Monese Basic AccountSee which providers perform best in our App-Based Bank comparison
Monese customers' can move money internationally in 19 different currencies at wholesale exchange rates.
Absolutely Horrid Customer Service
Avoid At All Costs
Launched in 2015, Monese was the first 100% mobile current account in the UK. You have the ability to open a UK current account from anywhere in Europe through an iOS and Android smartphone application. Monese allows you to categorise your spending patterns so you can keep track and budget for what you need. Although Monese is an app-based bank, you can top up your account via the Post office and Paypoint locations across the UK.
Benefits of Monese App-Based Bank
- Real-time notifications for added peace of mind
- Pay with your phone via Apple Pay or Google Pay
- Simple current account is completely free
- Integrated with Avios and other multi currency accounts
- Send and receive payments instantly between Monese accounts
- The app can be used in 14 languages
- Freeze your card instantly
Frequently Asked Questions
How do I open an account?
To open an account you need to download the free Monese app via your smartphone. You then need to fill in the necessary details. The whole process will take just a few minutes and is clear and easy to navigate. You need to have some photo ID to hand to take a photo of and be ready to record a quick video of yourself for authentication.
How can I contact Monese directly?
There are a few options ranging from in-app automated chat, email and by phone. The in-app chat is the fastest way to get information, but if you have a specific question about your account you can leave a message or request a callback.
Is my money covered?
Monese states that 100% of their customers' funds are protected and are authorised by the Financial Conduct Authority (FCA). Their accounts are not protected by the Financial Conduct Authority Scheme (FSCS).