,000 | £10,000 | £10,000 | £20,000 |
| Personal liability | £2,000,000 | £2,000,000 | £2,000,000 | £2,000,000 |
| Emergency dental | £1,000 | £1,000 | £1,000 | £1,000 |
| Passport & Visas | £500 | £500 | £500 | £600 |
| Personal money | £300 | £350 | £350 | £500 |
| Legal expenses | £20,000 | £20,000 | £50,000 | £50,000 |
| Baggage delay | Not included | Not included | Not included | £300 |
| Catastrophe cover | Not included | Not included | Not included | £1,000 |
| Replacement employee | Not included | Not included | Not included | £1,000 |
| Hijack | Not included | Not included | Not included | £500 (£50 each 24 hours) |
| Extended kennel/cattery fees | Not included | Not included | Not included | £200 (£50 per day) |
| Curtailment | £1,000 | £1,500 | £2,000 | £3,000 |
| Single item limit | £200 | £200 | £200 | £200/£300 |
| Cash limit | £200 (£50 if under 16) | £200 (£50 if under 16) | £200 (£50 if under 16) | £200 (£50 if under 16) |
| Excess | £125 - £200 | £100 - £200 | £50 | £50 |
Making a claim
All Coverwise claims are dealt with by AXA, the Coverwise Sales and Service team are unable to assist you with the claims process. In order to make a claim, you need to fill in and submit an AXA Travel Insurance claims notification online. Once AXA has received your form, a member of their claims team will register your claim and keep you updated throughout the process.
Frequently Asked Questions
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What type of policies does Coverwise offer?
Coverwise currently offers four policies, Single, Annual, Business and Winter. Each policy has four different levels of cover to choose from so you can pick the right level of cover for your trip.
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What countries are not covered by Coverwise?
Coverwise does not cover travel to a country, specific area or event which the Travel Advice Unit of the Foreign and Commonwealth Office (FCO) has advised against all travel or all but essential travel. For more information, visit the FCO website.
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Does Coverwise cover pre-existing conditions?
Coverwise now offers cover for pre-existing medical conditions on “select” policies. In order to obtain cover, you will be subject to a brief assessment and asked questions about your condition. If you do not declare your conditions and claim for medical treatment abroad, your claim will be declined on the basis it was not previously declared.
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How long does it take Coverwise to assess a claim?
Coverwise aims to answer all emails within 48 hours of receipt if received during their normal office opening hours. Responses will be delayed if Coverwise is contacted after 2pm on Saturday or any time on a Sunday or bank holiday.
