7 nights in Spain
Coverwise Reviews
All policies include cancellation cover, curtailment cover, 24/7 medical assistance and £20m medical cover as standard.
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Sentiment Score: 5.8/10
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74926 reviews found on websites such as TrustPilot
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24/7 emergency assistance
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Coverwise's Gold, Gold Select, Platinum and Platinum Select levels of cover are rated 5 Star by Defaqto
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Trip cancellation cover
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Trip curtailment cover
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Up to £20,000,000 emergency medical expenses cover
Price Band
£
£
£
£
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Good for
- Rated 5 stars by Defaqto
- £20m limit for medical cover
84% of consumers read reviews before purchasing
*Based on an independent survey of 1000 people by Compare By Review
Cover Purchased
Reviewed without invitation
Reviewed the
Claims
experience on 26 Sep 2022
Shocking Service
I am still awaiting for a reply from these it has been so long there all great in giving you cover then when you need to claim because of something out your power they do not reply to a single email …
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Recieved a response over 5 days after their claim was submitted
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Claim is still unresolved
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Was neither happy or unhappy with their experience when they spoke to someone
Cover Purchased
Reviewed without invitation
Reviewed the
Claims
experience on 6 Sep 2022
Awful When Claiming Back My Money
Case number: GB1-22-002414
When using the policy, the service has been terrible!
Not only did they ask for one piece of evidence at a time, but instead of asking all at once, it took 3 months.
N…
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Recieved a response over 5 days after their claim was submitted
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Claim is still unresolved
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Was neither happy or unhappy with their experience when they spoke to someone
Quotes our team received
Trip Details
Single Trip Quote
£7.40
Medical Cover Limit
£20m
Cancellation Cover Limit
£3k
Trip Details
Worldwide cover including USA
Annual Trip Quote
£22.86
Medical Cover Limit
£20m
Cancellation Cover Limit
£3k
Compare Coverwise travel insurance policies
Coverwise offers single trip travel insurance, annual multi-trip travel insurance, winter sports travel insurance and business travel insurance. Once you’ve chosen the policy that suits your needs, you have a choice over the level of cover. The different cover levels are listed in the table below.
| Standard | Bronze | Silver | Gold | |
|---|---|---|---|---|
| Medical expenses | £20,000,000 | £20,000,000 | £20,000,000 | £20,000,000 |
| Cancellation | £1,000 | £1,500 | £2,000 | £3,000 |
| Baggage | £1,000 | £1,500 | £1,500 | £2,000 |
| Abandonment | Not included | Not included | £2,000 | £3,000 |
| Missed departure | Not included | Not included | £1,000 | £1,000 |
| Delayed departure | Not included | Not included | £100 | £300 |
| Hospital benefit | £2,000 | £2,000 | £2,000 | £2,000 |
| Hospital benefit per day | £20 | £20 | £20 | £20 |
| Personal accident | £10,000 | £10,000 | £10,000 | £20,000 |
| Personal liability | £2,000,000 | £2,000,000 | £2,000,000 | £2,000,000 |
| Emergency dental | £1,000 | £1,000 | £1,000 | £1,000 |
| Passport & Visas | £500 | £500 | £500 | £600 |
| Personal money | £300 | £350 | £350 | £500 |
| Legal expenses | £20,000 | £20,000 | £50,000 | £50,000 |
| Baggage delay | Not included | Not included | Not included | £300 |
| Catastrophe cover | Not included | Not included | Not included | £1,000 |
| Replacement employee | Not included | Not included | Not included | £1,000 |
| Hijack | Not included | Not included | Not included | £500 (£50 each 24 hours) |
| Extended kennel/cattery fees | Not included | Not included | Not included | £200 (£50 per day) |
| Curtailment | £1,000 | £1,500 | £2,000 | £3,000 |
| Single item limit | £200 | £200 | £200 | £200/£300 |
| Cash limit | £200 (£50 if under 16) | £200 (£50 if under 16) | £200 (£50 if under 16) | £200 (£50 if under 16) |
| Excess | £125 - £200 | £100 - £200 | £50 | £50 |
Making a claim
All Coverwise claims are dealt with by AXA, the Coverwise Sales and Service team are unable to assist you with the claims process. In order to make a claim, you need to fill in and submit an AXA Travel Insurance claims notification online. Once AXA has received your form, a member of their claims team will register your claim and keep you updated throughout the process.
Frequently asked Questions
Coverwise currently offers four policies, Single, Annual, Business and Winter. Each policy has four different levels of cover to choose from so you can pick the right level of cover for your trip.
Coverwise does not cover travel to a country, specific area or event which the Travel Advice Unit of the Foreign and Commonwealth Office (FCO) has advised against all travel or all but essential travel. For more information, visit the FCO website.
Coverwise now offers cover for pre-existing medical conditions on “select” policies. In order to obtain cover, you will be subject to a brief assessment and asked questions about your condition. If you do not declare your conditions and claim for medical treatment abroad, your claim will be declined on the basis it was not previously declared.
Coverwise aims to answer all emails within 48 hours of receipt if received during their normal office opening hours. Responses will be delayed if Coverwise is contacted after 2pm on Saturday or any time on a Sunday or bank holiday.
