All policies include cancellation cover, curtailment cover, 24/7 medical assistance and £20m medical cover as standard.
21/07/2020
Glad to hear it’s well priced, hopefully the level of cover is also substantial. Thanks for leaving a review, Fiona.
05/06/2020
Thanks for leaving a review Rebecca. Glad to hear that Coverwise were open, honest and helpful when your partner became ill on holiday and that you’ve had a positive experience with them for the last two years.
21/07/2020
Good value cover, as recommended by martin lewis.
Good to know. Thanks for leaving a review, Sam.
Coverwise is a travel insurance provider dedicated to offering excellent cover at affordable prices. Coverwise aims to provide a range of policies to meet a variety of needs, wherever and whenever you travel.
Quotes our team received:
Quotes our team received:
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Coverwise offers single trip travel insurance, annual multi-trip travel insurance, winter sports travel insurance and business travel insurance. Once you’ve chosen the policy that suits your needs, you have a choice over the level of cover. The different cover levels are listed in the table below.
| Standard | Bronze | Silver | Gold | |
|---|---|---|---|---|
| Medical expenses | £20,000,000 | £20,000,000 | £20,000,000 | £20,000,000 |
| Cancellation | £1,000 | £1,500 | £2,000 | £3,000 |
| Baggage | £1,000 | £1,500 | £1,500 | £2,000 |
| Abandonment | Not included | Not included | £2,000 | £3,000 |
| Missed departure | Not included | Not included | £1,000 | £1,000 |
| Delayed departure | Not included | Not included | £100 | £300 |
| Hospital benefit | £2,000 | £2,000 | £2,000 | £2,000 |
| Hospital benefit per day | £20 | £20 | £20 | £20 |
| Personal accident | £10,000 | £10,000 | £10,000 | £20,000 |
| Personal liability | £2,000,000 | £2,000,000 | £2,000,000 | £2,000,000 |
| Emergency dental | £1,000 | £1,000 | £1,000 | £1,000 |
| Passport & Visas | £500 | £500 | £500 | £600 |
| Personal money | £300 | £350 | £350 | £500 |
| Legal expenses | £20,000 | £20,000 | £50,000 | £50,000 |
| Baggage delay | Not included | Not included | Not included | £300 |
| Catastrophe cover | Not included | Not included | Not included | £1,000 |
| Replacement employee | Not included | Not included | Not included | £1,000 |
| Hijack | Not included | Not included | Not included | £500 (£50 each 24 hours) |
| Extended kennel/cattery fees | Not included | Not included | Not included | £200 (£50 per day) |
| Curtailment | £1,000 | £1,500 | £2,000 | £3,000 |
| Single item limit | £200 | £200 | £200 | £200/£300 |
| Cash limit | £200 (£50 if under 16) | £200 (£50 if under 16) | £200 (£50 if under 16) | £200 (£50 if under 16) |
| Excess | £125 - £200 | £100 - £200 | £50 | £50 |
All Coverwise claims are dealt with by AXA, the Coverwise Sales and Service team are unable to assist you with the claims process. In order to make a claim, you need to fill in and submit an AXA Travel Insurance claims notification online. Once AXA has received your form, a member of their claims team will register your claim and keep you updated throughout the process.
Coverwise currently offers four policies, Single, Annual, Business and Winter. Each policy has four different levels of cover to choose from so you can pick the right level of cover for your trip.
Coverwise does not cover travel to a country, specific area or event which the Travel Advice Unit of the Foreign and Commonwealth Office (FCO) has advised against all travel or all but essential travel. For more information, visit the FCO website.
Coverwise now offers cover for pre-existing medical conditions on “select” policies. In order to obtain cover, you will be subject to a brief assessment and asked questions about your condition. If you do not declare your conditions and claim for medical treatment abroad, your claim will be declined on the basis it was not previously declared.
Coverwise aims to answer all emails within 48 hours of receipt if received during their normal office opening hours. Responses will be delayed if Coverwise is contacted after 2pm on Saturday or any time on a Sunday or bank holiday.
Coverwise insurance is well priced.
Coverwise insurance is well priced.