1st
Our
Review Score
9.8/10
based on 1,825 reviewsPersonal Accident Cover***
£50k
Public Liability Cover****
£2m
2nd
Our
Review Score
9.4/10
based on 12,876 reviewsPersonal Accident Cover***
£25k
Public Liability Cover****
N/A
3rd
Our
Review Score
9.4/10
based on 1,062 reviewsPersonal Accident Cover***
£50k
Public Liability Cover****
£1m
4th
Our
Review Score
9.2/10
based on 542 reviewsPersonal Accident Cover***
£20k
Public Liability Cover****
£2m
5th
Our
Review Score
9.2/10
based on 2,550 reviewsPersonal Accident Cover***
£50k
Public Liability Cover****
£5m
6th
Our
Review Score
9.0/10
based on 267 reviewsPersonal Accident Cover***
£10k
Public Liability Cover****
£2m
7th
Our
Review Score
8.9/10
based on 332 reviewsPersonal Accident Cover***
£25k
Public Liability Cover****
£2m
8th
Our
Review Score
8.8/10
based on 474 reviewsPersonal Accident Cover***
£25k
Public Liability Cover****
£5m
9th
Our
Review Score
8.6/10
based on 2,024 reviewsPersonal Accident Cover***
£25k
Public Liability Cover****
£5m
10th
Our
Review Score
8.5/10
based on 4,451 reviewsPersonal Accident Cover***
£45k
Public Liability Cover****
£4.5m
What are Mountain Bikes?
Why get Mountain Bicycle Insurance?
Is Mountain Bicycle insurance a legal requirement?
Are Mountain Bikes expensive?
What’s covered under standard Mountain Bicycle Insurance?
- Theft- If your mountain bike is stolen, you are covered.
- Accidental Damage- If you damage your bicycle by accident it can be covered to an extent
- Malicious Damage- If your mountain bike is vandalised or someone decides to damage it on purpose, most electric bike insurance policies will cover the repairs
What’s not covered under standard Mountain Bike Insurance?
- Accessories- If the accessories on your mountain bicycle (GPS, lights etc.) get stolen or even vandalised, you can pay an additional fee to have them covered
- Cycling Abroad- You can pay an additional fee to have your mountain bike covered to ride outside of the UK
- Competitive Use- Some Providers will even provide an option to have your mountain bicycle insured for competitive use, however, with electric bikes it is less common
- Third-Party Liability- This can be added to cover any damages your mountain bike can cause even in relation to fees to cover injuries if you crash into someone else