Monese Basic Account

App-Based Bank

(9,826 reviews)

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Benefits of Monese

  • Rated 4.3/5 via Trustpilot. 
  • Real-time notifications for added peace of mind
  • Pay with your phone via Apple Pay or Google Pay
  • Simple current account is completely free
  • Integrated with Avios and other multi currency accounts
  • Send and receive payments instantly between Monese accounts
  • The app can be used in 14 languages
  • Freeze your card instantly

Compare app-based banks to see how Monese perform against their competitors.

Frequently asked questions

How do I open an account?

To open an account you need to download the free Monese app via your smartphone. You then need to fill in the necessary details. The whole process will take just a few minutes and is clear and easy to navigate. You need to have some photo ID to hand to take a photo of and be ready to record a quick video of yourself for authentication.

How can I contact Monese directly?

There are a few options ranging from in-app automated chat, email and by phone. The in-app chat is the fastest way to get information, but if you have a specific question about your account you can leave a message or request a callback.

Is my money covered?

Monese states that 100% of their customers’ funds are protected and are authorised by the Financial Conduct Authority (FCA). Their accounts are not protected by the Financial Conduct Authority Scheme (FSCS).